While one might well reply that Ingres's Apotheosis
of Homer is as irrevocably bound to the same historical moment as Courbet's Studio, even though it attempts to establish
universal values and eternal verities, in the case
of Ingres's work this is despite rather than because
of the intentions
of the artist; one might almost say that as far as Ingres was concerned, to be
of one's time was a
measure of failure rather than
of achievement.
But while traditional
universal life only credits a fixed interest rate to your cash
value, IUL also offers an interest crediting strategy whereby the interest credited to your policy is based on the
measured performance
of a market index or market indexes.