Sentences with phrase «upon market index»

Not exact matches

The fund adjusts its allocations daily based upon equity and bond market volatility, correlation between the bond and equity indexes, and the yield - to - maturity of the bond index.

Based upon the above, and assuming 2014 may replicate the average performance of the 2000 and 2008 bear markets, the Dow Index could conceivably decline to about 12300 by yearend (2014).

The prices (NAVs) of the two shares of Vanguard Total Stock Market Index Fund are largely a function of the initial price upon introduction and inception dates (adjusted, of course, for market gains / losses and any share price spMarket Index Fund are largely a function of the initial price upon introduction and inception dates (adjusted, of course, for market gains / losses and any share price spmarket gains / losses and any share price splits.)

You use an index, and adjust the ratio of stocks / bond based upon whether a simple calculation estimates that the market is overpriced or underpriced.

Policies often offer a floor, to prevent market losses of greater than zero AND may cap gains at a certain rate depending upon the risk of the given index.

Universal life policy returns depend upon the type of product selected and may be either guaranteed, tied to a market index OR depend upon the success of the financial markets, and investments vehicles such as mutual funds.

With the indexed account, your money is not directly invested in the market, but rather the indexed account is credited interest based upon a formula that tracks the performance of underlying major indices, such as the S&P 500.

The cash value is credited with an interest rate of return based upon increases in an «equity index» but is NOT invested directly in the financial markets.

The fund adjusts its allocations daily based upon equity and bond market volatility, correlation between the bond and equity indexes, and the yield - to - maturity of the bond index.

The interest you pay on these loans may increase or decrease after it has been originated depending upon changes to that market index rate.

Certain funds have management fees that can fluctuate depending upon the fund's performance relative to a securities market index.

A fixed indexed annuity allows for additional growth opportunity, based upon the performance of an underlying market index, such as the S&P 500 — typically up to a stated cap.

Depending upon the investment structure, you can either lock in a conservative guaranteed rate of interest or opt for potential higher indexed based or even market based variable returns.

1 With Market Growth GICs, your return is based upon the change, if any, in the underlying stock market index or indices over the term of thMarket Growth GICs, your return is based upon the change, if any, in the underlying stock market index or indices over the term of thmarket index or indices over the term of the GIC.

The daily marked - to - market value of a swap is based upon the daily performance of the reference index, which is calculated on a total - return basis • The counterparty to a swap in a Horizon's TRI ETF must maintain the following minimum long - term debt credit rating: A (DBRS), A (Fitch), A2 (Moody's), A (Standard & Poor's).

Variable rates, however, are tied to a market index and they will rise or fall depending upon how the market is doing.

The NAV value of ProShares Short FTSE / Xinhua China 25 is computed as of the close of the U.S. securities markets based upon the value of one or more U.S. exchange traded securities or instruments that reflect the values of the securities underlying the Index.

But as MoneyWatch's Larry Swedroe and Forbes's Rick Ferri have both touched upon, indexing's success is not predicated on market efficiency; rather, the logic of index investing rests solely on a minimization of expenses.

The KLD400 ex Fossil Fuels Index stocks are weighted based upon float - adjusted market capitalization.

This annuity offers the opportunity to obtain growth based upon an underlying market index such as the S&P 500.

A fixed indexed annuity allows for additional growth opportunity, based upon the performance of an underlying market index, such as the S&P 500 — typically up to a stated cap.

The return on this cash value is based upon the performance of an underlying market index, such as the S&P 500.

Indexed Premium Whole Life — An indexed premium whole life policy will allow the face amount of the policy to rise and fall based upon the movements of an underlying market index, provided that the policyholder chooses to accept the inIndexed Premium Whole Life — An indexed premium whole life policy will allow the face amount of the policy to rise and fall based upon the movements of an underlying market index, provided that the policyholder chooses to accept the inindexed premium whole life policy will allow the face amount of the policy to rise and fall based upon the movements of an underlying market index, provided that the policyholder chooses to accept the increase.

For example, indexed universal life offers policy holders a return of cash based upon a number of market indexes (such as the S&P 500 index) that may be selected by the policy owner.

Your money is not directly invested in the market, but rather the indexed account is credited interest based upon a formula that tracks the performance of underlying major indices, such as the NASDAQ 100, Russell 2000, S&P 500, etc..

