Sentences with phrase «universal life insurance policy options»

There are both whole life and universal life insurance policy options that are available through AAA.

AAA offers two universal life insurance policy options.

For more information on indexed universal life insurance policy options - or other types of life insurance - give us a call at 1-844-733-5433 and talk with a Protective Life Agent.

The fixed indexed universal life insurance policy option through Sagicor provides an immediate death benefit, along with the option for considerable growth in the cash account.

Not exact matches

This option is usually only available with universal life insurance policies and is somewhat risky because your policy will lapse if its cash value reaches zero.

Under universal life insurance option B, the policy proceeds increase over time and are equal to the cash value plus the death benefit.

Many policies also offer you the option of converting your term policy into a permanent life insurance policy such as a universal life policy.

While not for everyone, indexed universal life insurance policies are a viable option for people looking for the security of a fixed universal life policy and the interest - earning potential of a variable policy.

In addition, Sagicor's simplified issue whole life and universal life insurance policies have higher options for death benefits than you can find almost anywhere else.

In an effort to suppress the exodus from their products, the life insurance companies decided to add mutual funds to their cash value investment options — and thus the Variable Universal Life policy was blife insurance companies decided to add mutual funds to their cash value investment options — and thus the Variable Universal Life policy was bLife policy was born.

Not only does the single premium option eliminate one of the core benefits of a universal life insurance policy — flexible payments — but you need to confirm if this policy will be a modified endowment contract.

When you purchase a guaranteed universal life insurance policy, you choose how long you want coverage to last, with typical options ranging to age 100, 110 or 121.

Universal life insurance is often compared to whole life insurance, a policy that also offers lifelong coverage, but is less expensive and offers more policy options.

The good news is you have convertible term life insurance, which allows you to exercise the option with the insurance company to keep your coverage for the rest of your life by converting the term policy to whole life or universal life.

Variable UL policies are similar to regular universal life insurance with one primary exception, VUL policies allow direct investment options through sub-accounts similar to mutual funds.

Variations such as variable and indexed universal life insurance give you options for how to invest the policy's cash value.

Alternatively, you can also choose to convert your policy to a permanent insurance option before the term expires into one of the Company's other universal life insurance products.

New York Life Insurance Company offers several options for purchasing universal life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life Insurance Company offers several options for purchasing universal life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL universal life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life Custom Universal Life Guarantee (NYL Universal Life Guarantee (NYL UL - Life Guarantee (NYL UL - CG).

Great Southern was also one of the first companies in the United States to offer their clients the option of a universal life insurance policy.

Universal Life Insurance is a type of life insurance policy that can provide you with many flexible optiLife Insurance is a type of life insurance policy that can provide you with many flexibleInsurance is a type of life insurance policy that can provide you with many flexible optilife insurance policy that can provide you with many flexibleinsurance policy that can provide you with many flexible options.

Banner Life offers term and universal life insurance policies, with a variety of coverage options and low premiLife offers term and universal life insurance policies, with a variety of coverage options and low premilife insurance policies, with a variety of coverage options and low premiums.

NYLIAC universal life policies offer a choice of three life insurance benefit options.

Customized to fit your changing needs When you want to accumulate cash inside the policy and plan for your wealth transfer, universal life insurance can provide options to suit your changing financial situation with:

The company also has a combination life / long - term care option whereby a policy holder can use a universal policy as an alternative to purchasing a stand - alone long - term care insurance policy.

Index Universal Life Insurance — The index universal life insurance policy that is available has some different indexing options to choose from, as well as preferred loUniversal Life Insurance — The index universal life insurance policy that is available has some different indexing options to choose from, as well as preferred loan raLife Insurance — The index universal life insurance policy that is available has some different indexing options to choose from, as well as preferred loInsurance — The index universal life insurance policy that is available has some different indexing options to choose from, as well as preferred louniversal life insurance policy that is available has some different indexing options to choose from, as well as preferred loan ralife insurance policy that is available has some different indexing options to choose from, as well as preferred loinsurance policy that is available has some different indexing options to choose from, as well as preferred loan rates.

Universal life insurance structured under Option B is designed so that proceeds of the policy rise in value over time and equal the death benefit plus the cash value.

Among the different life insurance policy options available are term, whole, universal, indexed and variable.

New York Life Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optiLife Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optilife insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment options.

Many universal life insurance policy's investment options crashed by 30 - 40 % in 2008 - 2009 right alongside the rest of the markets.

Secondly in terms of investments options, most consumers will be better served by RRSP's and TFSA's than starting to invest inside a universal life insurance policy.

You can have a universal life insurance policy and not take advantage of the investment options.

Since you can choose how much coverage you need and there's a short medical exam, a guaranteed universal life insurance policy will be your cheapest option for covering funeral expenses.

However, their term policies also have the option to be converted to a universal life insurance policy at certain points, typically when you hit a life milestone (like having a child or getting married) or reach a certain age.

So where some companies have multiple policies for term, whole, universal, and variable life insurance, Banner really focuses on term policies and only has four options for term life insurance.

Sagicor has a well - earned reputation for underwriting professionalism, competitive pricing and numerous no medical exam policy options for both term life and universal life insurance.

Guaranteed universal life insurance is an attractive option for many that bridges that gap of financial insecurity, allowing policy holders to lock in a guaranteed death benefit and premium payments while providing flexibility and stability for households.

Because it offers flexibility and a cash value option, guaranteed universal life insurance offers policy holders many possible ways to put the cash value and death benefit to work for them, some of which include:

This and other information is contained in the prospectuses for the applicable variable universal life insurance policy and its underlying investment options.

Some carriers offer guaranteed universal life insurance options and adjust the amount of the premium higher while making the policy amount lower, so that in addition to offering a guaranteed death benefit, the policy almost immediately begins to generate a larger cash value.

Because guaranteed universal life insurance policies have become a popular financial protection and investment vehicle, many more insurance companies than ever now offer this as a product option for clients.

After reading about the pros and cons of Universal Index Life insurance policies, you may have decided that they aren't the best option for you.

Investors should carefully consider the investment objectives, risks, charges and expenses of the applicable variable universal life insurance policy and its underlying investment options before investing.

If you want to use a cash - value life insurance policy as an investment tool, you have options beyond whole life insurance, including variable life insurance and indexed universal life insurance.

There's a lot of potential with a variable universal life insurance policy, because it comes with the options and flexibility of its parent policies, but it also takes more effort to get the most value.

Universal life insurance is only really worth it if you're going to take advantage of its flexibility, and a variable life insurance policy works best if you can take advantage of the investment options.

Variable Universal Life insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewLife insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewlife insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.

Overall, variable universal life insurance can provide policy holders with a number of different subaccount options — which can also include fixed option choices that have a minimum rate of interest.

Permanent, Universal, Cash - Value and Whole Life insurance policies have the option for cash withdrawals.

Whole Life, Indexed Universal Life, Variable Universal Life, Guaranteed Universal Life Insurance or Term Life Insurance — with so many options, how do I know which product and policy to choose?

In most instances, a permanent type of life insurance, such as whole life or a guaranteed universal life policy, will be the only option available.