Sentences with phrase «use graded benefits»

Because of this, and in order to offset the cost of covering more risky insureds, many insurers may use graded benefits.

Not exact matches

In this recipe she's simply using curly kale and olive oil, so you are getting all of the benefits of kale, without any hydrogenated oils or industrial grade salt.
While this is not really a surprise, since similar research and trials with wounds on people has shown the healing benefits of using medical grade manuka honey, this is the first time a clinical trial has been done on horses.
As we figure out how to have kids use screens in a practical, beneficial, and limited way, it's important for parents to keep in mind not only the benefits kids gain from limiting screen time such as increased sleep, improved grades, decreased aggression, and lower body mass index, but also what kids lose when screen time is not limited.
The benefits of these bottles are endless... non leaching, FDA approved stainless steel, no paint, lacquers, liners, glues, or adhesives used and the nipple is made from food grade silicone.
The economic argument also ignores the environmental cost of accessing lower grade ores, which may outweigh the benefits delivered by the end uses.
Previous research from other investigators showed that individuals with developmental and acquired attention disorders benefited from intensive computer - based cognitive training using repetitive exercises of graded difficulty.
This DIY herbal perfume recipe uses essential oils and food grade alcohol for a natural alternative to conventional perfume with aromatherapy benefits.
I use many of the therapeutic grade essential oils for a better «feeling» and health benefits.
According to the company's Web site, Airborne was created by second - grade teacher, Victoria Knight - McDowell, who «studied the benefits herbal therapies used in Eastern Medicine.»
Using certified organic and therapeutic grade essential oils on a daily basis has the power to provide tremendous healing benefits.
The school, a nationally prominent coeducational boarding and day institution for grades 8 through 12 near Princeton and Trenton, plans to use more than 40 percent of the proceeds from the drive, or $ 51.3 million, to «increase sharply» faculty salaries and benefits, school officials said.
Students in primary grades can work with arrow cards up to the hundreds or thousands, while students in upper elementary grades might benefit from using arrow cards up to 6, 7, 8, or even 9 digits.
Rather than purely basing performance on grades and academic performance, the use of a work board related activity can help to create an atmosphere of healthy competition where students can benefit from recognition and reward then and there.
Larson, who presents a session called Classroom Walk - Through Training, says teachers benefit by learning to use reflection to increase their knowledge, skills, and performance; strategically aligning classroom instruction to district curriculum; and increasing student learning across grade levels.
«Conclusive evidence has shown the benefits of class sizes of 1:15, especially in the primary grades,» says Charles M. Achilles, a professor of educational administration at Eastern Michigan University, in Small Classes, Big Possibilities, an article he penned for The School Administrator: «Since the early, 1980s, a large - scale project in Indiana, a major experiment in Tennessee, numerous smaller studies and evaluations of projects that use low adult - to - student ratios have found that youngsters in small classes (1:15 or so) as compared to youngsters in larger classes
Inside Algebra's unique, hands - on approach of using manipulatives and games, benefits all students, including special education students, in grade 8 - 12 who struggle to master the math concepts necessary to learn algebra.
Writing that English learners will «by definition always fail to meet grade - level standards,» Dr. Wayne Wright of Purdue University wants to see the flexibility in ESSA used to create an accountability system to benefit these students.
She also encouraged states to use this opportunity under Title IV, Part A, to provide a «well - rounded education» for young students, noting that early elementary grades tend to focus on literacy skills such as letter and word identification, while dual language learners — as well as all young children — would benefit from increased attention to building comprehension, vocabulary, and background knowledge.
Our speakers will tell how they are using data, reaching out to families to offer support in overcoming common health challenges and developmental delays, and educating parents about the benefits of engaging programs and instruction in the early grades.
In a news release Friday, Curry said his office made its decision after reviewing investigatory records that had alleged Bennett, the former superintendent of public instruction, had improperly used state resources, violated the state's «ghost employment» statute and changed the state's A-F grading system to benefit a charter school run by a prominent Republican donor.
More than 400 students in grades 7 - 12 have participated, using curricula, evaluations and planning tools from SoundOut; as well as benefiting from training and assistance we've provided program staff.
