Sentences with phrase «use in a typical year»

Not exact matches

I was recently asked about the productivity tools, handy tips or other strategies I have used over the years to help me stay on course — focused on my most important goals and primary objectives — in the midst of the messy multitude of ongoing emergencies, unavoidable distractions and regular interruptions that make up my typical day.

Converting a typical U.S. monthly rate to a lump - sum premium using the rate schedule of PMI Group, the second - largest mortgage insurance firm in the U.S., an American customer with a fixed - rate 25 - year mortgage can expect to pay 1.15 % of the loan value to insure a mortgage with 10 % down.

Georges's product uses just 800 gallons of water per tree per year, instead of the typical 25,000 — and does a better job, with a 30 percent increase in growth and nutrients, he explained.

The provision can not increase the federal deficit at some point in the future, beyond the typical 10 - year «budget window» that is used to evaluate legislation.

One is legitimate — every year in which short - term interest rates are expected to be zero instead of say, a typical 4 %, should reasonably warrant a 4 % valuation premium in stocks and bonds, over and above run - of - the - mill historical norms (one can demonstrate this using any discounted cash flow approach).

Netflix today said it was raising a very large lump of debt for the typical laundry list of uses that you'll find in a filing with the SEC — though, the timing comes as its content costs may hit as much as $ 8 billion next year.

I've been grain - free since 2001, and I haven't baked with typical GF flours in over 15 years so I'm probably not the best person to give you advice on how to make these using ingredients such as rice flour.

In my younger years I was not particularly careful in the sun, but I've never used a sun bed or lived abroad, I didn't fit the typical BCC criteria at alIn my younger years I was not particularly careful in the sun, but I've never used a sun bed or lived abroad, I didn't fit the typical BCC criteria at alin the sun, but I've never used a sun bed or lived abroad, I didn't fit the typical BCC criteria at all.

In speech development, typical 18 - month - olds can: Use 10 - 15 words spontaneously Attempt to sing Say «No» meaningfully Gesture to express needs Name one or two familiar objects In speech development, most two - year - olds can: Understand «no» Use 10 to 20 words, including names Combine two words such as «daddy bye - bye» Wave good - bye and plays pat - a-cake Make the «sounds» of familiar animals Give...

Nick Machacek is in many ways a typical 10 - year - old: He enjoys spending time with his friends and likes to use the computer.

I haven't used a typical nursing cover in years but when I was working on a different sponsored post for a Boppy pillow I received the Boppy Infinity Nursing Scarf as well.

After acclimating them for a year outdoors in full sun with sparse water and nutrient - poor soil — typical conditions for this alpine species, Pinus mugo — ran a 56 - day indoor experiment using high - intensity UV - B - emitting lamps.

One study hints at subtle neural and behavioral anomalies in dentists, who collectively use 300 metric tons of mercury in amalgams each year and who often have two to five times the typical concentration of mercury in their urine.

De Kleer used the fortuitous detection of this outburst simultaneously at Gemini and the IRTF to show that the eruption temperature is likely much higher than typical eruption temperatures on Earth today, «indicative of a composition of the magma that on Earth only occurred in our planet's formative years,» de Kleer said.

It blows my mind but in the many years I've used both those spots for my HIIT i don't think I've ever seen anyone doing anything but the typical low intensity jog.

I've been using Xylitol for years now and in moderation so haven't experienced any of the typical side effects you hear about.

My resting heart rate used to be in the mid to upper 60's years ago when I used to do the typical cardio and strength training routines that most people do.

With typical use, 9 percent of women become pregnant in the first year of use.

In the typical mathematics classroom, especially in the middle years of schooling, we tend to use one model to connect maths with the real world; we start by teaching the maths content and skills, we then get students to practice and do some maths, and then we next might apply some of those skills into a real world context by using learning activities such as word problemIn the typical mathematics classroom, especially in the middle years of schooling, we tend to use one model to connect maths with the real world; we start by teaching the maths content and skills, we then get students to practice and do some maths, and then we next might apply some of those skills into a real world context by using learning activities such as word problemin the middle years of schooling, we tend to use one model to connect maths with the real world; we start by teaching the maths content and skills, we then get students to practice and do some maths, and then we next might apply some of those skills into a real world context by using learning activities such as word problems.

So those 13 schools ended up saving more energy than a typical elementary school uses in an entire year.

Results published last fall in the journal AERA Open by the American Educational Research Association showed that in the schools using ASSISTments, students learned 75 percent more on a standardized mathematics test, compared to what they would be expected to have learned in a typical school year.

Ford says the computers generate 1 terabyte of data every hour, more than a typical person would use in phone data over the course of 45 years.

Please keep in mind that used vehicles may have typical dings and scratches inherent for their year and mileage.

Over one - third of those who do not use an eReader (36 %) say they do not purchase any books in a typical year while one in five eReader users purchase over 20 (20 %) and between 11 and 20 books (21 %) in a typical year.»

