Sentences with phrase «use inflates the rate»

Finally, Schuttinger is no doubt correct that handgun use inflates the rate of American homicide.

Not exact matches

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

We used a false discovery rate rather than standard significance measures to avoid an inflated false - positive rate as a consequence of the large number of hypothesis tests (42).

The retail value (using market value and insurance based rates) is highly inflated and driving up the cost of health care.

Still, NCLB gave states significant leeway in calculating graduate rates, and for years, the states used widely differing approaches, often with an eye towards inflating their numbers.

A 2010 study on a pilot system in Chicago found, for instance, that when using the high end of the scale, principals often inflated their ratings compared to other observers, in part because of cultural expectations.

In the age of accountability ushered in by the No Child Left Behind law in 2002 and continued under 2015's Every Student Succeeds Act, many school officials are using fraudulent methods to inflate graduation rates.

Rise rate is the force and speed with which an airbag inflates and is controlled by factors such as the type and amount of inflator gas, the actual airbag size and the design of the vent used to release the pressure from the airbag once deployed

When homeowners choose to use their homeowner loan to consolidate their accumulated current debts, they often find that this is a wonderful way to pay off multiple creditors who may be charging inflated rates of interest.

Others use it to cheat and trick the borrowers to accept the hyper - inflated rates.

No, indeed rather the opposite; debt consolidation loans are often taken out as a result of inflated credit card debt and while you will still be able to use your credit card after having consolidated all your debt, it is not advisable, since doing so will simply increase what you need to pay back and worsen your credit rating.

By using the 3 % rate — we can inflate our yearly withdrawal each year too which is important.

More recently, Dauphiné and Cooper use the inflated predation rate suggested by Lepczyk et al. (along with rates proposed by other researchers) to arrive at their «billion birds» figure.

Capital One uses Orbitz for their shopping portal, so their rates are not inflated.

I've never used FHR, but the extra points would definitely help offset the inflated flexible rate we have to use.

Regarding the reports on renewable energy standards, Frank Ackerman, a Harvard PhD and Senior Economist with Synapse Energy Economics, Inc. said the Beacon Hill Institute models contained «wild overstatement (s) of the cost of wind energy, assumed that expensive backup capacity was always needed and running when wind energy was used, inflated the price of new transmission capacity, and overestimated job losses due to assumption of «hypersensitivity to tax rates.

These assumptions used to generate your quote can often result in an inflated rate.

I found Samsung's step count numbers to be wildly inflated relative to my Jawbone UP24, and I found no use for the heart rate monitor whatsoever, as you can't use it for continuous, real - time reporting in the middle of a cardio workout.

You calculate your resume response rate after you've subtracted the preliminary steps that many job seekers use to inflate their results.

Because multiple studies of behavioral adjustment in chronically ill children suggest that the inclusion of such items inappropriately inflates rates of internalizing symptoms in this population (La Greca et al., 1995; Liss et al., 1998; Lloyd, Dyer, & Barnett, 2000), the depression and anxiety subscales were used instead.

There was a very high diagnostic overlap with ODD; however, the use of a proxy DMDD diagnosis containing items from the ODD module of the DISC - IV may have artificially inflated the comorbidity rates.