Sentences with phrase «unused credit balance»

Upon cancellation, any unused credit balance will be refunded based on the method of your last payment.

Not exact matches

What if two of your cards are oldest and unused for over a year (low credit balance), yet you still need to pay the membership fee?

You need to check your Kindle Balance to see if you have any unused credits, because... [Read more...]

and are no longer charging me $ 10 per month service fees on my (currently unused and zero - balanced) credit card.

If you have a $ 1,000 balance and a credit limit of $ 5,000, your credit utilization will jump from 20 % to 25 % if you close an unused card with a $ 1,000 limit.

Another aspect that some borrowers see as a perk is that the line of credit option has a growth feature, which means that the unused balance grows over time, working to maximize your borrowing potential.

What if two of your cards are oldest and unused for over a year (low credit balance), yet you still need to pay the membership fee?

1] credit limit declines 2] credit issuers closing down credit cards that have been unused for 12 months and 3] a worsening economy making it harder for people to pay on time and keep their balances low.

The woman who evaluated our Schwab credit card request had no access to see our Schwab balances and said that not only are they declining our credit card request, but since they also handle Bank of America's cards, they decided to reduce our credit limits on two BofA cards to the current balances and close an unused card that had a $ 39K credit limit.

Dear Speaking of Credit, Several years ago, Texaco sold out its stores in our geographic area so my credit card has been unused for two years and no balance iCredit, Several years ago, Texaco sold out its stores in our geographic area so my credit card has been unused for two years and no balance icredit card has been unused for two years and no balance is due.

Do you know people who don't have an emergency fund — and maybe think of the unused portion of their credit balances as filling that role?

Such carryforward amounts could include net capital losses or other losses from prior years, unused registered retirement savings plan (RRSP) contributions, unclaimed charitable donations (as described further below), unused tuition, education and textbook amounts, interest on student loans, resource pool balances and investment tax credits.

However, you may be able to claim a refundable Additional Child Tax Credit for the unused balance.

Unused balance on the credit card and loans shows that there is scope for more credit which has not been required by the applicant.

Angrily closing an unused card can hurt credit score — After applying for a new balance transfer card, only to discover the credit limit too small, he closed the account in anger and now wonders if he acted too fast... (See Closed card)

The full value of the gift card / certificate must be redeemed; retailers do not provide credit or cash back for any unused balance remaining on the gift card / check.

For example, if you fly on Thai Airways, you can credit the miles earned to your United MileagePlus account to work toward a bigger United balance, instead of separate smaller balances that ultimately could go unused.

Vehicle owners are credited for unused miles or pay any outstanding balance.

Another aspect that some borrowers see as a perk is that the line of credit option has a growth feature, which means that the unused balance grows over time, working to maximize your borrowing potential.

Q: My understanding is that the unused balance in the HECM Line of Credit Option has a growth feature.

The unused line of credit grows over time, independent of the home's value, at the same effective interest rate that would accrue to an outstanding loan balance.