Sentences with phrase «use agents or brokers»

You read that correctly — agent and broker commissions are built into the price of your policy, regardless of whether you use an agent or broker.
They even have the cost of using an agent or broker built in.
These commissions are already built in to the price of your policy, so it doesn't cost you more to use an agent or broker!
Whether you apply online or use an agent or broker, you can apply, pick a plan, and enroll employees any time of year.
Some insurers sell policies directly to insurance buyers without using agents or brokers as intermediaries.
Finding the lowest rates and applying should be a simple process when you are using an agent or broker.

Not exact matches

However, you're apt to save time and trouble by using an insurance agent or broker who can advise you about types and amounts of coverage and develop a package that meets your needs.
Please use our website to compare rates and we will let you know the contact information of the brokers and / or agents who can provide your rate after you have completed your comparison online.
If, for example, you are using a real estate agent or broker to shop for a home, you may want to consider their suggestions about lenders and mortgage packages.
IB clients who only execute through IB, but do not use IB as their clearing broker or custody agent («Non-Clearing Customer»), may click here for a list of valid Market Participant Identifier (MPID) codes to be entered with their short sale orders.
By participating, each Customer and selected winner agrees: (a) to be bound by these Rules and the decisions of Virtual Brokers, (b) to release and hold harmless Virtual Brokers, its affiliates, subsidiaries, and independent contractors, and their respective directors, officers, employees, agents and representatives including advertising and promotion agencies, from any and all liability for claims / damages including, but not limited to, claims / damages for personal injury, for property damage with respect to acceptance, possession or use or misuse of the Prize or participation in the Raffle; (c) to permit Virtual Brokers to use his / her name, address, city, province, of residence, photograph, video, or any likeness for advertising or publicity purposes without any additional compensation and (d) the winner agrees to sign a Declaration and Release Form to this effect.
The lower the Loan - to - Value ratio the better because it gives some protection against the risk of a decline in property or home values (prices) which can adversely affect the MIE if it has to pay for expenses associated to selling the property that has been used as collateral such as legal fees, realtor commissionsCommissions What you pay to a broker or agent for their services.
Use our mortgage rate comparison service to help find low mortgage rates and connect with the mortgage broker, agent, credit union or other financial institution that offers that rate.
Use an independent broker or agent.
You may be charged a fee if you use a broker or agent to buy or redeem shares of the Funds.
In both instances, these services or products may include: company financial data and economic data (e.g., unemployment, inflation rates and GDP figures), stock quotes, last sale prices and trading volumes, research reports analyzing the performance of a particular company or stock, narrowly distributed trade magazines or technical journals covering specific industries, products, or issuers, seminars or conferences registration fees which provide substantive content relating to eligible research, quantitative analytical software and software that provides analyses of securities portfolios, trading strategies and pre / post trade analytics, discussions with research analysts or meetings with corporate executives which provide a means of obtaining oral advice on securities, markets or particular issuers, short - term custody related to effecting particular transactions and clearance and settlement of those trades, lines between the broker - dealer and order management systems operated by a third party vendor, dedicated lines between the broker - dealer and the investment adviser's order management system, dedicated lines providing direct dial - up service between the investment adviser and the trading desk at the broker - dealer, message services used to transmit orders to broker - dealers for execution, electronic communication of allocation instructions between institutions and broker - dealers, comparison services required by the SEC or another regulator (e.g., use of electronic confirmation and affirmation of institutional trades), exchange of messages among broker - dealers, custodians, and institutions related to a trade, post-trade matching of trade information, routing settlement instructions to custodian banks and broker - dealers» clearing agents, software that provides algorithmic trading strategies, and trading software operated by a broker - dealer to route orders to market centers or direct market access systems.
When paying tens or hundreds of thousands of pounds in overall commission, charges and «success fees» to a business broker, business transfer agent or other intermediary, use these tips to ensure you get full value for your money and keep your adviser highly motivated to get your business sold.
FOR BROKER - DEALER OR AGENT USE ONLY - Not for public dissemination.
Some agents or brokers misrepresent a package just to have a sale and commission, and the insured will end up with an insurance they don't need and can never use.
Using an independent insurance agent or broker, like Policygenius, you can get quotes from a number of different insurers right under one roof with just a few pieces of personal information, like your location, age, gender, and basic medical history.
