Sentences with phrase «use independent agencies»

Since the merger in 2003, the EMC network has grown to 21 offices yet EMCNL only use independent agencies to sell insurance.

Using our independent agency, you can compare life insurance plans and illustrations from several highly - rated carriers.

Using our independent agency, you can compare the lowest rates from several carriers online.

It's highly recommended to find the lowest cost term life insurance rates to use an independent agency that can shop your case with your particular medical issues amongst multiple carriers.

If you use an independent agency, such as Huntley Wealth, you have a stronger chance of qualifying for a better rating.

The simplest way to shop around for coverage that will fit your life is to use an independent agency like Quotacy.

In the end, finding and using an independent agency will absolutely put you in the best position possible to get yourself a burial insurance plan at the best price.

Using our independent agency, you can compare life insurance plans and illustrations from several highly - rated carriers.

Not exact matches

Thus, while a case for government - supported mass media may be made, other independent agencies should coexist in the field with them, and safeguards should be provided in the system of government to insure that high professional standards prevail and that the media are used for the general good rather than for partisan advantage.

In 2001, the U.S. Environmental Protection Agency (EPA)-- using recommendations from a series of independent panels — set the limit for public drinking water at 10 parts per billion (ppb).

Dawkins was terminated from ASM Sports in May, after it was discovered that he was using an NBA player independent from the agency's credit card to rack up Uber charges worth approximately $ 42,000.

The groups urged bans on a pay - to - play culture in Albany to limit political donations by firms seeking state contracts, closing a loophole heavily used by Cuomo and others that allow limited liability companies to skirt donation limits to politicians by private companies, creation of «truly independent» ethics oversight agencies, a public, searchable database of state economic development deals and creation of «clean contracting» systems to govern awards of state contracts.

The preliminary report includes strong recommendations for lowering sky - high campaign contribution limits, closing loopholes, restricting the personal use of campaign funds, disclosing independent expenditures, and creating an independent enforcement agency.

«NOAH believes that any such decisions must be based on independent regulatory officials» expert opinions and must follow the agreed regulatory process — such as the recent EMA (European Medicines Agency) re-evaluation of the veterinary use of colistin,» Dawn Howard says.

Since Ferguson, 24 states have passed at least 40 new measures addressing such things as officer - worn cameras, training about racial bias, independent investigations when police use force and new limits on the flow of surplus military equipment to local law enforcement agencies.

The statement called on the Independent National Electoral Commission, and security agencies, who are umpires in the recall process, not to allow themselves to be used in the forceful plan to deny Kogi West people the right to have an elected representative.

The NYPD and an independent agency tasked with investigating excessive force claims are inconsistent in determining how and when officers are held accountable for using prohibited chokeholds, according to a report released Monday by the city's new inspector general for police.

The NYPD and an independent agency tasked with investigating excessive force claims are inconsistent in determining how and when officers are held accountable for using prohibited chokeholds, according to a report released this past Monday by the city's new inspector general for police.

The mission of CFS is to provide excellent laboratory services in support of the administration of justice and public safety for the citizens of Ontario by: 1) providing scientific examinations and interpretations in cases involving injury or death in unusual circumstances, and in crimes against persons or property; 2) presenting independent objective expert testimony to courts in Ontario; 3) conducting research; and 4) presenting educational programs on forensic science for agencies using forensic science services.

Energy In Depth, the communications and research arm of the Independent Petroleum Association of America, published a lengthy response to the Integrity Project's report and criticized it for including diesel use that occurred prior to a 2014 Environmental Protection Agency rule clarifying the types of chemicals considered «diesel fuels.»

These statistics will form part of a package that EMBO will use to «encourage national and international funding agencies to target the young independent researcher for special funding and support,» it pledges.

Leading independent digital marketing agency, Greenlight, analysed September search data to identify the most popular online dating - related keywords consumers used when they went to Google UK to begin their search, and in turn, to discern the most visible online dating sites to them.

As an integral part of the community dating back to 1863, OceanPoint Insurance Agency is one of the largest independent insurance agencies in southeastern Lenna or Lena is the name given to a standard test image widely used in the field of image processing since 1973.

Find independent and shemale escorts, agencies, freelance so, while the risk of Use me feel for sale, dating Brisbane escorts, female models, independent escorts free and even before the relationship, just a party town hot people for a great divide: gender dynamics and looking for sex date.

Five different independent agencies have now issued seven different reports that all arrive at the same financial conclusion: the scholarship saves money that can be used to enhance neighborhood schools.

