Uninsured motorist bodily injury (UMBI) pays for your own medical expenses when an uninsured or
unknown driver hits you.
Not exact matches
Your uninsured motorist coverage will also pay for damages and bodily injuries in case of a
hit and run accident where the identity of the at fault
driver remains
unknown.
However, the court was of the view that it is preferable for any
driver or passenger of a vehicle who intends to make a
hit and run claim for damages with the Insurance Corporation of British Columbia, ICBC, to personally and directly make all reasonable efforts to attempt to identify an
unknown driver.
The personal injury lawyer testified that he usually relied on the registered owner of the vehicle to be responsible for making the necessary efforts to attempt to identify the
unknown driver in a
hit and run situation.
If you were injured by an
unknown driver — aka a «
hit and run» — or struck while walking or riding a bicycle, what benefits are you entitled to under your ICBC policy?
If a situation arises where the other
driver is uninsured, or you are involved in a
hit and run and the at - fault
driver is
unknown, your insurer steps into the shoes of the uninsured or unidentified
driver and the amount recoverable is normally limited to $ 200,000.00, although there may be additional insurance under your policy in some cases.
When the other
driver of a vehicle who caused your accident is
unknown, likely from a
hit and run accident, and you have uninsured / underinsured coverage on your policy, your insurance company should pay for damages, minus your deductible.
Although the investigation is ongoing, initial reports indicated that the car's
driver allegedly crossed all lanes of traffic including the shoulder at an
unknown speed and for unspecified reasons, jumped an asphalt curb, rode up an embankment,
hit a tree, and tumbled back down, landing on its wheels.
Next, you could be
hit by an
unknown driver that flees the scene, leaving you injured and not knowing who caused the loss.