In addition to a really good - sized signup bonus, the Capital One ® Spark ® Cash for Business has an everyday
unlimited rewards rate that will make your consumer cards jealous.
The 1.5 %
unlimited rewards rate makes it easy to earn points without having to keep track of rotating categories.
Those who are seeking a low - effort card that includes a solid
unlimited rewards rate on all purchases will likely find that the Capital One ® QuicksilverOne ® Cash Rewards Credit Card suits all of their needs.
Not exact matches
That means the
rewards rate on the Chase Freedom
Unlimited ® can go up from 1.5 % to 1.875 % or more.
However, as we noted above, if you have the Chase Sapphire Preferred ® Card as well, the effective
rewards rate on the Chase Freedom
Unlimited ® can be higher than 2 %, provided you transfer your points and get a value better than $ 0.0134 per point.
That advertised
rate requires Verizon's auto - pay discount — however, like the two «
unlimited» offerings, it requires making payments from a checking account or debit card, so you can forget about running up points on a travel -
rewards credit card.
This card offers one of the highest
rates we've come across for
unlimited dining and grocery
rewards.
As a cash back card, the Chase Freedom
Unlimited ® card offers a high
rewards rate and a tempting sign - up bonus.
Combining the Chase Freedom
Unlimited ® with the Chase Sapphire Preferred ® Card increases the
rewards rate on the Freedom
Unlimited.
For example, the Chase Freedom
Unlimited ® offers the same
rewards rate on all purchases, with a better sign - up bonus.
Transferability boosts the value of Ultimate
Reward points, and in turn raises the
rewards rate on the Chase Freedom
Unlimited ®.
Every time you swipe your card you'll earn
unlimited cash back
rewards at a
rate of 1.5 %.
Get great PenFed
rates, and redeem your
unlimited rewards however you want with flexible redemption options.
The Journey ® Student
Rewards from Capital One ® offers a fixed and
unlimited 1.25 % cash back
rate on all purchases, assuming you pay your credit card bill on time.
The ability to earn 1.5 x
unlimited points regardless of category is great, but it's not as high a
rewards rate as some other cards offer.
The Alliant Cashback Visa ® Signature Credit Card has an outstanding cash - back
rate:
unlimited 3 %
rewards on every purchase in the first year, then
unlimited 2.5 % cash back thereafter.
Also a flat -
rate cash
rewards card with no annual fee, the Wells Fargo Cash Wise competes against the likes of Chase's Freedom
Unlimited ® card.
Besides low interest
rates, this card also offers simple
rewards: earn
unlimited 1.5 % cash back on every purchase, every day.
There are only three other credit cards that offer an
unlimited and flat -
rate rewards rate of this caliber.
With this card, you get an
unlimited travel
rewards rate of 2 % towards all net spending.
When the Chase Freedom
Unlimited ® is your only card, those points are good for getting cash back at its advertised 1.5 %
rewards rate.
Transferability boosts the value of Ultimate
Reward points, and in turn raises the
rewards rate on the Chase Freedom
Unlimited ®.
For example, the Chase Freedom
Unlimited ® offers the same
rewards rate on all purchases, with a better sign - up bonus.
If you spend $ 10,000 a year on your Chase Freedom
Unlimited, that's worth 15,000 Ultimate
Rewards points ($ 315 in value) versus the $ 150 in cash back that you would get with the normal cash back
rate.
The
Rewards Checking account from Bank of Internet USA is our top - tier checking account, offering our highest interest rates, along with free online banking, unlimited domestic ATM reimbursements, and exclusive cash back purchase r
Rewards Checking account from Bank of Internet USA is our top - tier checking account, offering our highest interest
rates, along with free online banking,
unlimited domestic ATM reimbursements, and exclusive cash back purchase
rewardsrewards.
Some cards provide
unlimited rewards at a high
rate, while most have caps on grocery spending.
The Wells Fargo Cash Back ® Card does something unprecedented in the world of
rewards credit cards: it offers an
unlimited 5 % cash back
rate.
The Chase Freedom
Unlimited ® gives a much better overall
rewards rate on everyday spending than you get through the State Farm ® Rewards
rewards rate on everyday spending than you get through the State Farm ®
Rewards Rewards Visa ®.
The 1.5 %
reward rate may sound the same for both cards, but the Chase Freedom
Unlimited has opportunities for higher
rewards.
The top dog of initial bonuses also has one of the best flat -
rate cash back
rewards percentages: that's right, the Capital One Spark Cash credit card not only offers 2 %
unlimited cash back but a giant one - time $ 500 bonus when you hit the spending requirement.
