Sentences with phrase «use of credit information in»

The total number of states that limit employers» use of credit information in employment is now eight.

Credit reports have come under fire by legislators, as illustrated by the number of introduced or pending state legislation in the 2012 session related to the use of credit information in employment.

In light of this law, Colorado employers should evaluate their current background screening procedures to ensure they will be in compliance regarding the use of credit information in employment decisions and the disclosure of that use to the employee.

Thirty - one bills in 17 states relating to the use of credit information in employment decisions are pending in the 2015 legislative session.

Of the 31 bills, 28 address restrictions or exemptions on the use of credit information in employment decisions.

The 202 - page bill, the Comprehensive Consumer Credit Reporting Reform Act (H.R. 5282)-- sponsored by the House Financial Services Committee's ranking Democratic member, Rep. Maxine Waters (Calif.)-- covers a wide array of contentious issues, including restricting the use of credit information in most hiring decisions and shifting more of the burden of proof to creditors when they report negative items about consumers who later dispute them.

Disclosure Statement: Use of Credit Information In connection with this application for insurance, we may review your credit report or obtain or use a credit - based insurance score based on information contained in that credit report.

The map shows states that have either enacted laws in recent years limiting the use of credit information in employment decisions or whose lawmakers have proposed similar legislation in 2010

Disclosure Statement: Use of Credit Information In connection with your application for insurance coverage, we may review and use information contained in your credit report to help determine your premium or your eligibility for coverage.

Disclosure Statement: Use of Credit Information In connection with this application for insurance, the insurance company may review your credit report or obtain or use a credit based insurance score based on the information contained in that credit report.

Not exact matches

In one recent cases a Baltimore man is facing federal charges of identity theft and bank fraud after he used personal information of at least three nursing home residents to open multiple credit card accounts without their permission.

The hacker was able to use a physician - operated website that was no longer in use and left unsecured in order to access the records, which included information such as names, the last four digits of credit card numbers, phone numbers, birth dates, and both physical and digital addresses.

Keep in mind that several of the credit reporting agencies regularly update their records using information provided by the Social Security Administration.

An analysis of mobile banking in Canada, using March 2011 data from comScore's recently debuted MobiLens Canada service, reveals 12.3 percent of Canadian mobile subscribers accessed banking, credit card, insurance or brokerage account information using their mobile phones over the course of the month.

• to provide the information, products and services you request; • to provide you with effective customer service; • to provide you with a personalized experience when you use this Site; • to contact you with information and notices related to your use of this Site; • to contact you with special offers and other information we believe will be of interest to you (in accordance with any privacy preferences you have expressed to us); • to invite you to participate in surveys and provide Feedback to us (in accordance with any privacy preferences you have expressed to us); • to improve the content, functionality and usability of this Site; • to better understand your needs and interests; • to improve our products and services; • to improve our marketing and promotional efforts; • for security, credit or fraud prevention purposes; and • for any other purpose identified in an applicable Privacy Notice, click - through agreement or other agreement between you and us.

If you were denied because of information in your credit report, the issuer will send an adverse action notice that includes which credit reporting agency was used and how to contact the agency.

All of this information is used to calculate your credit score, the three digit number used to determine your credit worthiness, which we all know is extremely important in determining whether or not a creditor will lend you money and at what rate.

Business credit profiles are different than consumer credit scores in that the information is used to produce a unique evaluation of the business.

Shi described to me how personal banking and credit information «is being used as part of the anti-corruption campaign to identify the networks of corrupt officials», who in China often hide their graft — whether it's property or cash — by putting it in the names of friends or family.

We use the application information you choose to provide to determine eligibility for enrollment in a qualified health plan through the Federal Health Insurance Marketplace, Medicaid, CHIP, advance premium tax credits and cost sharing reductions, and certifications of exemption from the individual shared responsibility requirement.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

For additional information about why I love credit cards, their pros and cons, and how I personally use them to my advantage, see the Credit Card articles in the Personal Finance section of thecredit cards, their pros and cons, and how I personally use them to my advantage, see the Credit Card articles in the Personal Finance section of theCredit Card articles in the Personal Finance section of the site.

For example, the compromise of a credit card transaction can result in the release of valuable information that can be used to conduct future transactions.

In addition, Innovative Dining Group may disclose personally identifiable information about you to other companies or individuals in the following circumstances: - Innovative Dining Group utilizes third party service providers to provide products, services or functions on IDG's behalf (such as sending emails or processing credit cards or fulfilling orders placed online) and asks these service providers to agree to maintain the confidentiality of your personally identifiable information and not to use your personally identifiable information for any reason except to carry out the purpose (s) for which we retained them; - Innovative Dining Group needs to protect its legal rights (e.g., if Innovative Dining Group is trying to collect money you owe); - Innovative Dining Group must comply with applicable laws, regulations or legal or regulatory processes; - Innovative Dining Group has reason to believe that someone may be causing injury to someone or interfering with - In connection with a sale, merger, transfer, exchange or other disposition of all or a portion of the business conducted by the web sitIn addition, Innovative Dining Group may disclose personally identifiable information about you to other companies or individuals in the following circumstances: - Innovative Dining Group utilizes third party service providers to provide products, services or functions on IDG's behalf (such as sending emails or processing credit cards or fulfilling orders placed online) and asks these service providers to agree to maintain the confidentiality of your personally identifiable information and not to use your personally identifiable information for any reason except to carry out the purpose (s) for which we retained them; - Innovative Dining Group needs to protect its legal rights (e.g., if Innovative Dining Group is trying to collect money you owe); - Innovative Dining Group must comply with applicable laws, regulations or legal or regulatory processes; - Innovative Dining Group has reason to believe that someone may be causing injury to someone or interfering with - In connection with a sale, merger, transfer, exchange or other disposition of all or a portion of the business conducted by the web sitin the following circumstances: - Innovative Dining Group utilizes third party service providers to provide products, services or functions on IDG's behalf (such as sending emails or processing credit cards or fulfilling orders placed online) and asks these service providers to agree to maintain the confidentiality of your personally identifiable information and not to use your personally identifiable information for any reason except to carry out the purpose (s) for which we retained them; - Innovative Dining Group needs to protect its legal rights (e.g., if Innovative Dining Group is trying to collect money you owe); - Innovative Dining Group must comply with applicable laws, regulations or legal or regulatory processes; - Innovative Dining Group has reason to believe that someone may be causing injury to someone or interfering with - In connection with a sale, merger, transfer, exchange or other disposition of all or a portion of the business conducted by the web sitIn connection with a sale, merger, transfer, exchange or other disposition of all or a portion of the business conducted by the web site.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