As each insurance company's policies on pleasure use vehicles are likely to be slightly different the best way to change your car's policy over so that it is covered as a pleasure use vehicle is to contact your insurance agent or your insurance broker and ask them how to do so.
In the end, using an independent life insurance agent or broker saves you both time and money.
By using a fee - only agent or broker, you're increasing your overall cost because commissions are still built into the price of your policy.
Commissions are already built in to the price of your policy, so it doesn't cost you more to use an insurance agent or broker.
We've gone in - depth about what this information means at the links above, but in short your health information, like family health history, smoking habits, and driving records, are used to determine how risky you are for the insurer to cover and, therefore, how expensive your monthly premiums will be; your contact information is so the agent, broker, or insurer can reach out to you for next steps after you get your quotes.
Because it is important for you to disclose any and all information required by an insurer to provide the insurance coverage that best suits you, you have the right to know that your information will be used for the purpose set out in the privacy statement made available to you by your broker, agent or insurance representative.
You can use your current SHOP - registered agent or broker or find a new one to help you enroll in coverage.
If you use our system to deliver quotes, once you have found three to compare, be sure to call the broker or agent to ask about any discounts available.
You can buy a short - term health insurance policy directly from a health insurance company, use your own insurance agent, find a health insurance agent or broker at the National Association of Health Underwriters website, or use a non-governmental private online exchange such as ehealthinsurance.com.
It is usual for auto insurance policies to have some or all of the following named perils, however this is not a definitive list and we recommend that you check with your broker or agent and do not use this for reference to any specific policy.
This is why an agent or broker must use an arsenal of companies to guarantee the lowest rates possible.
You can also continue to use your current agent or broker as long as they complete the SHOP Marketplace registration requirements.
You can estimate your coverage needs using calculators or worksheets available on - line, but it's a good idea to sit down with an insurance agent or broker who can thoroughly evaluate your needs.
The main drawback to using a broker is they might not be able to offer the special discounts or added features that an agent could include.
Instead of using HealthCare.gov to choose a plan and enroll, you'll work with an insurance company or with a SHOP - registered agent or broker.
Just like using a broker for finding affordable health insurance can help save you time and money, when looking for specialized coverages like nursing home contents insurance, a broker or independent agent will have access to more resources than a captive agent.
If you truly are exploring all the different rates from all the different companies you can, try using an independent agent or broker to facilitate this for you.
Auto Insurance Quotes car insurance agents near meHow savvy consumers search for an independent auto or car insurance agents to get the best rates.You might surprised at the Mind - blowing savings people receive when using a local independent auto insurance agents and brokers.
This includes things like rent of buildings, utility costs, the wage bill, IT infrastructure, etc. as well as paying their sales force commissions (an insurance company will normally use an insurance agent or insurance broker to sell policies to the general public or businesses and these people need paying too).
An independent insurance agent can help gather quotes; if you don't know any, ask for referrals or use the Independent Insurance Agents & Brokers of America's search engine.
Most life insurance companies require you to use a broker or an agent.
Thus, it's never worth paying an agent or broker for their time when you're not even sure you're going to use their services in the end.
The third time, I casually asked the agent (from the same company, «what bank or mortgage broker» is the buyer using?
For example, in Missouri, when advertising unlisted owned property for sale or lease, licensees must use one of the phrases «By owner - agent,» «By owner - salesperson,» or «By owner - broker» in all advertising, print or electronic.
The term used to record the number of transactions in which a real estate sales agent or broker was involved during a specific period.
Real estate brokers and agents must report, using IRS form 8300, any single or series of related transactions in which they receive cash in excess of $ 10,000.
More proactive real estate brokers and agents, however, anticipate the need for meeting Chinese buyers on their level and, therefore, take the initiative to either develop language skills or use interpreters to bridge the communications gap.
[11] The Commission's rules regarding advertising may not require licensees to use the term broker or agent, to include the license number, or to reference the Commission.
Across every generation at 88 percent or above, sellers overwhelmingly used a real estate agent or broker to sell their home.
«Supra's getting high marks from brokers and agents who are thrilled to be able to use their smartphone or tablet as a lockbox key to access listings,» says the announcement at Inman.com.
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