Sentences with phrase «use a rating based»

Below, we compared USAA to three different types of lenders that offer VA loans using rates based on a 30 - year fixed - rate VA mortgage.

Below, we compared USAA to three different types of lenders that offer VA loans using rates based on a 30 - year fixed - rate VA mortgage.

They suggested that the Department could determine an appropriate interest rate to apply to private education loans by obtaining documentation of the actual interest rate for institutional loans and, for private education loans, surveying private student loan rates and using a rate based on that survey.

Not exact matches

You're likely going to visit Amazon and pick one that looks good based on customer feedback, but the problem is, most of us use Amazon's star - rating system, and it's not as useful as it could be.

Growth rates were calculated using a base - year minimum of $ 200,000.

Recent articles on how to use video during your next presentation, how to maximize your play rate from an uploaded video, and how to effectively use music in your video all follow the vein of mission - based marketing.

Williams said the Heritage estimate was correct based on the methodology the foundation used — the analysts estimated a carbon tax rate of $ 36, which would increase by 3 % each year from 2015 to 2035.

To tweak interest rates, the Fed adjusted the federal funds rate, also known as the interbank lending rate, which is used by financial institutions to set the prime rate, or the base rate upon which other interest rates are set.

Reports are also the basis for your credit score, that three - digit number in the 300 - 850 range (the higher the better) that lenders use as a measure of your creditworthiness to approve loans and set interest rates.

And use official applications on your smartphone rather than low - rated ones with small user bases.

Using splashy big numbers of capital market debt deals is foolish when those deals are refinancing previous ones at rates hundreds of basis points cheaper.

At the moment when a pledge is made, the Bitcoin is converted into the relevant currency using rates established by the Melbourne - based Bitcoin digital wallet CoinJar.

Mail Lift, for instance, can hook into apps used at work and automatically send a handwritten note to customers, based on certain events (such as when an agent receives a five - star rating for stellar support).

Ellie Sawits, CEO of Frutels, a New York City — based maker of chocolate candies used to treat acne, says ads on Facebook are an affordable alternative to the high pay - per - click rates for acne - related keywords on Google's AdWords.

By using big data to identify performance trends by campaign and channel, marketers can evaluate KPIs, such as conversion rates, to help discover gaps and seize opportunities based on historical trends.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Like Ambady, she then got a series of strangers to rate the applicants on the basis of the handshake clip, using the same criteria that the interviewers had used for the original 20 - minute interviews.

The suit alleges that Kabbage used its relationship with Celtic — which «rented» its balance sheet to Kabbage — as a basis to charge interest rates that violated usury laws.

The CRTC last year approved a request by Bell Canada to charge its wholesale ISPs based on how much their customers use the Internet, but the firestorm kicked off two weeks ago when the rates were finalized.

The basis of Reliefwatch was thus founded: Using the basic mobile phone to track inventory to decrease the rates of stockouts and expired medication and to have a potential impact on millions of people.»

Unlike your heart rate, which is a directly measurable number, energy expenditure requires the use of an algorithm based on a set of broad assumptions.

They also use risk - based pricing to issue loans with rates that are equal or slightly higher than banks.

R - rated films limit their audiences based on excessive violence, sexual situations, drug use, and language, as determined by the MPAA.

Crescent Electric studied mining costs based on the wattage used by the three most popular mining rigs (the AntMiner S9, the AntMinerS7 and the Avalon 6) and the days each takes to mine a coin (which range from 452 to over 1,800 depending on the machine), then multiplied by the average electricity rate in each state.

In the base year used in the five - year growth calculation (e.g., 2012), any companies with revenue of less than $ 200,000 will have their revenue for that period lifted to $ 200,000 for the purpose of calculating five - year growth that is not grossly exaggerated by immaterial differences in the base - year revenues of otherwise equal candidates (for instance, a company that grows from $ 1 to $ 2 million would have a higher growth rate than a company that grows from $ 2 to $ 3 million).

Based on the feedback, they chose the highest rated film, which left viewers feeling really good, and used it as a stand - in for an extraordinary experience.

