Sentences with phrase «up to the credit limit on»

Indeed, credit cards are blank checks, up to the credit limit on the card.

I think these consolidation loans are best when paying off credit card debt (as in your examples) but it's more likely that debt was accrued through spending up to a credit limit on random items than on large purchases.

These credit cards are designed specifically for the medical and dental industry to be used for any medical or dental procedure up to the credit limit on the card.

Not exact matches

Business credit frequently allow you to issue cards from your account to your employees — usually for free, but sometimes for a fee — and to set up individual limits for each card along with account alerts to help you keep a close eye on your employees» card use.

The first way to consider paying off your credit card debt is moving the balances onto one card that offers 0 % interest on transfers for a limited time, typically from six months to up to 21 months.

Imagine if when the paramedics arrive at an accident scene, the first thing they do is empty the guy's pockets, take his credit cards and run them to the limits, figure out how to divvy it all up among themselves — then start to worry about the guy lying on the pavement.

Unlike many credit cards for bad credit, the Discover it Secured card gives you 2 percent cash back for restaurants and gas station purchases and 1 percent on everything else, up to a $ 1,000 combined purchase limit.

When you have a higher credit score, it can literally open up a number of «financial doors» to you: lower interest rates on loans and credit cards, higher credit limits, and the ability to borrow funds to purchase a home or car.

The reason for this is credit utilization, which represents the amounts you owe on revolving credit in comparison to your credit limits, makes up 30 percent of your score.

I brought it up, not being an age old troupe, but to credit Floyd on how he limits his vulnerabilities.

Limited to one Bonus award per week REFUND WEDNESDAY: On Wednesday, don't forget to type REFUND in your order notes and we will be refunding 5 random orders in full up to $ 100 via store credit.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a yeaUp - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a yeaup or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

Even so, the main game will only take most players a few hours to see through to its conclusion and utterly fantastic end credits sequence, with replaying on higher difficulties and leveling up the character's stats seemingly being the main reasons to return — though the superb soundtrack, cool visuals and gratifying core gameplay make doing so a fun, if slightly limited experience.

Avoid expanding school privatization options, including privately - operated charter schools, vouchers and neo-vouchers, such as tax credits and opportunity tax scholarships, which research shows: (1) fail to deliver on the promise of better learning opportunities and student performance; (2) siphon limited resources from local community schools; (3) open up the potential for violating students» civil rights; (4) hinder transparency and accountability; and (5) tend to lead to more schools being racially segregated.

I also have a few cards from synchrony bank, make up to 4 times the minimum payments every month, never late, but was short on payment for a couple days and they took $ 2500 off my credit limit.

It's our largest line of credit, giving you the ability to access funds on an as - needed basis up to your credit limit.

Homeowners who install energy - efficient insulation, doors or windows, or an energy - efficient heating and cooling system may be entitled to tax credits up to a lifetime limit of $ 500 based on the cost of the items installed.

The debt can be minimal or it can reach up to millions depending on your credit limit and you are duty bound to pay that debt.

PENFED Platinum Rewards Visa # Earn 2 % cash back on supermarket purchases * # Earn 5.00 % cash back from gas purchases paid at the pump # Earn 1.25 % cash back from all purchases ** you make with the card during each billing cycle # Up to $ 50,000 limit # No Annual Fee # Cash Rewards credited each month # No special restrictions to earn your cash rewards

Your credit utilization is made up of the ratio of the balances on your cards compared to your total limits.

I have a credit card my interest rate is 25.24 % I had the card for a year and six months, credit limit at that time was 2,000 dollars first charge on the card was 1,700 dollars, I paid it off in 6 1/2 months because I paid it off quickly, the credit company gave me and increase credit limit up to 2,800 dollars 3 months later I used my card again this time 2,340 dollars four months later I paid my card balance down to 1,200 dollars.

- 0 % APR for first 6 months on purchases - Up to 850 Euro card limit - Apply in any Bank of Ireland branch and they give you an immediate credit limit of 400 Euros in your first or second year, and up to 850 Euros if you're in third year or abovUp to 850 Euro card limit - Apply in any Bank of Ireland branch and they give you an immediate credit limit of 400 Euros in your first or second year, and up to 850 Euros if you're in third year or abovup to 850 Euros if you're in third year or above.

So, keep in mind that it's up to you to manage your accounts responsibly such as demonstrating consistent, responsible credit management, for example having your payments processed on - time as well as keeping your balance low in relation to your credit limit.

