You get the covered item paid for in full in like kind at today's value
up to the limits of your policy coverage.
Not exact matches
You would be covered
up to the
limits of your
policy, though certain objects will have caps
to coverage.
And if you are found liable, your renters insurance in Harrisburg takes care
of that judgment
up to the
policy limits, which usually start at $ 100,000
of coverage and can go
up further from there according
to your particular needs.
Like most other companies that cover mopeds and scooters under their motorcycle
policies, GEICO also offers optional
coverage for residual medical payments
up to a
limit of $ 10,000.
You can claim
up to the total
policy limit in personal property losses, though if your
policy is written with an appropriate amount
of coverage it may not be necessary
to go that high depending on the type
of loss.
Usually a renters
policy will
limit coverage for storage unit items
up to 10 %
of your total
coverage.
You can be anywhere, but if your stuff is stolen off
of you, your renters
policy will take care
of it —
up to the
limits of your
coverage that is.
Personal property
coverages pays
to repair or replace a renter's belongings
up to a defined
limit of a
policy.
Your
policy comes with a certain amount
of liability
coverage that will pay for both the cost
of defending you in court and any court awards,
up to the
limit stated in your
policy documents.
When choosing your homeowners
policy limits, you'll want
to purchase as much
coverage as you can afford
up to the replacement cost
of your property if it's totally destroyed in a disaster.
Loss
of use
coverage reimburses renters for those expenses (
up to the
limit of their
policy) which can offset any long - term financial damage it might cause.
For example, if you have bodily injury and property damage liability
coverage, any damage you cause
to someone's property is covered by your insurance
policy,
up to the
limits of your
policy.
Raising your deductible, lowering your
limits, or excluding certain types
of perils from your
coverage will immediately reduce your rates, but beware:
Policy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to ki
Policy alterations can end
up costing you more out -
of - pocket if and when an incident occurs where you need your insurance
policy to ki
policy to kick in.
For example, if you have uninsured / underinsured motorist
coverage with
limits of $ 100,000 on two
policies on your two vehicles, and you're injured when an uninsured motorist hits one
of your vehicles, if your
policy is «stackable,» your costs would be covered
up to the combined
limit of $ 200,000.
At the least, you're required by law
to buy a 20/40/10
policy: minimum bodily injury liability
limits of $ 20,000 per injured person,
up to a total
of $ 40,000 per accident, and property damage liability
coverage of $ 10,000.
The vast majority
of your belongings will be covered
up to the
limits of your
policy, but some items will be
limited as
to how much
coverage you get.
That
coverage would,
of course, pay the loss
up to the
policy limit, but there's more
to it than that.
Basic renters insurance will reimburse you for the loss
of property (
up to your
policy's
coverage limit) if destroyed, damaged, lost or stolen in any one
of 16 different events:
In an article in USA Today, Charisse Jones most succinctly breaks down the issue: «A basic package generally covers the non-refundable costs
of a trip
up to the particular
policy's
limits, has medical
coverage and offers assistance for various emergencies.»
I do have an umbrella
policy, and I need
to ensure that any homeowners
policy covers
up to the lower
limit of the umbrella
policy so there are no gaps in
coverage.
Of course, you can look
up every local insurance company in the phone book and ask each for quotes on similar
policies with similar
limits and similar exclusions and
coverage; this, however, is really more hassle than you need
to put yourself through.
If the injured party decides
to sue, you will be covered
up to the liability
limits of your
policy so, as always, make sure you have adequate
coverage to protect your assets.
This means that the additional living expenses the family incurs over and above their normal cost
of living are paid by the insurance,
up to the
policy limit for that
coverage.
If you drive a vehicle valued at $ 50,000, for example, and you are hit by a driver whose insurance provides
coverage up to $ 25,000 in damages, your uninsured or underinsured motorist
coverage would cover the difference,
up to the
limits of liability in your
policy.
This could mean
coverage for thousands
of dollars in damages
up to the
limit of a
policy (usually, $ 100,000 or
up to three years).
