Sentences with phrase «use of credit accounts»

This approach encourages the use of credit accounts, which may be exactly the type of habit you are trying to break.

If you are asked to choose temporary or permanent credit line increase, keep in mind your past use of credit accounts.

Finally, if you presently share in the use of a credit account with your spouse, ask the creditor to report it under both names.

In addition, a loan (a high risk loan is different) does not carry the annual fees or other high fees that may associated with use of a credit account.

By applying for a Credit Account, signing the Card or otherwise using or consenting to the use of the Credit Account, you agree to the terms and conditions of this Cardholder Agreement and that this Cardholder Agreement will govern your Credit Account, the use of your Card, and all credit extended under this Cardholder Agreement.

Not exact matches

But instead of paying for a program — as you would a book or movie on Amazon — you'd get an incentive: a credit, maybe, to be used against your health insurance premium, or a free download at Amazon, or a discounted checking account at Chase.

For this first - of - a-kind study, Pew surveyed adults who use prepaid cards at least once a month and found that 59 percent currently have a checking account and 45 percent had used a credit card in the past year.

When you're done, you can tip your poet, using a credit card or, of course, your PayPal account.

Often, that translates to employees on the front lines stealing patient medical data or client social security numbers, which can then be sold on the black market or used to commit fraud like collecting someone else's social security benefits, opening new credit card accounts in another's name, or applying for health insurance by assuming the identity of someone else.

In one recent cases a Baltimore man is facing federal charges of identity theft and bank fraud after he used personal information of at least three nursing home residents to open multiple credit card accounts without their permission.

Purchases of usage subscriptions (including credits, points, and / or virtual currency) or any virtual items made available on the online services are nonrefundable, have no monetary value (i.e., are not a cash account or equivalent), and are purchases of only a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable right to use, even if such came with a durational term (e.g., a monthly subscription).

Fundbox uses a proprietary algorithm to gauge likelihood of repayment, starting with your financial data — including accounts receivables, client financial statements, cash flow and payment history — and moving on to public data such as credit ratings, government information and social media accounts.

At the time, NetForce's only short - term financing was a flooring account, a line of credit that could be used only for equipment purchases.

Dubbed «smishing» or «vishing» for their use of SMS messages or VoIP systems, such scams may send a phone a text message containing a warning about a credit card account.

«Our standard account of monetary history is precisely backwards,» he argues — humans were using credit systems long before the first coin was minted.

Slice says it uses the same encryption security as major U.S. financial institutions and does not access credit card data or store passwords for any of your email or merchant accounts.

«When you let your card expire,» he explains, «essentially, you're so inactive with the use of that account that you're almost forcing the hand of the credit card issuer to close the account underneath you.»

(There is a requirement, however, that some businesses use a certain method of crediting their accounts.

If you're paying your bills on time, utilizing not too much of your credit limit, and only opening new credit accounts when you need to, you'll be able to maintain a good score — no matter which bureau is reporting it and no matter which version of the algorithm they use.

You can use Personal Capital to help monitor illegal use of your credit cards and other accounts with their tracking software.

This includes, but is not limited to, the fraudulent use of your personal identity to establish credit accounts, secure loans, enter into contracts or commit crimes.

Our Wallet app helps you manage all your credit card accounts and tells you which card to use at the time of purchase.

An analysis of mobile banking in Canada, using March 2011 data from comScore's recently debuted MobiLens Canada service, reveals 12.3 percent of Canadian mobile subscribers accessed banking, credit card, insurance or brokerage account information using their mobile phones over the course of the month.

Anyone with a minimum of $ 50,000 in a rollable retirement account (such as an IRA, 401 (k) or 403 (b)-RRB- can obtain business financing using this method in a matter of weeks, regardless of their credit score, and because ROBS is not a loan, there are no monthly payments to make.

The credit report identifies recent actions that may be negatively impacting a user's credit health, like a recent hard inquiry, an account with missed payments or credit cards that consistently use a large amount of their available credit limit.

The kinds of data collected using the Access Information may include bank account data, mortgage, student loan, and other loan data, data on credit card debt, spending patterns and the like.