The company also uses Secure Socket Layer (SSL) for authentication and private communications in an effort to build users» trust and confidence in the internet and website use by providing simple and secure access and communication of credit card and personal information.

Dell Round Rock, TX Information Technology 554 million green kWh, 158 % of total power used In August 2008 managers declared Dell's headquarters «carbon - neutral» after buying energy credits, increasing efficiency and reducing emissions.

When you place an order online at any of the Science Websites, your credit card information is protected through the use of encryption utilizing Secure Socket Layer (SSL) protocol, the industry standard in transferring information to process your orders.

A new University of Kansas research effort featured in the current edition of Integrative Biology has resulted in a low - cost, reliable blood test that uses a small plastic chip about the size of a credit card that can deliver the same diagnostic information as a bone biopsy — but using a simple blood draw instead.

It's easy to form the mental image of a hacker hunched over a computer, probing a way to get your personal information, whether to sell it, acquire credit cards in your name or use your health insurance.

And, as we talked about earlier in the article, Zoosk doesn't require you to input a credit card number or any kind of payment information if you want to create and edit a profile, use the Carousel, see who's viewed your profile and who's currently online, receive SmartPick ™ matches, receive messages, and send a limited number of messages.

Always meet in person and deal in cash or use a secured / proxied form of payment such as PayPal so you don't have to reveal your credit information to the seller.

In terms of safety, the site uses a secure credit card processor, encrypts your information, and is available all day, every day free law enforcement dating sites email.

Students can acquire a high school credit in interdisciplinary studies, a course that focuses on interdisciplinary knowledge and skills such as understanding multiple perspectives, processing information using a variety of research strategies and technologies, and analyzing and describing the impact of interdisciplinary approaches on society and solutions to real - life situations.

You authorize the obtaining of a consumer report to be used in evaluating this application and the obtaining and exchanging of credit information from and with other creditors and consumer reporting agencies.

The online automotive lead company only will consider dealer requests for credits under specific guidelines in cases of a car buyer going to a dealership first, then later using TrueCar pricing information as part of negotiating a deal.

In order to purchase and / or download digital content, a user must first open an account on VIZ Media's manga website (vizmanga.com) and provide valid credit card information and billing address to VIZ Media, or use one of VIZ Media's mobile apps for iOS, Android, or Amazon in conjunction with the user's respective iTunes, Google, or Amazon accounIn order to purchase and / or download digital content, a user must first open an account on VIZ Media's manga website (vizmanga.com) and provide valid credit card information and billing address to VIZ Media, or use one of VIZ Media's mobile apps for iOS, Android, or Amazon in conjunction with the user's respective iTunes, Google, or Amazon accounin conjunction with the user's respective iTunes, Google, or Amazon account.

We originally reported the breaking news earlier this morning, but the company completed an internal investigation today that revealed one PIN pad in each of the 63 stores were tampered with, and that customers who used a credit or debit card on the machines were at risk of stolen personal information.

Creditors may ask you for most of this information in certain situations, but they may not use it as a reason to deny you credit or to set the terms of your credit.

People who have used TurboTax in the past will find that all of their employment, personal, and tax credit information is saved in the software.

The Personal Information Protection and Electronic Documents Act of Canada (PIPEDA) states clearly that anyone requesting a credit score must receive your written consent in advance and it can be used only for the stated purpose.

The information from those reports is then used in complex and secret formulas to generate your credit score, which is supposedly a measure of your creditworthiness.

Your credit score is the numerical summary of the information in your credit reports, which lenders use to predict the likelihood that you will repay your loans.

Most online credit solution businesses require you to not only create an account, but you must leave your credit card information with them in order to «take advantage» of their services, and one of the lures they use to get you there is by offering you a free credit report.

There are some companies that will establish the customer reliability by analyzing only in their own database how much the client consumes every month and consequently, the credit limit is fixed making use of this information.

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In addition to credit score and report, Experian also offers a variety of credit products and services designed to help consumers better understand their credit and use that information to their advantage and Triple Advantage is one of them.

For additional information about why I love credit cards, their pros and cons, and how I personally use them to my advantage, see the Credit Card articles in the Personal Finance section of thecredit cards, their pros and cons, and how I personally use them to my advantage, see the Credit Card articles in the Personal Finance section of theCredit Card articles in the Personal Finance section of the site.

The open nature of platforms like Facebook, which encourage users to make friends and share information in an open network that can be seen by anyone might be incompatible with the thought of using a credit card online, according to Tran.

However, employers should approach the use of credit reports with caution and have policies and procedures in place to ensure that the use of credit information is both relevant and fair.