The grant application form does not need to be complicated, but it should seek information about the proposed project: what needs to be purchased and how much it costs, how the purchased item will be used and how long it will last, how many students and what age and grade level will benefit, the educational intent of the project, and a timeline.
By developing an extensive program that uses movement - based techniques to build a strong foundation in literacy in math and reading, and healthy habits, the NMF will show immediate results through improved grades and will continue to benefit communities as math scores improve across the country.
The benefit of this was that they came with national performance data (ResultsPlus) for each question and so we were able to back - calculate A * - G grade boundaries for each paper and put them onto the 9 - 1 scale by using the grade 1 - G, 4 - C, 7 - A equivalencies.
For the prekindergarten program alone, they identified $ 92,220 in present value benefits and $ 8,512 in present value costs in 2007 dollars — a benefit - cost ratio of 10.83 to 1.22 The benefits derived mainly from reduced public education expenditures due to lower grade retention and use of special education, reduced costs to the criminal justice system and victims of crime due to lower crime rates, reduced expenditures on child welfare due to less child abuse and neglect, higher projected earnings of center participants, and increased income tax revenue due to projected higher lifetime earnings of center participants.
When she was asked by Davis School District to help implement the Utah State common core standards for first - graders district - wide, she figured other first - grade classrooms could also benefit from using the simple math tool.
When executed well, this process dramatically increases students» understanding of new information across content areas and at every grade level, which makes it a strategy that all teachers can use to great benefit.
If there are any fuel economy benefits or performance benefits to using a higher grade fuel, let them publish those numbers as well.
A better use of the money is to set up computer rooms for schools so all grades can benefit, and young students can learn to type.
«We've seen how LearnSmart's adaptive technology has benefitted millions of college students and professors — raising grades, allowing instructors to use lecture time on higher level topics — and we are confident that it will give high school students and their teachers a similar edge,» said Dan Caton, president of McGraw - Hill School Education, in a press release.
B.E.S.T. AwardsBookstock — metro Detroit's biggest and best used book and media sale, where proceeds benefit literacy and education projects throughout metropolitan Detroit — is accepting entries for its B.E.S.T. Awards essay writing contest for 4th grade Detroit Public School Community District students from February 1 through March 16!
B.E.S.T. Awards Bookstock — metro Detroit's biggest and best used book and media sale, where proceeds benefit literacy and education projects throughout metropolitan Detroit — is accepting entries for its B.E.S.T. Awards essay writing contest for 4th grade Detroit Public School Community District students from February 1 through March 16!
Using our coursework writing services, many students have already benefited and have secured excellent grades.
«For investors who believe that investment grade corporates could come under pressure, IGS can be used to help hedge against or to seek to benefit from potential declines.»
In fact, the US government requires a minimum amount of deposit - control additive to be present in all US fuels — but all grades of BP gasoline with Invigorate ® go beyond these minimum standards in an effort to provide additional benefits to drivers who use our fuel.
Graded death benefit products are generally used by those who seek final expense insurance or burial insurance.
A graded death benefit is used to protect the carrier when insuring severely ill applicants since these policies are typically life insurance with no medical exam and no health questions.
For this reason, they use a graded death benefit as a way of «weeding» out those applicants who may be seriously ill or days or weeks away from passing away!
Graded benefit insurance can fill a need for several uses of life insurance coverage.
Graded benefit is a term used largely in final expense and guaranteed issue type policies where the death benefit of the policy is suspended for the first two to three years, unless the death is accidental.
Another advantage that can often get overlooked when looking at many guaranteed issue life insurance policies is that because these types of graded death benefit policies aren't going to ask about tobacco use, if one does use tobacco, a guaranteed life insurance policy may be a less expensive alternative to an insurance policy that would penalize them for their tobacco use.
UPDATE 5/10/12: Since first writing this article, we have also been using another carrier, Fidelity Life Association, for our graded death benefit policies.
Basically, what a graded death benefit will state is that after you have purchased you guaranteed issue life insurance policy, in order for it to provide a death benefit for natural causes, you will need to «NOT DIE» from natural causes for at least 2 - 3 years depending on the insurance company that you decide to use.
Symptoms of mental health problems in 10th grade predicted use of medical benefits at follow - up (tables 3 and 4), adjusted for sociodemographic variables and for health behaviour.
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