In fact, if you're looking for a flat -
rate,
unlimited cash back
rewards program, 2 % is the cream of the crop — and it can only be found with a handful of issuers for consumer and business credit cards.
Indeed, while not as sought - after an applicant as someone with a well - established credit history, the
rewards options for students are still quite competitive, with cards offering both
unlimited flat -
rate rewards, as well as some options for bonus category
rewards, as well.
Not only do most business
rewards cards provide
unlimited flat -
rate rewards, but many also offer business - centric bonus categories to
reward you for the things you buy most.
Similar to other credit card
rewards, most travel
rewards credit cards allow you to earn
unlimited, flat -
rate points or miles on every purchase, and a variety of cards also offer bonus points or miles for purchases in specified categories.
As with cash back
rewards, most
rewards points credit cards will provide an
unlimited flat
rate on all purchases, typically 1X point per $ 1, as well as offering bonus points on purchases made in specific categories.
Rewards Checking from Bank of Internet USA allows you to enjoy free checking with unlimited domestic ATM reimbursements while earning a high interest rate and cash back purchase r
Rewards Checking from Bank of Internet USA allows you to enjoy free checking with
unlimited domestic ATM reimbursements while earning a high interest
rate and cash back purchase
rewardsrewards.
At the highest tier, Platinum Honors Preferred
Rewards clients get a 20 % interest rate boost on savings, a 75 % credit card rewards bonus, unlimited no - fee transactions at non-Bank of America ATMs $ 0 stock and ETF trades with Merril
Rewards clients get a 20 % interest
rate boost on savings, a 75 % credit card
rewards bonus, unlimited no - fee transactions at non-Bank of America ATMs $ 0 stock and ETF trades with Merril
rewards bonus,
unlimited no - fee transactions at non-Bank of America ATMs $ 0 stock and ETF trades with Merrill Edge.
In such a case, you'd boost your
rewards rate above 1.5 % on the Chase Freedom
Unlimited ®.
You can use it at T.J.Maxx, Marshalls, HomeGoods, Sierra Trading Post, and tjmaxx.com to get an
unlimited 5 %
rewards rate.
If the Chase Freedom
Unlimited card earns 1.5 Ultimate
Reward points for every dollar spent, and the value of each point is held at $ 0.0125, the actual
rewards rate could be as high as 1.875 % - significantly better than the Capital One ® Quicksilver ® Cash Rewards Credi
rewards rate could be as high as 1.875 % - significantly better than the Capital One ® Quicksilver ® Cash
Rewards Credi
Rewards Credit Card.
With the announcement of the Chase Freedom
Unlimited, the bank is throwing its hat into the ring in a somewhat late round - flat
rate reward credit cards have been around for over 4 years.
To come out ahead with the Chase Freedom, over 12.5 % of your spending needs to be in 5 % bonus categories every quarter (whereas you get a consistent 1.5 %
rewards rate with the Chase Freedom
Unlimited).
There are also some extreme cases, where those who spend a lot of money on their credit card will benefit from
unlimited 1.5 % over a 5 %
rewards rate with caps.
The Citi ® Double Cash Credit Card gives a straight fixed
rewards rate on all purchases, making it better in the long - run than what you can get through the Chase Freedom
Unlimited ®.
One last feature worth pointing out is that the Chase Freedom
Unlimited ® can provide a
rewards rate that is much higher than 1.5 %.
For those looking for a steady cash back
rate on purchases of
unlimited 1.5 % cash back on every purchase, every day, no rotating categories or sign ups needed to earn cash
rewards; plus, cash back that won't expire for the life of the account and there's no limit to how much you can earn, the Capital One ® Quicksilver ® Cash Rewards Credit Card may intere
rewards; plus, cash back that won't expire for the life of the account and there's no limit to how much you can earn, the Capital One ® Quicksilver ® Cash
Rewards Credit Card may intere
Rewards Credit Card may interest you.
Also, if your company already has the Ink Business Preferred ℠ Credit Card, then the Ink Business
Unlimited ℠ Credit Card's
rewards rate will effectively increase to 1.875 % (as we mentioned above)-- 25 % greater than that of the Capital One ® Spark ® Cash Select for Business.
This increases the
rewards rate of the Ink Business
Unlimited ℠ Credit Card from 1.5 % to 1.875 %.
The fixed 2 %
rate beats some of the current top cards, including the Chase Freedom
Unlimited ® and the Capital One ® Quicksilver ® Cash
Rewards Credit Card.
Enjoy features from competitive interest
rates to
unlimited rewards with our personal credit cards.