Lending Club uses a somewhat complex formula that takes into account various factors that appear on a borrower's credit report, such as FICO score, number of recent credit inquiries, length of credit history, the total number of open credit accounts and revolving credit, to name a few.

Mr. Harper has already committed to using some of this fiscal room to allow income splitting for families with children under the age of 18; extending the fitness tax credit to adults; and, increasing the tax - free contribution to savings accounts to $ 10,000.

Small LOCs (under $ 100,000) can operate like a credit card account, with advances made by using a credit card tied to the line of credit or by writing checks issued for the account.

Getting rid of an account could raise your overall credit utilization ratio and make it look like you're using a high percentage of your total credit line.

Intuit, the maker of widely - used QuickBooks accounting software and the mobile credit... Read Full Article

Outside of that, it also examines how a company has handled credit in the past, looking at things such as average credit utilization (how much of your available credit you use), as well as the frequency of any derogatory marks towards your account (payment delinquency, collections, liens, etc.).

In addition to any other requirements or restrictions set forth in this Agreement, you shall not: (i) utilize the credit available on any Card to provide cash advances to Cardholders, (ii) submit any card transaction for processing that does not arise from your sale of goods or service to a buyer customer, (iii) act as a payment intermediary or aggregator or otherwise resell our services on behalf of any third party, (iv) send what you believe to be potentially fraudulent authorizations or fraudulent card transaction, or (v) use your Merchant Account or the Service in a manner that Visa, MasterCard, American Express, Discover or any other Payment Network reasonably believes to be an abuse of the Payment Network or a violation of Payment Network rules.

Identity theft is committed when someone steals your personal information — such as your name, Social Security number, and date of birth — typically to hijack your credit and use it to open up new credit accounts.

Retirees who have tax credits and deductions that more than cancel out all of their taxable income can use this opportunity to convert some or all of their traditional IRA and qualified plan balances to Roth IRA accounts.

Overdraft Assurance is a line of credit that's linked to your checking account that you can use to cover the gap until a deposit goes through.

However, since the currency only exists as ones and zeroes in a computer program — not unlike most of the money we use via credit cards, etc. — it can also be stolen by hackers, as one user has claimed that his Bitcoin bank account was.

The Navy Federal Credit Union nRewards secured credit card uses your Navy Federal savings account funds to determine your credit limit, and you'll need a minimum security deposit of Credit Union nRewards secured credit card uses your Navy Federal savings account funds to determine your credit limit, and you'll need a minimum security deposit of credit card uses your Navy Federal savings account funds to determine your credit limit, and you'll need a minimum security deposit of credit limit, and you'll need a minimum security deposit of $ 500.

In those parts of the world people operate without a bank account or credit and transfer value using methods that bypass traditional financial channels.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

You may be risking the closure of your account: The agreement you signed with your credit card company is that you will use your card responsibly.

Most people have bank accounts and credit cards, and when they need to send money to a friend, relative, or acquaintance, they can use any number of online services, from PayPal and Square to SnapChat and Facebook.

Staying up to date with payments on the accounts you have and using your credit card wisely will help you maintain a good credit score and may increase your chances of receiving a personal loan.

If your business were to have a Ink Plus ® Business Credit Card tied to the account, you would be able to also use the Ultimate Reward points toward travel redemptions, instead of pure cash back.

Sharetribe Go's built - in payment system, using Stripe and PayPal, allows your providers to receive money straight to their bank account and accept all of major credit cards and PayPal as payment methods.

Making business purchases using a personal credit card or depositing business funds into your personal bank account can make a mess of your records.

A HELOC, in short, is a line of credit (similar to a credit card account) where the family home is used as collateral to borrow money against the house (the equity) in order to pay bills, do renovations, or take a vacation.

However, when you only have a Ink Business Cash ℠ Credit Card account, one of your only options is to use the points toward cash back.

If a trader is using leverage he puts a cash deposit into the account then uses a credit line to extend the value of the securities he is able to purchase.

The amount debited from this mode of payments is credit almost instantly in your trading account, however, if you prefer to make payment using the wire transfer from the banks, then it may take a couple of days to reflect the amount in your trading account.