Sentences with phrase «universal life allows»

With whole life, your premiums and payout remain fixed, while universal life allows you to change your payments and benefit amount freely.

Universal life allows for a flexible premium to be paid.

Unlike whole life insurance, universal life allows the cash value of investments to grow at a variable rate that is adjusted monthly.

Variable universal life allows you to directly invest in the stock market through sub-accounts that are similar to mutual funds.

Universal life allows the premium payer the flexibility of setting the amount and frequency of the payments.

Decreasing your coverage - As your financial responsibilities change, Universal Life allows you to decrease your coverage without purchasing a new policy.

As your income grows, time passes, and more discretionary income becomes available, universal life allows you to make additional payments or increase payment amounts, which can produce greater cash value.

Universal life allows you to adjust your premium payment and death benefit to accommodate your current lifestyle.

Indexed Universal Life allows the owner to earn interest based on the movement of the stock market but without the risk of putting your money directly into the market.

Universal life allows you to adjust your premium payments, within certain parameters set by the insurer.

With greater flexibility than most insurance plans, universal life allows the policyholder to pay premiums at any time, in practically any amount.

Universal life allows for a flexible premium but also allows for potential cash build up.

Variable Universal Life allows the owner to invest the policy into various investment vehicles which can make the premium and cash reserve go down or up depending on the performance of the vehicle invested in.

Universal life allows the policyholder to use money in the accrued cash value to pay premiums if the policyholder is unable to make the payments.

If price is one of the most important factors for you, guaranteed universal life allows you to save money.

Universal Life allows you, after your initial payment, to pay premiums at any time, in virtually any amount, subject to certain minimums and maximums.

It also has a cash value accumulation feature, but thankfully, Universal life allows for a higher degree of flexibility — which is why we recommend it over Whole Life Insurance.

Universal Life allows you, after your initial payment, to pay premiums at any time, in virtually any amount, subject to certain minimums and maximums.

Variable universal life allows for individual stock fund investments and may only be sold by someone with a securities license.

Variable Universal Life is that Variable Universal Life allows you to accumulate policy cash value through an investment feature called an underlying investment option.

Universal life allows you to adjust your premium payment and death benefit to accommodate your current lifestyle.

Universal life allows the customer flexibility in choosing and changing the terms of the policy.

Not exact matches

Variable and universal life insurance policies are often favored because they allow you to use the policy's cash value to pay premiums.

I think most single moms would happily forego being called a hero if they had the right to govern their own body and lived in a country where their elected officials created policies that allowed them to raise their kids in healthier, happier ways — from affordable childcare to universal preK to paid sick leave to equal pay.

The CEP was one of the less publicized gains of the Healthy, Hunger - Free Kids Act (HHFKA), allowing schools to provide universal meals to an entire school based on «direct certification» data, such as how many children live in households receiving food stamps (SNAP benefits), without also requiring annual paper applications submitted by parents.

With this recognition of our pride we learn to soften our individual self which allows the universal to be more prevalent in our lives.

It's simple... author Jon Bensen has narrowed down the 5 Universal Steps that work with any diet to allow you to get leaner, faster... and stay that way for life!

Like his Guru, Babaji only wishes to teach meditation and share universal spiritual truths, while allowing everyone to come to their own conclusions about life.

We will ensure there is universal childcare to give all children a good start in life, allowing greater sharing of caring responsibilities and removing barriers to women participating in the labour market.

CONTROL THE LIVING ROOM Building on the popularity of the universal remote control feature in the previous model, the Xperia Tablet S has enhanced this feature by adding macro functionality, allowing the ability to turn on multiple devices of most brands, including TV, Blu - ray Disc ™ player and audio system, with the touch of one button.

The primary advantage of universal life insurance option B is that cash values grow more quickly over time and the higher level of excess premium contributions allowed by the IRS.

Two specific types of permanent insurance — participating whole life and universal life — allows you take full advantage of tax - sheltered investing by overfunding it.

Expanded ability to contribute excess premiums can be the deciding factor when comparing universal life insurance option A versus Option B. Option B allows for greater tax - favored cash accumulation.

Our free universal life insurance quotes online allow you to see the impact of elective riders on the monthly premiums and projected cash values.

Variable and universal life insurance policies are often favored because they allow you to use the policy's cash value to pay premiums.

As the cash value grows, universal life insurance allows you to use the cash value to pay for your monthly premiums.

In similar fashion to universal life, indexed life insurance allows you to adjust your death benefit, your premium payment, and how often you make payments.

If you choose to exercise this option, it allows you to convert all or a portion of the existing death benefit to permanent insurance coverage, such as whole life or universal life, with no evidence of insurability required (i.e. no medical exam or health questions).

The good news is you have convertible term life insurance, which allows you to exercise the option with the insurance company to keep your coverage for the rest of your life by converting the term policy to whole life or universal life.

Variable UL policies are similar to regular universal life insurance with one primary exception, VUL policies allow direct investment options through sub-accounts similar to mutual funds.

When the insured is age 70 — or at the end of the guaranteed period of level - premium — whichever occurs first, the insured is allowed to convert the level term life insurance policy over into a whole life insurance or a universal life insurance plan.

There are also single premium variable universal life insurance policies which allow you to purchase coverage and fund the policy's cash value with a single payment.

However, cash value accumulation isn't the usual emphasis of guaranteed universal life insurance, policies do allow for the accumulation of some cash value and allow you to access it.

Universal life offers flexible premiums, allowing you to make more or less premium payments.

Universal life insurance provides flexibility, allowing you to adjust premium payments and the death benefit.

These universal life products are in the indexed universal life category, which allow you to allocate a portion or all of your premium payment into indexed accounts or a fixed account.

Universal life insurance is designed to offer many of the same benefits as traditional permanent * life insurance policies such as whole life, but offers more flexibility that allows you to adjust your premiums and coverage as your needs change.

For example, universal life and variable universal life insurance policies allow policy owners to adjust premiums and death benefits to suit their financial needs.

Universal life insurance provides more flexibility by allowing you to deposit above and beyond the minimum amount required for the cost of insurance up to a certain amount, allocating the excess into an investment account.

Universal Life Insurance also allows you to maintain certain levels for lengthy periods of time, but then reduce the benefits when your children are grown and non-dependent.