Sentences with phrase «up to the limits of your policy coverage»

You get the covered item paid for in full in like kind at today's value up to the limits of your policy coverage.

Not exact matches

You would be covered up to the limits of your policy, though certain objects will have caps to coverage.
And if you are found liable, your renters insurance in Harrisburg takes care of that judgment up to the policy limits, which usually start at $ 100,000 of coverage and can go up further from there according to your particular needs.
Like most other companies that cover mopeds and scooters under their motorcycle policies, GEICO also offers optional coverage for residual medical payments up to a limit of $ 10,000.
You can claim up to the total policy limit in personal property losses, though if your policy is written with an appropriate amount of coverage it may not be necessary to go that high depending on the type of loss.
Usually a renters policy will limit coverage for storage unit items up to 10 % of your total coverage.
You can be anywhere, but if your stuff is stolen off of you, your renters policy will take care of it — up to the limits of your coverage that is.
Personal property coverages pays to repair or replace a renter's belongings up to a defined limit of a policy.
Your policy comes with a certain amount of liability coverage that will pay for both the cost of defending you in court and any court awards, up to the limit stated in your policy documents.
When choosing your homeowners policy limits, you'll want to purchase as much coverage as you can afford up to the replacement cost of your property if it's totally destroyed in a disaster.
Loss of use coverage reimburses renters for those expenses (up to the limit of their policy) which can offset any long - term financial damage it might cause.
For example, if you have bodily injury and property damage liability coverage, any damage you cause to someone's property is covered by your insurance policy, up to the limits of your policy.
Raising your deductible, lowering your limits, or excluding certain types of perils from your coverage will immediately reduce your rates, but beware: Policy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to kiPolicy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to kipolicy to kick in.
For example, if you have uninsured / underinsured motorist coverage with limits of $ 100,000 on two policies on your two vehicles, and you're injured when an uninsured motorist hits one of your vehicles, if your policy is «stackable,» your costs would be covered up to the combined limit of $ 200,000.
At the least, you're required by law to buy a 20/40/10 policy: minimum bodily injury liability limits of $ 20,000 per injured person, up to a total of $ 40,000 per accident, and property damage liability coverage of $ 10,000.
The vast majority of your belongings will be covered up to the limits of your policy, but some items will be limited as to how much coverage you get.
That coverage would, of course, pay the loss up to the policy limit, but there's more to it than that.
Basic renters insurance will reimburse you for the loss of property (up to your policy's coverage limit) if destroyed, damaged, lost or stolen in any one of 16 different events:
In an article in USA Today, Charisse Jones most succinctly breaks down the issue: «A basic package generally covers the non-refundable costs of a trip up to the particular policy's limits, has medical coverage and offers assistance for various emergencies.»
I do have an umbrella policy, and I need to ensure that any homeowners policy covers up to the lower limit of the umbrella policy so there are no gaps in coverage.
Of course, you can look up every local insurance company in the phone book and ask each for quotes on similar policies with similar limits and similar exclusions and coverage; this, however, is really more hassle than you need to put yourself through.
If the injured party decides to sue, you will be covered up to the liability limits of your policy so, as always, make sure you have adequate coverage to protect your assets.
This means that the additional living expenses the family incurs over and above their normal cost of living are paid by the insurance, up to the policy limit for that coverage.
If you drive a vehicle valued at $ 50,000, for example, and you are hit by a driver whose insurance provides coverage up to $ 25,000 in damages, your uninsured or underinsured motorist coverage would cover the difference, up to the limits of liability in your policy.
This could mean coverage for thousands of dollars in damages up to the limit of a policy (usually, $ 100,000 or up to three years).
Most standard home insurance policies will provide Loss of Use protection up to 20 % of your dwelling coverage limit.
Once you pay that deductible at the time of repairs, the collision coverage then would pay 100 percent of the bill above the deductible, up to the limit set on your policy.
Fortunately, in this type of situation, your landlord insurance policy may be able to shield you from the losses associated with these problems and will typically include coverage for court costs and legal defense fees, up to your purchased coverage limit.
Once the coverage on the mobile home liability insurance policy is exhausted, the umbrella policy would kick in and pay the remaining amount, up to the limits of that policy.
Her policy ($ 191) is unlimited coverage compared to her brother's plan of a limit up to $ 15,000 ($ 258).
In effect, it provides you with coverage up to the maximum of your own policy limits, whatever that may be.
So, after the at - fault driver's insurance company offers its policy limit, Noelle can make a claim under her underinsured motorists coverage and recover up to a total of $ 50,000, her policy limit.
This means that if you are a lawyer in private practice currently insured by LawPRO, you are free to offer pro bono services to clients, and as long as you are within the terms of your coverage and comply with the policy conditions, you can expect to be covered for errors and omissions up to the limits of your coverage.
Under the terms of the policy, coverage on the building would be determined on a actual cash value basis up to the amount of the policy limit of $ 800,000.
In summary, so long as you have ICBC insurance coverage, in most situations ICBC will take care of defending any lawsuit against you and paying out any judgment up to the maximum of the policy limit.
Raising your deductible, lowering your limits, or excluding certain types of perils from your coverage will immediately reduce your rates, but beware: Policy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to kiPolicy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to kipolicy to kick in.
Your homeowners policy should cover the broken window, the golfer's medical bills, and any legal defense for claims or lawsuits — including court awards up to the limit of your liability coverage — all without a deductible.
Standard homeowners insurance policies will reimburse you for three major types of coverages, and one optional coverage if you have it, up to your limits.
Underinsured driver coverage works in much the same way - if the at - fault driver's insurance policy has coverage limits that fail to pay for all of the damage done, underinsured motorist protection will pick up the rest of the tab.
If the damages are more than the policy limits, a reservation of rights letter might be telling you that you have defense coverage and indemnification up to the point where the limits of the policy are exhausted, but you're on your own after that.
Most standard home insurance policies will provide Loss of Use protection up to 20 % of your dwelling coverage limit.
If your car becomes inoperable due to a covered loss and you need to rent a substitute, transportation expense coverage pays the cost of the rental car up to the policy limit for this coverage.
If someone was accidentally injured at your business site (e.g. a customer fell on your premises and had to seek medical aid), General Liability coverage will compensate medical (and / or funeral) expenses incurred within one year of the accident up to your policy's limits.
These policies have coverage limits up to one year with benefits of up to 1 million dollars.
Uninsured motorist bodily injury coverage will pay for the costs of your injuries up to your policy limits in cases of a hit - and - run or miss - and - run (where a driver is forced to swerve and has an accident).
Policies now had to provide coverage up to age 95, limit their premium payments, and establish a certain ration between the face amount of the policy and the cash value.
You can be anywhere, but if your stuff is stolen off of you, your renters policy will take care of it — up to the limits of your coverage that is.
And since there is no guarantee of a positive outcome, your liability coverage would also cover any judgment against you up to the limit listed on your policy.
If the damage exceeds the limit that you purchased in that primary policy, then your auto insurance will «kick in» (as secondary) and will provide coverage for anything in excess (up to the limits of their liability).
For example, if you have a home insurance policy with liability coverage of $ 300,000, the umbrella policy will pay claims above $ 300,000, up to the limit you select, such as $ 1 million.
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