Because of this, and in order to offset the cost of covering more risky insureds, many insurers may
use graded benefits.
Not exact matches
In this recipe she's simply
using curly kale and olive oil, so you are getting all of the
benefits of kale, without any hydrogenated oils or industrial
grade salt.
While this is not really a surprise, since similar research and trials with wounds on people has shown the healing
benefits of
using medical
grade manuka honey, this is the first time a clinical trial has been done on horses.
As we figure out how to have kids
use screens in a practical, beneficial, and limited way, it's important for parents to keep in mind not only the
benefits kids gain from limiting screen time such as increased sleep, improved
grades, decreased aggression, and lower body mass index, but also what kids lose when screen time is not limited.
The
benefits of these bottles are endless... non leaching, FDA approved stainless steel, no paint, lacquers, liners, glues, or adhesives
used and the nipple is made from food
grade silicone.
The economic argument also ignores the environmental cost of accessing lower
grade ores, which may outweigh the
benefits delivered by the end
uses.
Previous research from other investigators showed that individuals with developmental and acquired attention disorders
benefited from intensive computer - based cognitive training
using repetitive exercises of
graded difficulty.
This DIY herbal perfume recipe
uses essential oils and food
grade alcohol for a natural alternative to conventional perfume with aromatherapy
benefits.
I
use many of the therapeutic
grade essential oils for a better «feeling» and health
benefits.
According to the company's Web site, Airborne was created by second -
grade teacher, Victoria Knight - McDowell, who «studied the
benefits herbal therapies
used in Eastern Medicine.»
Using certified organic and therapeutic
grade essential oils on a daily basis has the power to provide tremendous healing
benefits.
The school, a nationally prominent coeducational boarding and day institution for
grades 8 through 12 near Princeton and Trenton, plans to
use more than 40 percent of the proceeds from the drive, or $ 51.3 million, to «increase sharply» faculty salaries and
benefits, school officials said.
Students in primary
grades can work with arrow cards up to the hundreds or thousands, while students in upper elementary
grades might
benefit from
using arrow cards up to 6, 7, 8, or even 9 digits.
Rather than purely basing performance on
grades and academic performance, the
use of a work board related activity can help to create an atmosphere of healthy competition where students can
benefit from recognition and reward then and there.
Larson, who presents a session called Classroom Walk - Through Training, says teachers
benefit by learning to
use reflection to increase their knowledge, skills, and performance; strategically aligning classroom instruction to district curriculum; and increasing student learning across
grade levels.
«Conclusive evidence has shown the
benefits of class sizes of 1:15, especially in the primary
grades,» says Charles M. Achilles, a professor of educational administration at Eastern Michigan University, in Small Classes, Big Possibilities, an article he penned for The School Administrator: «Since the early, 1980s, a large - scale project in Indiana, a major experiment in Tennessee, numerous smaller studies and evaluations of projects that
use low adult - to - student ratios have found that youngsters in small classes (1:15 or so) as compared to youngsters in larger classes
Inside Algebra's unique, hands - on approach of
using manipulatives and games,
benefits all students, including special education students, in
grade 8 - 12 who struggle to master the math concepts necessary to learn algebra.
Writing that English learners will «by definition always fail to meet
grade - level standards,» Dr. Wayne Wright of Purdue University wants to see the flexibility in ESSA
used to create an accountability system to
benefit these students.
She also encouraged states to
use this opportunity under Title IV, Part A, to provide a «well - rounded education» for young students, noting that early elementary
grades tend to focus on literacy skills such as letter and word identification, while dual language learners — as well as all young children — would
benefit from increased attention to building comprehension, vocabulary, and background knowledge.
Our speakers will tell how they are
using data, reaching out to families to offer support in overcoming common health challenges and developmental delays, and educating parents about the
benefits of engaging programs and instruction in the early
grades.
In a news release Friday, Curry said his office made its decision after reviewing investigatory records that had alleged Bennett, the former superintendent of public instruction, had improperly
used state resources, violated the state's «ghost employment» statute and changed the state's A-F
grading system to
benefit a charter school run by a prominent Republican donor.
More than 400 students in
grades 7 - 12 have participated,
using curricula, evaluations and planning tools from SoundOut; as well as
benefiting from training and assistance we've provided program staff.
