Sentences with phrase «use as an insurance policy»

«Vitamin and mineral supplements are a good idea and can be used as an insurance policy.

G: Well, of course there's egg freezing, which will have its greatest use as an insurance policy for women undergoing chemotherapy.

Not exact matches

«We use vitamins as insurance policies against whatever else we might (or might not) be eating, as if by atoning for our other nutritional sins, vitamins can save us from ourselves,» Catherine Price, a science reporter, wrote in the book «Vitamania.»

To «go on claim,» insurance - speak for using the benefit, you must be unable to perform at least two «activities of daily living,» such as bathing, dressing, feeding and toileting, for most policies.

A life insurance policy loan is just a loan from the insurer in which the cash value of your policy is used as collateral.

The SBA requires that all approved SBA loan applicants must designate lender's loss payable on their insurance policy when their business property is used as collateral for the loan.

In an older day, insurance policies used to express this idea when they spoke about natural catastrophes and other such happenings as «acts of God.»

The Indigent Care Pool (ICP) was created under the 1996 Health Care Reform Act as a means of reimbursing hospitals for care provided to patients without health insurance, using funds raised by the state's taxes on health insurance policies along with federal aid.

Schneider says that's a cheap insurance policy to limit «the use of the atmosphere as a free sewer.»

EGG freezing looks increasingly promising as an insurance policy for women who need or want to delay having children, according to the first systematic monitoring of success rates for IVF using eggs that were frozen then thawed out.

In a related commentary, Paul B. Ginsburg, Ph.D., University of Southern California, Los Angeles, writes: «There is broad consensus among physicians, hospital and health insurance leaders, and policy makers to reform payment to health care providers so as to reduce the role of fee for service, which encourages high volume, and instead to use systems that reward better patient outcomes, such as bundled payments for a population or for an episode of care.»

A study published in the International Journal of Obesity showed that nearly half of people diagnosed as obese using BMI measurements are actually healthy, leading some to believe that there is no value of a BMI measurement at all, except for life insurance policies to increase premiums.

As mentioned above, some districts have not yet been able to use their new powers because of unexpired collective bargaining contracts or insurance policies, so there are more savings to be had.

When a covered loss prevents you from using your home as a residence while repairs are made, Arkansas renters insurance policies have another type of coverage that can respond.

This is when Coverage D in your home insurance policy kicks in, better known as loss of use (LOU) or additional living expenses (ALE) coverage.

In a nutshell, while most whole life insurance is fixated on maximizing the death benefit of a policy and just allowing cash values to grow over time, strategic self banking focuses on maximizing life insurance cash values, so the whole life insurance plan can be used strategically as a savings and personal financing vehicle for the purpose of recapturing your cost of capital incurred when having to deal with third party lenders or using your own cash.

Dividends can be used to buy more paid up insurance, earn interest with the insurer, pay policy premiums, or received as a cash payout.

Instead of taking back the refund, you can choose other non-forfeiture options, such as using the cash to continue to pay premiums, acquire reduce paid - up insurance (using the cash to buy a reduced amount of permanent coverage) or acquire extended term insurance (keeps the coverage the same, but reducing the length of the policy)

Even if you have a flood insurance policy, you could only use flood insurance for any personal property that was destroyed in your car as a result of a flood — not the car itself.

As an added benefit, the life insurance death benefit of the new hybrid policy would pay off her mortgage if she passed away, assuming she didn't use the policy for long - term care.

Policies such as variable universal life insurance combine components of the above, blending the investment flexibility of variable life with the ability to use the cash value to pay monthly premiums offered in universal life.

A life insurance policy loan is just a loan from the insurer in which the cash value of your policy is used as collateral.

If you have a permanent life insurance policy that accumulates cash value, you can borrow money from the insurer using the cash value as collateral.

Renters insurance in Buffalo provides the standard coverage on an HO - 4 form, with personal property, medical payments to others, loss of use, and liability as part of the policy.

This is actually a significant benefit as it means the cash value being used as collateral stays inside your life insurance policy and continues to accumulate interest, though it may be at a different rate.

Wealthy Canadians have been using 10/8 arrangements for the last decade or so as a means to have the government subsidize their extremely large life insurance policies.

As a result, congress passed a few different acts to squash these tax shelters, and prevent people from using life insurance policies as a short term savings vehiclAs a result, congress passed a few different acts to squash these tax shelters, and prevent people from using life insurance policies as a short term savings vehiclas a short term savings vehicle.

Life insurance companies vary considerably, as do the policies they offer, the rating systems used, and the premiums they charge.

A key man policy can also be used as an employee benefit, since the life insurance policy can be transferred to the executive or insured employee by the company.

This type of policy has a number of benefits as a life insurance solution, and can be used as a savings and investment tool in addition to providing death benefits to your beneficiaries.

This is true as long as the policy qualifies as an insurance contract EVEN IF strategies are used to maximize the policy cash value through paid up policy additions.

With a renters insurance policy, you're primarily concerned about damage to your personal property and loss of use of the apartment, as well as for liability losses.

Most homeowners insurance companies include loss of use coverage in their policies and place a limit as a percentage of your dwelling coverage.

Since we're looking at a renters insurance policy in California, let's use an earthquake as an example;

This type of policy is good to consider if you're interested in not only the benefits of life insurance coverage, but also using the cash value as an investment vehicle to diversify your portfolio.

The savings which accumulate in the cash account of your cash value insurance policy can be used as follows:

With a number of ways to use the money that builds up in the cash value account, such as taking out a life insurance loan or paying insurance premiums, the flexibility these policies offer make them attractive to individuals looking to build up savings while at the same time securing insurance coverage providing leverage in the form of a death benefit payout.

Initially, the premiums paid on cash value insurance, such as whole life insurance rates, are higher than those associated with term insurance, given that term insurance payments are used just to pay for current insurance coverage and not to build up cash value in the policy.

I will leave that question to your discretion and further review as we discuss some general benefits of using mutual whole life insurance for your key man life insurance policy.

And with a properly designed policy, you can use the cash value life insurance as a safe bucket, conducting much of your financing in and through the policy.

One of the most important things to know is that you should not use your personal auto insurance policy if you use your vehicle for your business, as this can void your policy if you make a claim.

The term «secondary health insurance» is often used synonymously for supplemental health insurance and works as additional insurance that pays for services a primary health insurance policy does not cover.

As your equity builds in your policy, you can then take out a life insurance loan from the carrier and use it for a down payment on another cash flowing property.

Policy averages should be used only as a reference to help you get an idea of how much you might pay for your own Denton homeowners insurance pPolicy averages should be used only as a reference to help you get an idea of how much you might pay for your own Denton homeowners insurance policypolicy.

A document from an insurance company with policy information, such as the name of the policyholder, the insured property, the policy number and the name of the insurance company providing coverage, that may be used as evidence of insurance.

The insurance company will use the increased premium as insurance against an early term lapse in a policy.

With a variable life insurance policy, you can make a series of withdrawals from the policy's cash value, make a single large withdrawal or simply use the cash value as collateral in a policy loan.

«Buy term and invest the difference» is a phrase often used to discourage people from buying cash value life insurance policies, such as variable life insurance.

If you want to give your kid coverage as well as money they can use in the future, a child whole life insurance policy will accomplish both.

Since much of the rental housing in Eugene, OR is of the privately owned variety rather than the apartment complex variety, we'll use a Eugene, OR Renters Insurance policy as an example.