Sentences with phrase «universal life offers»

Financially, universal life offers the biggest possible returns.

Universal life: Farmers universal life offers lifelong coverage with numerous benefits like flexible payments, adjustable benefits and coverage levels, and cash accumulation.

Survivorship Indexed Universal Life offers solid accumulation potential and lifetime protection with the strongest guarantees in the survivorship marketplace.

Universal life offers the ability to build cash value and is designed to last the rest of your life.

Universal life offers a more flexible whole life insurance policy as it allows for changes on the timing of the premiums as well as the cost.

Indexed universal life offers a guaranteed floor in the fixed account and indexed accounts.

Universal life offers payment flexibility.

Instead, guaranteed universal life offers fixed premium rates through the life of the policy, just like a term policy.

Universal life offers the possibility of a lifetime benefit and a guaranteed rate of return on cash value, with the flexibility of premiums and death benefits.

Variable universal life offers premium payment flexibility with the ability to allocate net premiums to investment options.

Universal Life offers a variety of flexible options when it comes to premiums, death benefits, and cash value accumulation.

Universal life offers both permanent protection and flexibility in that the policyholder can — within certain guidelines — alter the premium due date, and can also decide how much of his or her premium dollars go toward the death benefit or the policy's cash value.

For example, indexed universal life offers policy holders a return of cash based upon a number of market indexes (such as the S&P 500 index) that may be selected by the policy owner.

Only variable universal life offers investment options; Fidelity does not currently offer this type of coverage.

Whereas a term life policy offers a death benefit for a specific number of years (such as 10, 15 or 20 year term), guaranteed universal life offers death benefit coverage up to a certain age such as 90, 100 or even 121.

Universal life offers insurance protection until your death, with guaranteed premium levels and tax - deferred benefits that are based on current interest rates.

Indexed universal life offers all of the benefits of traditional insurance products, plus the potential for additional growth through indexed interest credits.

Universal life offers the following benefits:

The flexibility of Universal Life offers cost saving opportunities for the life insurance buyer.

Indexed universal life offers you the most choices for your money.

Guaranteed universal life offers a fixed premium and it typically the cheapest permanent coverage available.

Universal life offers you more flexibility in that you can vary the amount of your monthly premium.

Variable universal life offers life insurance and an investment account so the owner can buy and sell equities.

Universal life offers consumers some flexibility in the amount they pay toward the premium, and they can also use the savings portion toward paying for the insurance coverage.

Indexed universal life offers coverage with cash value build up that is tied to an index, such as the S&P 500 or Nasdaq 100.

This Fully Underwritten Universal Life offers flexible premium, adjustable benefit life insurance that also accumulates cash value tax - deferred.

Group universal life offers the same plan benefits as group variable universal life, but the tax deferred cash value accumulation includes only an interest - bearing account with a guaranteed1 minimum interest rate.

Indexed universal life offers three different death benefits.

Guaranteed Universal life offers permanent protection, but without all the cash build - up, so it runs half the cost or less of whole life.

Besides that, I never recommend life insurance as an investment and for lifetime coverage a guaranteed universal life offers better pricing and simplicity.

As another form of permanent life insurance, universal life offers both death benefit protection and cash value build up.

Universal Life offers more flexibility, including the death benefit amount and premium payment amounts.

Universal Life offers financial protection and builds cash value that may be used to meet your family's ever - changing needs.

Farmers Index Universal Life offers a balance of permanent life insurance coverage with the opportunity for cash value growth.

Variable universal life offers a range of investment options to match your goals and risk tolerance.

However, universal life offers more flexibility than whole life insurance, allowing you greater control over several important policy components.

Universal life offers:

Guaranteed universal life offers a fixed level premium and face value like whole life, but typically at half the cost.

Variable universal life offers flexible life insurance protection and investment potential for future growth.

Customer Choice Universal Life offers policyholders level premiums and the flexibility of term life coverage, at competitive prices that are less expensive than typical whole and universal policies on the market.

Provides Lifetime Protection: Guaranteed universal life offers lifetime protection for the lowest price of the permanent policies available.

Variable Universal Life offers the benefits of Universal Life, with the additional opportunity to earn a greater return by investing in variable sub-accounts, similar to mutual funds.

Unlike Whole Life and Variable Life where you pay fixed premiums, Universal Life offers adjustable premiums that give you the option to make higher premium payments when you have extra cash on hand or lower ones when money is tight.

Guaranteed Universal Life offers level rates to age 90 or longer.

Universal life offers two death benefit options — an increase death benefit option and a level death benefit option.

Universal life offers the flexibility to pay premiums at any time and in any amount (subject to some limits) as long as the policy expenses and cost of coverage are met.

The reason for this is quite simple it's because a no lapse universal life also known as guaranteed universal life offers the most affordable permanent life insurance protection with a guarantee that your policy won't lapse if you pay your premiums regardless of how the market is performing.

Indexed Universal Life offers death benefit protection that lasts your entire life, along with flexible premiums, cash value growth, and many tax advantages.

Universal life offers flexible premium payments and the ability to adjust your death benefit up or down.

Variable universal life offers flexible life insurance protection and cash value growth potential to use as retirement income or for other expenses.1 The optional riders (available for an additional change) let you customize a policy to fit your needs.