For information on how we collect, store, share, or otherwise use your personal information when obtained in connection with your application for or
use of our financial products or services, please see the Privacy Policy associated with that product or service; however this Privacy Statement will apply to our collection, storage, sharing, or use of information from and about you, obtained in connection with your access to and use of our websites and / or mobile applications.
Not exact matches
It's at the heart
of the USV thesis and my passion around
financial services because the company is
using great
product and technology to broaden access to a bigger market.
These risks and uncertainties include, among others: the unfavorable outcome
of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any
of our
products or
products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components
of our filings for our
products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence
of efficacy and adequacy
of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results
of our clinical development activities may not be positive, or predictive
of real - world results or
of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their
products; there may be a reduction in payment rate or reimbursement for the company's
products or an increase in the company's
financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's
products; the company's
products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights
of third parties, or have unintended side effects, adverse reactions or incidents
of misuse; and those risks and uncertainties described under the heading «Risk Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel,
financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the
financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new
products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and
uses of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across
product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
But critics in the
financial services industry say the rule would limit the ability
of advisers to service clients who can not afford to pay for
financial advice and must
use products that carry commissions or other indirect costs.
Comments received by the Department and media reports also indicate that many
financial institutions already had completed or largely completed work to establish policies and procedures necessary to make the business structure and practice shifts required by the Impartial Conduct Standards earlier this year (e.g., drafting and implementing training for staff, drafting client correspondence and explanations
of revised
product and service offerings, negotiating changes to agreements with
product manufacturers as part
of their approach to compliance with the PTEs, changing employee and agent compensation structures, and designing conflict - free
product offerings), and the Department believes that
financial institutions may
use this compliance infrastructure to ensure that they meet the Impartial Conduct Standards after taking the additional Start Printed Page 16910sixty days for an orderly transition between June 9, 2017, and January 1, 2018.
Bitcoin supporters argue that the openness
of the Bitcoin platform will allow a wide variety
of innovators to provide
financial products and services, leading to faster, cheaper, and more reliable payments, and perhaps new types
of financial services that aren't feasible
using existing
financial networks.
The DFS argues that it was tasked by the New York State Legislature to regulate and supervise
financial services and
products that include virtual currency, which is a «medium
of exchange that may be
used to buy or sell goods or services and can be
used to store value.»
He added, «We are striving to advance our
product by partnering with Samsung SDS, CISCO and others to apply blockchain to a wide range
of industries in the future, beyond existing
uses such as bonds, promissory notes and points within the
financial sector.»
CEO
of Blocko Inc., Won - Beom Kim, states, «We are striving to advance our
product by partnering with Samsung SDS, CISCO and others to apply blockchain to a wide range
of industries in the future, beyond existing
uses such as bonds, promissory notes and points within the
financial sector.»
Companies that actually
use raw materials and consumers that buy
products are being squeezed, by a combination
of debt service and a
financial austerity plan — while Wall Street and speculators are being enabled to make a killing.
By
using the blockchain,
financial institutions are looking to save millions in transactions costs while introducing a whole new set
of modern
financial services and
products.
BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers
of functional components for its
products and risks relating to its supply chain; BlackBerry's ability to obtain rights to
use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's
products; risks related to litigation, including litigation claims arising from BlackBerry's practice
of providing forward - looking guidance; potential charges relating to the impairment
of intangible assets recorded on BlackBerry's balance sheet; risks as a result
of actions
of activist shareholders; government regulation
of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition and short
product life cycles that characterize the wireless communications industry, and the company's previously disclosed review
of strategic alternatives.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss
of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts
of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key
product categories, increase its market share, or add
products; an impairment
of the carrying value
of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution
of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions;
product recalls or
product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility
of capital markets; increased pension, labor and people - related expenses; volatility in the market value
of all or a portion
of the derivatives we
use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation
of data or breaches
of security; the Company's ability to protect intellectual property rights; impacts
of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact
of future sales
of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements
of the Company's consolidated
financial statements; and other factors.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current
products and services, or develop new
products and services in a timely manner or at competitive prices, including risks related to new
product introductions; risks related to BlackBerry's ability to mitigate the impact
of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact
of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits
of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission,
use and disclosure
of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers
of functional components for its
products and risks relating to its supply chain; BlackBerry's ability to obtain rights to
use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's
products; risks related to litigation, including litigation claims arising from BlackBerry's practice
of providing forward - looking guidance; potential charges relating to the impairment
of intangible assets recorded on BlackBerry's balance sheet; risks as a result
of actions
of activist shareholders; government regulation
of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition and short
product life cycles that characterize the wireless communications industry.