Most standard home insurance
policies will provide Loss
of Use protection
up to 20 %
of your dwelling
coverage limit.
Once you pay that deductible at the time
of repairs, the collision
coverage then would pay 100 percent
of the bill above the deductible,
up to the
limit set on your
policy.
Fortunately, in this type
of situation, your landlord insurance
policy may be able
to shield you from the losses associated with these problems and will typically include
coverage for court costs and legal defense fees,
up to your purchased
coverage limit.
Once the
coverage on the mobile home liability insurance
policy is exhausted, the umbrella
policy would kick in and pay the remaining amount,
up to the
limits of that
policy.
Her
policy ($ 191) is unlimited
coverage compared
to her brother's plan
of a
limit up to $ 15,000 ($ 258).
In effect, it provides you with
coverage up to the maximum
of your own
policy limits, whatever that may be.
So, after the at - fault driver's insurance company offers its
policy limit, Noelle can make a claim under her underinsured motorists
coverage and recover
up to a total
of $ 50,000, her
policy limit.
This means that if you are a lawyer in private practice currently insured by LawPRO, you are free
to offer pro bono services
to clients, and as long as you are within the terms
of your
coverage and comply with the
policy conditions, you can expect
to be covered for errors and omissions
up to the
limits of your
coverage.
Under the terms
of the
policy,
coverage on the building would be determined on a actual cash value basis
up to the amount
of the
policy limit of $ 800,000.
In summary, so long as you have ICBC insurance
coverage, in most situations ICBC will take care
of defending any lawsuit against you and paying out any judgment
up to the maximum
of the
policy limit.
Raising your deductible, lowering your
limits, or excluding certain types
of perils from your
coverage will immediately reduce your rates, but beware:
Policy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to ki
Policy alterations can end
up costing you more out -
of - pocket if and when an incident occurs where you need your insurance
policy to ki
policy to kick in.
Your homeowners
policy should cover the broken window, the golfer's medical bills, and any legal defense for claims or lawsuits — including court awards
up to the
limit of your liability
coverage — all without a deductible.
Standard homeowners insurance
policies will reimburse you for three major types
of coverages, and one optional
coverage if you have it,
up to your
limits.
Underinsured driver
coverage works in much the same way - if the at - fault driver's insurance
policy has
coverage limits that fail
to pay for all
of the damage done, underinsured motorist protection will pick
up the rest
of the tab.
If the damages are more than the
policy limits, a reservation
of rights letter might be telling you that you have defense
coverage and indemnification
up to the point where the
limits of the
policy are exhausted, but you're on your own after that.
Most standard home insurance
policies will provide Loss
of Use protection
up to 20 %
of your dwelling
coverage limit.
If your car becomes inoperable due
to a covered loss and you need
to rent a substitute, transportation expense
coverage pays the cost
of the rental car
up to the
policy limit for this
coverage.
If someone was accidentally injured at your business site (e.g. a customer fell on your premises and had
to seek medical aid), General Liability
coverage will compensate medical (and / or funeral) expenses incurred within one year
of the accident
up to your
policy's
limits.
These
policies have
coverage limits up to one year with benefits
of up to 1 million dollars.
Uninsured motorist bodily injury
coverage will pay for the costs
of your injuries
up to your
policy limits in cases
of a hit - and - run or miss - and - run (where a driver is forced
to swerve and has an accident).
Policies now had
to provide
coverage up to age 95,
limit their premium payments, and establish a certain ration between the face amount
of the
policy and the cash value.
You can be anywhere, but if your stuff is stolen off
of you, your renters
policy will take care
of it —
up to the
limits of your
coverage that is.
And since there is no guarantee
of a positive outcome, your liability
coverage would also cover any judgment against you
up to the
limit listed on your
policy.
If the damage exceeds the
limit that you purchased in that primary
policy, then your auto insurance will «kick in» (as secondary) and will provide
coverage for anything in excess (
up to the
limits of their liability).
For example, if you have a home insurance
policy with liability
coverage of $ 300,000, the umbrella
policy will pay claims above $ 300,000,
up to the
limit you select, such as $ 1 million.