In what follows, using the fictional example of a 65 - year - old we'll call Patricia, we show how it can bolster the retirement of a typical middle - class Canadian whose nest egg is a bit skimpy for retiring at the traditional age.

5This informational repayment example uses typical loan terms for a parent borrower who selects the Full Principal & Interest Repayment Option with a 10 - year repayment term, has a $ 10,000 loan that is disbursed in one disbursement and a 6.83 % fixed Annual Percentage Rate («APR»): 120 monthly payments of $ 114.82 while in the repayment period, for a total amount of payments of $ 13,778.89.

They aren't just for the typical 4 - year universities and can be used to fund trade and vocational schools, community colleges, graduate school, or any institution that participates in the U.S Department of Education student financial aid programs.

With your financial calculator, plug in $ 10,000 for payment, 20 years for period, and use 5 % (4.5 % to 6.5 % are typical discount rates) as the interest rate, and then press PV for present value.

3This informational repayment example uses typical loan terms for a freshman borrower who selects the Flat Repayment Option with an 8 - year repayment term, has a $ 10,000 loan that is disbursed in one disbursement and a 6.5 % variable Annual Percentage Rate («APR»): 54 monthly payments of $ 25 while in school, followed by 96 monthly payments of $ 154.95 while in the repayment period, for a total amount of payments of $ 16,224.78.

Furthermore, the difference between a typical active mutual fund and a passive index using these assumptions is ~ 1.3 % per year, which could mean a difference in wealth of over $ 380,000 over 30 years when compared to a typical active mutual fund.

We used a 15 - year mortgage at a half percent lower rate, which is typical in today's market.

This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8 - year repayment term, has a $ 10,000 loan that is disbursed in one disbursement and a 7 % variable Annual Percentage Rate («APR»): 96 monthly payments of $ 179.28 while in the repayment period, for a total amount of payments of $ 17,211.20.

In our first example, we will use a small business that has typical expenses during an average year.

Using the typical spending scenarios of our 3 model families, let's find out how many points it is possible to earn in 1 year.

Using photographs and original specifications and documents, a team of volunteers has authentically restored Levisham Station in the typical style of a small North Eastern England railway station from around the year 1912.

Consumer Reports found that a typical family using just two cards — an American Blue Cash Preferred Card and Citi Double Cash Card — could reclaim more than $ 3,000 in cash over three years.

So, whether it was redeeming miles for business travel (many entrepreneurial types use their miles to save on business travel costs), for that class reunion weekend, for sending junior out to look at colleges or for typical family emergency air travel (which is happening more frequently with our aging population), frequent fliers in the millions used their miles last year.

Preview of source TMY Weather Class: This class reads weather for a Typical Meteorological Year (TMY) file for use in simulations.

For example, Californians, as a result of astute actions and policies, use only half as much electricity per person as those in the rest of the country, saving the typical household about a thousand dollars a year.

In 1998, Starbucks» Environmental Affairs Department determined that if a typical Starbucks store used 10 reusable cups per hour, that store would save $ 6,400 and 1,260 pounds of paper cups per year.

That the author is using innacurate information can be easily demonstrated by looking at the economics: a typical 200W polycrystalline panel mounted facing south at about a 30 - degree pitch in, say, Pennsylvania, will produce about 220 kWh per year or about 5,500 kWh over a 25 - year lifespan (most panels are expected to last over 30 years).

It's not that IRAC, synthesis, case illustration, or application are bad terms: legal writing professors have had great success using these and other labels for parts of analysis and should continue to do so.208 Rather, it's the additional benefit of reinforcing the concepts of logical thought in various contexts that will strengthen those skills across the board.209 Accordingly, during the writing - instruction phase of a typical first - year legal - writing course, professors should take every opportunity to point out deductive and inductive analysis wherever it can be found.

Courthouse Libraries BC's bound statutes are hardly seeing a spike in use, and a typical consolidated act, if it were to be official, would be a conspicuous, nightmarish tangle of paper from various amending statutes spanning 18 years since the last revision in 1996.

Because the typical universal policy has a much greater focus on level premiums and level death benefit, there is little to no cash remaining in the policy after several years as it's used to pay the difference in mortality cost as the insured ages.

For the purpose of the study, in a typical year, our hypothetical driver logs 12,000 miles in his vehicle which he primarily uses to commute to and from work.

I have found the Koogeek plugs to be reliable in the year I've had them, with my only complaint being their shape prevents you from using the other power socket on your typical wall plate.

Two AAA batteries come pre-installed; you'll need a screwdriver to open the back panel in order to replace them, though Philips says they should last for 2 - 3 years of typical use.

With the typical contract cycle being two years in these United States, I thought using a phone for one year would be the norm.

In typical Florida fashion, it remains warm and sunny during most of the year and the city uses it to best advantage when it hosts two significant arts fairs each year.

For comparison, birth control pills have a failure rate of about 9 percent, and condoms have a failure rate of 18 percent, in a year of typical use, according to Planned Parenthood.