The reason for such help is not because some home
buyers didn't lie on their loan applications, or because some lenders didn't
look the other way when borrowers were patently
unqualified for big loans, or that banks and brokers on Wall Street were not obligated to check the value of securities and properly report them, rather it was a matter of self - interest — fewer foreclosures mean less downward pressure on local home values, including the value of your home and mine.