It's easy to drive up your utilization, when the credit limits are as low as they are on store cards.

Make sure you are not at risk of getting behind on your payments or going over your credit limit before you decide to sign up for payment protection.

The first card they offer is the Citi Forward which has up to 2 % APR reduction when you make a purchase, stay under your credit limit and pay on time for 3 billing periods in a row.

Don't get carried away, though, because you still have a credit limit, and after those 18 months are up, you have to start paying interest on any remaining balance.

With no annual fee and no foreign transaction fees, the Journey ® Student Rewards from Capital One ® may be worth considering for students with average or limited credit as a tool to build up a history of on - time payments and responsible management of credit.

This card also has up to 1,200 bonus ThankYou Points per year for paying on time and staying under your credit limit and you can earn points for every $ 1 spent at restaurants, books, music, movies and 1 point for every $ 1 spent on all other purchases.

- You could get a Credit Limit increase on your 4th statement with further increases every 4 months, up to # 3,000.

When you have a higher credit score, it can literally open up a number of «financial doors» to you: lower interest rates on loans and credit cards, higher credit limits, and the ability to borrow funds to purchase a home or car.

To more accurately gauge your risk of nonpayment, the widely used FICO scoring model not only looks at overall debt in comparison to total credit limits, «the scoring formula also looks at utilization on the individual cards that make up the overall utilization percentage,» says Barry Paperno, consumer operations manager at myFICO.coTo more accurately gauge your risk of nonpayment, the widely used FICO scoring model not only looks at overall debt in comparison to total credit limits, «the scoring formula also looks at utilization on the individual cards that make up the overall utilization percentage,» says Barry Paperno, consumer operations manager at myFICO.coto total credit limits, «the scoring formula also looks at utilization on the individual cards that make up the overall utilization percentage,» says Barry Paperno, consumer operations manager at myFICO.com.

The reason you will get the secured credit card on the first attempt is because you need to put up a deposit with the bank that is equal to your credit limit.

You can spend up to your available credit limit on any procedure.

However, with utilization on the higher side — say, more than 25 percent — the removal of the closed card's limit can cause those remaining balances to make up a larger proportion of your available credit, increase your utilization percentage, and lower your score.

This fee is for the performance and maintenance of your file including but not limited to all communication and follow up correspondence sent to the credit bureaus on your behalf.

The credit limit on your Secured VISA ® = the balance in your Secured Savings Account (in increments of $ 100 up to $ 5,000).

Account holders are able to set up individual spending limits on employee credit cards.

Although the percentage of the overall score that each one of those variables accounts for varies from person to person based on a variety of reasons, including how long a person has had credit, 65 % of the score, on average, is made up by payment history and the amount of debt owed relative to credit limits, or credit utilization.

One of the key factors that cause credit scores to move up or down is how much debt you owe on revolving accounts (such as credit cards and lines of credit) compared to your total available credit limits.

If you have a high balance on one or several credit cards, you can transfer a certain amount up to the credit limit of the new credit card account.

They need to make their own decisions based on their own views, but given very tight capital ratios, it is easy to bump up against the limits, preventing a credit boom.

I've applied to get it upped, but I think because we're doing the credit card arbitrage, we show about $ 70 outstanding in cc debt, so they declined (even though we never go over the limit and always pay on time).

Earn up to 1.25 % cash back on all spending and get a higher credit limit with 5 consecutive on - time payments.

Lenders have a tendency to check up on their customers and adjust their credit card limits upward or downward depending on their spending and payment habits, so just because you start out with a certain limit doesn't mean it's guaranteed forever.

Remember, credit card companies make money by collecting interest on unpaid balances, so if you max out your card's limit and spend months paying it off, you'll end up shelling out more money than necessary for whatever you used your card to buy.

Paying your bills on time and using up to a third of your credit limit may foster your credit score and qualify you for the most attractive credit products.

Unsecured credit cards are «regular» credit cards that don't require you to deposit any cash with the bank as collateral against unpaid debt: you're allowed to make purchases up to your credit limit, and can pay for your purchases over time — although you'll typically pay high interest rates on any purchases you don't pay off in full each month.

A credit card is a thin plastic card issued by a bank or other financial institution that authorizes the holder to purchase goods or services on credit up to a predetermined credit limit.

The advantages of business lines of credit over a business term loan is that money is readily available when needed, money can be withdrawn repeatedly up to the maximum credit limit and interest is only owed on funds once they are drawn.