Also, these types
of universal insurance policies typically guarantee the principal amount in the indexed portion, but cap the maximum return that a policy holder can receive in said account.
Online Quote: Available for Term Life Insurance policies and Guaranteed Acceptance Whole Life policy, not general Whole Life Insurance policy or
Universal Insurance policy Term Life Insurance: Available Whole Life Insurance: Available Universal Life Insurance: Available Additional Benefits: Different tiers of Term Life Insurance and a Guaranteed Acceptance Whole Life policy Other Insurance Offered: Disability, Auto, and Home
Permanent insurance, which includes whole life and
universal insurance policies, is for life: It provides a death benefit for as long as you pay the premium, but also may include cash value that can be accessed during the insured person's lifetime.1
Permanent insurance, which includes whole life and
universal insurance policies, is for life: It provides a death benefit for as long as you pay the premium, but also may include cash value that can be accessed during the insured person's lifetime.1
Add even more value to
your Universal Insurance policy by buying any of these optional riders.
Symetra SUL - G Survivorship Universal Life Insurance — The SUL - G is also
a universal insurance policy that offers a guaranteed death benefit, along with ensuring that legacy planning goals are being met.
There are many other ways
a universal insurance policy can be put to work for its owner.
However, a federal law allows you a marital deduction so you can leave an unlimited amount of assets — including the cash value of
your universal insurance policy's investment portion — to your surviving spouse.
A universal insurance policy covers a wider category and can sometimes be cashed in.