In the base year used in the two - year growth calculation (e.g., 2015), any companies with revenue of less than $ 200,000 will have their revenue for that period lifted to $ 200,000 for the purpose of calculating two - year growth that is not grossly exaggerated by immaterial differences in the base - year revenues of otherwise equal candidates (for instance, a company that grows from $ 1 to $ 2 million would have a higher growth rate than a company that grows from $ 2 to $ 3 million).

TipRanks uses a natural language processing algorithm to rank analysts based on two factors: average return and success rate of their buy - sell recommendations.

Annualized GAAP interest expense based upon $ 780 million principal outstanding and using the LIBOR based interest rate spread in effect on April 29, 2016, was $ 44 million and included $ 5 million in debt issuance cost.

A lot of the technology it's based on is old but these modern interpretations for web use are quite new and proliferate at a daily rate.

The amendment provided for (i) an immediate reduction in the interest rate margin applicable to the loans outstanding under the Senior Secured Term Loan Facility from (a) 3.50 % to 3.00 % for LIBOR borrowings and (b) 2.50 % to 2.00 % for base rate borrowings, (ii) an immediate lowering of the LIBOR floor for loans outstanding under the Senior Secured Term Loan Facility from 1.25 % to 1.00 % and (iii) the borrowing of incremental term loans, the proceeds of which were used to repay the outstanding loans of lenders that did not consent to the repricing amendment (the Non-Consenting Lenders) in an aggregate principal amount of approximately $ 99.6 million, which is the amount of loans held by such Non-Consenting Lenders on February 8, 2013.

In the end, the use of connect rate should solve for maximizing the output of right - fit leads entering the next phase, based upon the limited - resource capacity you have, which is selling time.

Our analysis is based on individual - level data from 1980 through 2011 from the Current Population Survey (CPS), the monthly survey conducted by the Bureau of Labor Statistics used to measure the unemployment rate.

Use a personal loan calculator to see how your monthly payment changes based on your interest rate and repayment period.

A Fed hike triggers a corresponding move in the prime rate, which is what lenders use for a base on what to charge.

The 10 year maturity U.S. Treasury Note (UST 10 yr) is thought to be the primary benchmark for the U.S. bond market because it has the largest issuance and is used as the basis for fixed rate mortgage pricing.

The tax rates used by the fund in analyzing current and potential investments are based on the marginal rates for the highest tax bracket in Ontario, as advised by the auditors of the fund.

Nielsen ratings, based on feedback from viewers, have long been the metric advertisers use to negotiate TV ad rates and make their decisions.

Here we walk through our recent Discretionary COT signals providing examples in interest rates, forex and energy of how we use the COT report to swing trade the commodity markets on a daily basis.

The BitSight platform uses publicly available data to rate the security performance of an organization on a daily basis.

That puts us in the top 20 % of all US - based franchisors — even better, the Franchise 500 is a purely objective ranking of businesses that use the franchise model based on financial strength, stability growth rate, and size of the system, not a sponsored ranking that requires a «token sponsorship fee.»

Based on 32 major data points, TheStreet Ratings uses a quantitative approach to rating over 4,300 stocks to predict return potential for the next year.

One important concept to understand is yield, which is the annual income on a bond, based on its market price; it's sometimes used interchangeably with «interest rates.»

However, the actuarial calculations of the pension liabilities are based on «generally - accepted accounting principles», and the discount rate used is consistent with these principles.

A basis point is one hundredth of one percent, used chiefly in expressing differences of interest rates.

Note that the real interest rates exceed reported for TIPS because I have adjusted yields to reflect the 35 basis point average difference between the Consumer Price Index used in calculating TIPS coupons and the Personal Consumption Expenditures deflator targeted by the Fed.

The assumptions underlying the fair value calculation include: the labor required using a burdened overhead rate, the development period, a developer's profit based on the operating profitability of market participants, and the opportunity cost based on the estimated required return on

Make That Money and Budgeting with Your Boo are the only courses that could be used by a non-residents, however, the tax rates used for estimation in Make That Money are Canadian and so as a non-resident, you'd have to estimate your own tax rates based on where you live.

All rates are tiered using the Base Rate plus a standard percentage.

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