The grant application form does not need to be complicated, but it should seek information about the proposed project: what needs to be purchased and how much it costs, how the purchased item will be
used and how long it will last, how many students and what age and
grade level will
benefit, the educational intent of the project, and a timeline.
By developing an extensive program that
uses movement - based techniques to build a strong foundation in literacy in math and reading, and healthy habits, the NMF will show immediate results through improved
grades and will continue to
benefit communities as math scores improve across the country.
The
benefit of this was that they came with national performance data (ResultsPlus) for each question and so we were able to back - calculate A * - G
grade boundaries for each paper and put them onto the 9 - 1 scale by
using the
grade 1 - G, 4 - C, 7 - A equivalencies.
For the prekindergarten program alone, they identified $ 92,220 in present value
benefits and $ 8,512 in present value costs in 2007 dollars — a
benefit - cost ratio of 10.83 to 1.22 The
benefits derived mainly from reduced public education expenditures due to lower
grade retention and
use of special education, reduced costs to the criminal justice system and victims of crime due to lower crime rates, reduced expenditures on child welfare due to less child abuse and neglect, higher projected earnings of center participants, and increased income tax revenue due to projected higher lifetime earnings of center participants.
When she was asked by Davis School District to help implement the Utah State common core standards for first - graders district - wide, she figured other first -
grade classrooms could also
benefit from
using the simple math tool.
When executed well, this process dramatically increases students» understanding of new information across content areas and at every
grade level, which makes it a strategy that all teachers can
use to great
benefit.
If there are any fuel economy
benefits or performance
benefits to
using a higher
grade fuel, let them publish those numbers as well.
A better
use of the money is to set up computer rooms for schools so all
grades can
benefit, and young students can learn to type.
«We've seen how LearnSmart's adaptive technology has
benefitted millions of college students and professors — raising
grades, allowing instructors to
use lecture time on higher level topics — and we are confident that it will give high school students and their teachers a similar edge,» said Dan Caton, president of McGraw - Hill School Education, in a press release.
B.E.S.T. AwardsBookstock — metro Detroit's biggest and best
used book and media sale, where proceeds
benefit literacy and education projects throughout metropolitan Detroit — is accepting entries for its B.E.S.T. Awards essay writing contest for 4th
grade Detroit Public School Community District students from February 1 through March 16!
B.E.S.T. Awards Bookstock — metro Detroit's biggest and best
used book and media sale, where proceeds
benefit literacy and education projects throughout metropolitan Detroit — is accepting entries for its B.E.S.T. Awards essay writing contest for 4th
grade Detroit Public School Community District students from February 1 through March 16!
Using our coursework writing services, many students have already
benefited and have secured excellent
grades.
«For investors who believe that investment
grade corporates could come under pressure, IGS can be
used to help hedge against or to seek to
benefit from potential declines.»
In fact, the US government requires a minimum amount of deposit - control additive to be present in all US fuels — but all
grades of BP gasoline with Invigorate ® go beyond these minimum standards in an effort to provide additional
benefits to drivers who
use our fuel.
Graded death
benefit products are generally
used by those who seek final expense insurance or burial insurance.
A
graded death
benefit is
used to protect the carrier when insuring severely ill applicants since these policies are typically life insurance with no medical exam and no health questions.
For this reason, they
use a
graded death
benefit as a way of «weeding» out those applicants who may be seriously ill or days or weeks away from passing away!
Graded benefit insurance can fill a need for several
uses of life insurance coverage.
Graded benefit is a term
used largely in final expense and guaranteed issue type policies where the death
benefit of the policy is suspended for the first two to three years, unless the death is accidental.
Another advantage that can often get overlooked when looking at many guaranteed issue life insurance policies is that because these types of
graded death
benefit policies aren't going to ask about tobacco
use, if one does
use tobacco, a guaranteed life insurance policy may be a less expensive alternative to an insurance policy that would penalize them for their tobacco
use.
UPDATE 5/10/12: Since first writing this article, we have also been
using another carrier, Fidelity Life Association, for our
graded death
benefit policies.
Basically, what a
graded death
benefit will state is that after you have purchased you guaranteed issue life insurance policy, in order for it to provide a death
benefit for natural causes, you will need to «NOT DIE» from natural causes for at least 2 - 3 years depending on the insurance company that you decide to
use.
Symptoms of mental health problems in 10th
grade predicted
use of medical
benefits at follow - up (tables 3 and 4), adjusted for sociodemographic variables and for health behaviour.