Texas Schools Project supports and conducts independent, high - quality academic research through the use of individual level administrative data from Texas state education agencies as well as other sources of Texas education data.

Under this program the Department of Public Instruction (DPI) will award at least $ 3.25 million in grants each school year to school districts, and operators of independent charter schools, to be used for the purpose of providing mental health services to pupils in collaboration with community health agencies.

It represents independent booksellers nationwide, more than 200 of which are now selling Google eBooks using — you guessed it — the agency model.

In others words, home lenders typically use all three of the main credit reporting agencies plus two other independent bureaus.

ICFE DCCS ® Independent Study Guide Table of Contents Consumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resources

Prohibited acts.A credit services organization, a salesperson, agent, or representative of a credit services organization, or an independent contractor who sells or attempts to sell the services of a credit services organization shall not: (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organization Act.

They can be used by anyone, whether it's independent content creators, agencies, or major distributors.

By participating, each Customer and selected winner agrees: (a) to be bound by these Rules and the decisions of Virtual Brokers, (b) to release and hold harmless Virtual Brokers, its affiliates, subsidiaries, and independent contractors, and their respective directors, officers, employees, agents and representatives including advertising and promotion agencies, from any and all liability for claims / damages including, but not limited to, claims / damages for personal injury, for property damage with respect to acceptance, possession or use or misuse of the Prize or participation in the Raffle; (c) to permit Virtual Brokers to use his / her name, address, city, province, of residence, photograph, video, or any likeness for advertising or publicity purposes without any additional compensation and (d) the winner agrees to sign a Declaration and Release Form to this effect.

(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

Approximately 16 million households use one or some combination of products sold by captive Allstate agents and independent agencies.

Independent credit rating agencies, such as DBRS and S&P Ratings Services, rate preferred securities using the same guidelines as bonds.

Independent Insurance Agency in Tucson AZ helping individuals and small business in finding affordable insurance policy to suit their individual needs, We work with top rated insurance companies using our highly rated comparative raters to find you the best coverage for your need

We do not reveal specific information about your accounts or other personally identifiable data to parties outside our affiliated companies for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a reputable credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or required.

But an independent report from the EPA (Environmental Protection Agency) claims that dogs are more susceptible to ethoxyquin toxicity than the rats Monsanto used in their study.

So, you need to forbid ICs from adding your agency's name to any contract and make sure that the IC's title always includes the word «independent» if the IC uses your agency's name on business cards or email signatures.

Trivago, the popular online travel agency, is hoping to get small and independent hotels to use the Base7booking hotel property management system.

It's interesting that you keep pushing geoengineering while at the same time disparaging, rejecting, ignoring and otherwise expressing extreme negativity towards the multiple, readily implementable plans that have been put forward by multiple independent organizations and academic researchers, as well as government agencies, for rapidly phasing out CO2 emissions from fossil fuels using benign technologies that we have at hand now.

Teddy was a conservationist not a preservationist... He adopted Pinchot's philosophy that all resources should be used efficiently, even natural resources; this discounted other values and goals that we now consider in the «public interest»... While he did much to advance environmental policy... He also set up the contention in regulatory agencies that today plague our ability as citizens to obtain objective and independent information.

Introduce more effective regulation to restrict the marketing activities of referral agencies, such as claims management companies, and personal injury lawyers, in particular to control the volume of cold - call marketing practices.Create a more robust approach to medical assessments for workplace injuries by extending the use of independent medical panels to cover all personal injury claims, not simply whiplash - related personal injury claims as currently envisaged under Ministry of Justice proposals.

Under a three - year, $ 700,000 grant from the National Science Foundation, faculty from two UMass research centers, the Center for Information Technology and Dispute Resolution and the Electronic Enterprise Institute, will work with the National Mediaton Board, an independent federal agency that works to help resolve labor relations disputes in the railroad and airline industries, to investigate the use of technology and ODR to enhance the efficiency and effectiveness of the process.

Like any good brokerage, of course, a legal concierge would have to be clearly independent and immensely trustworthy, so maybe it would be best to start out as a public or government agency (which would also alleviate the cost of using the service).

NOTE: Always use an Independent Life Insurance Agency to find life insurance coverage if you have a health issue!

Remember that the most important thing about getting life insurance cheaply, is to use the services of a recommended independent life insurance agency.

In any other situation, you're better off using an independent life insurance agency like ours or dozens of others online.