Depending upon the investment structure, you can either lock in a conservative guaranteed rate of interest or opt for potential higher indexed based or even market based variable returns.

Because of that, the account value of equity indexed universal life insurance policy will go up and down based upon the market movements of the underlying index that is being tracked.

An indexed universal life insurance policy pays a death benefit, also the opportunity to build funds based upon the increase of an underlying market index.

With the indexed account, your money is not directly invested in the market, but rather the indexed account is credited interest based upon a formula that tracks the performance of underlying major indices, such as the S&P 500.

Policies often offer a floor, to prevent market losses of greater than zero AND may cap gains at a certain rate depending upon the risk of the given index.

Whereas a participating whole life policies offer minimum guaranteed returns, with a non-guaranteed potential return based upon company performance, indexed universal life policies offer a maximum guaranteed return based upon the performance of any number of selected market indexes.

How do I handle requests for such references?Thank you so much for your help!CherylCHERYL M. EARLE3407 Old Dobbin Road, Montgomery, Alabama 36116 - 1903Home Phone: [phone] Cell Phone: [phone] Fax: [phone] E-mail: [email protected] position managing legal discovery and document review with opportunity to assist attorneys with civil litigationBAR ADMISSIONAlabama State Bar, 1999LAW - RELATED EXPERIENCELaw Firm, AlabamaResearch Attorney for Special Projects, Mass Torts Department, November 2001 — February 2008 • Managed Multi-District Litigation (MDL) Document Depository (September 2002 to February 2008) o Reviewed more than 1 million pages of evidentiary documents for litigation purposes and for inclusion in electronic databaseso Coordinated document review assignments with attorneys at local depository and at other sites across the USo Retrieved, reviewed and coded documents in Concordance and Summation legal databaseso Prepared memoranda and spreadsheets providing detailed analysis of discovery materials • Aided attorneys and support staff with processing and preparation of personal injury claims and litigationo Conducted legal research and drafted pleadingso Conducted supplementary online research for additional documents and information pertinent to litigationo Assisted with preparation of correspondence to clients and referring attorneyso Contacted clients for additional information needed in case preparation, litigation, and potential settlementso Prepared and input case intakes and referrals into databaseLaw School, AlabamaStudent Intern, Alabama Disabilities Advocacy Program (ADAP), August 1996 — June 1997 • Participated in law school clinical program under third - year law student practice rule (as authorized by Alabama Supreme Court) o Assisted attorneys and advocates in cases involving mentally ill patients confined to state mental health facilitieso Interviewed clients in person (at state facilities) and over the phoneo Worked with clients, attorneys, and social workers to investigate and resolve issues concerning involuntary confinement and treatmento Aided in legal research on an appellate brief submitted to the U. S. Court of Appeals for the Eleventh Circuit (ruling granted in favor of our client) Faculty Research Assistant for Library Services, Bounds Law Library, March 1996 — June 1997 • Prepared research and teaching materials for law school faculty; worked 20 hours per week while matriculating 10 - 15 hours per semester) o Investigated copyright issues related to procuring and reproducing texts for academic useo Conducted legal research using WESTLAW, LEXIS and the InternetADDITIONAL RELEVANT EXPERIENCEManufacturing Company (MC), Montgomery, AlabamaAdministrative Assistant and Cost Analyst, Materials Purchasing Department, April 1999 — September 2001 • Assisted materials buyers in negotiating and preparing commodities contracts between raw materials suppliers and MC for manufacturing plants in the US and Mexicoo Assisted Legal Department at MC's corporate headquarters with coordination and preparation of documents for litigationo Notified and educated suppliers about MC's freight - on - board policy and its corresponding Uniform Commercial Code (UCC) provisions; result was the reduction of freight claims for both the company and its supplierso Prepared contracts and purchase orders for raw materials and capital projects involving plant maintenanceo Solicited price quotations from current vendors and established Excel spreadsheet format which simplified quote submission process and allowed MC to track and compare usage volumes and costs over timeo Prepared and analyzed cost reports used by materials buyers and production planners in purchasing decisions, including cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting in reductions in freight costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs) in City 1 and City 2, which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger of the City 1 and City 2 CFCs in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon request