Sentences with phrase «use decreasing term»

Credit life insurance may also use decreasing term as its primary form of coverage.

Most people use a decreasing term policy as a way to pay off the balance of a home mortgage should an unexpected death occur.

People often use a decreasing term policy to cover a specific debt in the event of their premature death, in hopes that by the time the debt is paid down they will no longer need life insurance coverage.

Small business partnerships also use a decreasing term life policy to protect indebtedness against startup costs and operational expenses.

Not exact matches

Borrowers who used Credible to decrease their monthly repayments by refinancing into loans with longer repayment terms cut their monthly payments by an average of $ 218 a month.

If worse comes to worse, you could always use a short - term decrease to lower your cost basis, right?

This is distinct from but similar to price deflation, which is a general decrease in the price level, though the two terms are often mistaken for each other and used interchangeably.

Even our present rate of energy consumption is not sustainable in the long term, so it is a matter of decreasing per - capita energy use as soon as possible.

If long - term nursing is your goal, then using formula may undermine that, both by decreasing your supply and by decreasing your baby's desire to breastfeed.

You can also consider using a nipple shield short term as this can significantly decrease the pain.

Only apply until breast softens — long - term use may decrease milk supply.

We can get some indication from a recent NAO report (Central government staff costs, 2015) which used unpublished Cabinet Office data to calculate that the total annualised salary cost for the civil service in 2014 was # 11.13 billion, a decrease of # 2.49 billion in real terms on 2010.

The results suggest that use of pain medications increases in the year before hip - replacement surgery, with a further increase immediately afterward, followed by a long - term decrease.

«Although the impact of long - term use of e-cigarettes on health is still unknown,» the study stated, «the available scientific evidence indicates that e-cigarettes are less harmful than combustible cigarettes, and that smokers switching to e-cigarettes could benefit from a decrease in health risks related to smoking combustible cigarettes.»

This would generate at least a hundred times more electricity from used nuclear fuel and decrease the long - term radiotoxicity of the remaining wastes.

The uncertainty associated with the use of flux adjustments has therefore decreased, although biases and long - term trends remain in AOGCM control simulations.

Manopause, more commonly called male menopause, is a term used to describe decreasing testosterone levels related to aging.

Stress resistance has not been assessed however and so the biological relevance of this finding is currently unknown.32 Several IER trials (75 - 85 % ER on restricted days) in overweight / obese populations have reported reductions in various markers of oxidative stress 37, 41, which in one study was accompanied by a complementary increase in the anti-oxidant uric acid.37 In a direct comparison of IER (75 % ER for two days / week) and CER, both ER strategies displayed equal efficacy in reducing levels of fast - acting advanced oxidation protein products (AOPP) after six months, which displayed a tendency to occur earlier (i.e. at three months) in the IER group.41 Levels of slow - acting (i.e. long term) AOPP tended to decrease in the IER group and increase in the CER group which the authors proposed may have resulted from IER - induced activation of autophagy, a key homeostatic cellular process in which dysfunctional or unnecessary cellular proteins are degraded and recycled.41 On the other hand, a follow - up study using similar IER / CER protocols demonstrated comparable reductions in AOPP in both groups after three months.48 Summary and Future Research Directions

A 2012 review in Skin Pharmacology and Physiology concluded that a ketogenic diet used as a short - term intervention (30 — 60 days) can improve hormone levels and decrease acne.

male menopause, is a term used to describe decreasing testosterone levels related to aging.

Several studies reviewed indicated that using yoga as therapy combated insulin resistance by improving fasting glucose (with improvements ranging from a 5.4 % to a 33.4 % decrease in fasting glucose levels), postprandial glucose levels (blood sugar levels after meals), and glycohemoglobin levels (a measure of the long - term control of diabetes mellitus).

While short - term studies using large doses of growth hormone may potentially worsen insulin resistance, low physiologic doses of growth hormone have demonstrated improvement in insulin resistance and decreased risk of diabetes.

None of the long - and short - term studies have shown an increased risk of cancer, recurrent or de novo, with the use of growth hormone, and some of the studies have shown a decreased risk.

the primary mechanism for maternal adaptation to short - term fasting is decreased maternal glucose use by the early development of ketosis and fatty acidemia, thus maintaining a glucose supply for milk production and a constant milk supply for the infant.

My major caution is that the low FODMAP diet lowers bifida bacteria populations which are linked with decreasing colon cancer risk — so the diet should be used short term — with the goal to try to get some of the fructans / GOS foods that increase these healthy gut bacteria population back into the diet.

Take - Home Messages If short - term fasting is appropriate, it potentially may be an effective, inexpensive strategy to decrease side effects, suppress tumor progression, protect patients against the effects of chemo - toxicity, and further improve prognosis when used with chemotherapy.

The term «male menopause» is sometimes used to describe decreasing testosterone levels related to aging.

The Wellness and Prevention model of health care used at the Kolp Institute emphasizes that simple lifestyle changes can have a powerful impact on long - term health and dramatically decrease the risk of developing a serious illness.

This is not thought to be due to the GERD itself, but rather the decrease in stomach acid as the result of long - term use of proton pump inhibitors (PPIs).

And large, long - term studies have found that (traditional) saunas are great for heart health, decreasing the risk of heart disease and fatal heart attacks with regular use.

A report by Citizen Action of New York in 2015 found that after the district reformed its code of conduct to limit suspensions for nonviolent and minor misbehavior, the use of short - term suspensions decreased in 60 percent of Buffalo's public schools, and long - term suspensions dropped in half of them.

Because in times of financial crisis, when an emergency fund will be the most useful, chances are your stocks and bonds will have decreased in value and it can be detrimental to your long term finances to sell them and use the money.

Decreasing term policies are often used to provide coverage for the balance of a mortgage loan.

With many companies, especially the financials which used to pay nice dividends, cutting dividend to close to zero (BAC for example), investors appetite for dividends could be decreasing in the short term.

Drawbacks of More Credit Cards: While it's true that in the long term opening up a new credit card can help you to build credit, in the short term it will decrease your average account age, a factor used when calculating your credit score — with older being better in the eyes of card issuers.

The Adviser may use an active asset allocation strategy to increase or decrease neutral asset class exposures reflected above by up to 10 percentage points for Equity Funds (includes domestic and international equity funds), Bond Funds and Short - Term Funds to reflect the Adviser's market outlook, which is primarily focused on the intermediate tTerm Funds to reflect the Adviser's market outlook, which is primarily focused on the intermediate termterm.

Also, as mentioned earlier, the term reinforcement denotes a behavior that increases in frequency, whereas, the term punishment, is not used to entail anything hostile, but simply denotes a behavior that decreases in frequency.

While medications can be used to decrease the discomfort and inflammation associated with cranial (anterior) cruciate ligament rupture, there is no long - term alternative to surgery.

Carbonic anhydrase inhibitors such as acetazolamide (Diamox; Lederle laboratories) also decrease CSF flow and may also be helpful in treating syringomyelia although adverse effects of abdominal pain, lethargy and weakness may limit long term use.).

There are foods that actually help decrease the chances of a blockage (and inflammation) that are healthy to use long term.

«In the short - term, we hope to develop a topical rabies vaccine that can be used to decrease the prevalence of rabies in targeted bat populations,» said Dr. Stading.

Multimodal environmental modification (MEMO) is a term used to describe ways to decrease stress for a cat by providing environmental enrichment and a feeling of safety.

The long - term goal is to develop genetic tests that can be used by breeders to decrease the prevalence of this condition.

Re 106: can the remaining wiggles be compared to the Gibbs phenomenon observed in generating for instance a square wave by a Fourier series... The amplitude of the initial wiggles does not decrease using more and more Fourier terms... Or is discontinuity not a feature occurring in climate models?

Broadly stated: if you reject a lease and take a large portion of a commodity (here coal, but it could have been natural gas, tar sands, etc.) off the market, you decrease the supply, increase the cost, and, over the long term, decrease the use of that commodity.

A study using data taken from fossils and ice cores finds that long - term temperature variability decreased four-fold from the Last Glacial Maximum (LGM) around 21,000 years ago to the start of the Holocene around 11,500 years ago.

You're right that comparing one El Niño to another using a difference from average temperature would be invalid if the average temperature «baseline» exhibited a long - term increasing or decreasing trend over time.

I am referring to absolutes, and not the use of these terms within RELATIVE fields, often representing exponentially growing signals and negative exponents representing exponentially decreasing signals.

http://arxiv.org/abs/1009.0784v1 Long - term Evolution of Sunspot Magnetic Fields Independent of the normal solar cycle, a decrease in the sunspot magnetic field strength has been observed using the Zeeman - split 1564.8 nm Fe I spectral line at the NSO Kitt Peak McMath - Pierce telescope.

Ironically, using CAFE to decrease consumption while increasing the ethanol mandate will also have a significant impact on how much bang consumers get for their buck at the pump in terms of gas mileage.