Long - held assumptions about which type
of financial product to
use may no longer hold true, WalletHub finds.
«The result is an environment in which long - held assumptions regarding which type
of financial product to
use may no longer hold true,» WalletHub adds.
The same is true
of financial advisers and
financial consultants, if those are the titles that your broker
uses, as well as
financial planners and insurance agents who sell
products on commission.
Two
of the biggest names in the
financial business are already
using this
product (American Express and Santander, which have been called the best banks in the world).
The November 15th program will include cutting - edge discussions such as: how non-exchange traded alternatives are becoming the mutual funds
of yesteryear; what is driving retail's demand for non-exchange traded alternatives;
using micro-investing technology to diversify across and within online marketplaces; how legislation is being
used to engineer a new breed
of alternative
products; how innovations in self - directed IRAs will create new retail distribution channels for the entire alternative
product universe; how technology will ensure the scalability
of online platforms and enable traditional
financial services providers to increase AUM; how millennials will fuel the growth
of FinTech and redefine
financial services; how FinTech will replace the 401k and transform the way Americans save for retirement; and how modernizing the Self - directed IRA is the trillion dollar FinTech opportunity.
When asked what they find most valuable in
financial products, 85 %
of respondents said one that «provides a source
of tax - free income in retirement,» followed by 78 % who value one that «provides tax - free money for family / loved ones» and 68 % who want a
product that «provides the ability to
use the funds to pay for college.»
Your bank liaison can advise you on such issues as whether you're
using the best deposit accounts and taking advantage
of all the
products and services that suit your company's
financial needs.
The primer goes on to say that «it is not intended to describe the official policy or position
of the CFTC, or to limit the CFTC's current or future positions or actions,» and, indeed, «the CFTC does not endorse the
use or effectiveness
of any
of the
financial products» listed in the document.
This score is
used by agencies to determine how much money they are willing to lend you, how much credit they would extend you, and what interest rates you can get on a variety
of financial products.
The PNC
Financial Services Group, Inc. («PNC»)
uses the marketing name Hawthorn, PNC Family Wealth ® («Hawthorn») to provide investment consulting and wealth management, fiduciary services, FDIC - insured banking
products and services, and lending
of funds through its subsidiary, PNC Bank, National Association («PNC Bank»), which is a Member FDIC, and to provide specific fiduciary and agency services through its subsidiary, PNC Delaware Trust Company or PNC Ohio Trust Company.
They are the foundation and typically one
of the first
financial products you will
use to build your credit.
When asked how Sina would deal with its own payment service, Wang Gaofei, head
of Sina Weibo, implied it would be more
used for payments for Sina's
financial products.
Leading with Global Resources and
Financial Strength Bemis Performance Packaging is a division
of Bemis, Inc., a multi-national company and a major supplier
of flexible and rigid packaging
used by leading food, consumer
products, medical and...
to select companies or organizations which we believe may offer
products, services, materials or information
of interest to visitors to this Site; v. to third parties we
use to support our business (including fulfillment services, technical support, delivery services, chat service providers, email service providers, forum service providers, advertisement sales and management services and
financial institutions); vi.
I / we agree that if any material change (s) occur (s) in my / our
financial condition that I / we will immediately notify BSHFC
of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and
financial statement and the representations made herein as a true and accurate statement
of my / our
financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and
financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration
of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course
of its business operations, Baby Safe Homes provides its customers
products and services which, by nature
of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason
of his / her interest in Baby Safe Homes and in the course
of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs
of such customers to which Applicant has access in the course
of his / her duties as an Applicant.nNow, therefore, in consideration
of the premises contained herein, the parties agree as follows Applicant shall not, either during the time
of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise
use for his / her own benefit or the benefit
of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue
of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information
of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business
of any
of its customers or prospective customers, except as required in the course
of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period
of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination
of employment, call upon or solicit, or attempt to call upon or solicit, any
of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process
of a Baby Safe Homes franchise business.
You are not authorized to (i)
use this Blog to advertise for
products of any kind and for other Blogs, (ii) to infringe the Copyright policy and Comment policy
of this Blog, (iii) to attack this Blog
using malicious software and / or
use this Blog for data mining (iv) to commit any illegal actions while
using the Blog, or against this Blog, (v) to restrict access to this Blog, (vi) to impede the normal functioning
of this Blog and (vii) to menace the Author with, or cause physical or
financial harm to, the Author
of this Blog.
The voucher could be
used towards the upfront costs
of moving for anyone making the shift to a cheaper home, or it could be a cash - back offer to top - up a
financial product.
Demands for criminal prosecutions follow Barclays» # 290 million fine for attempting to manipulate the interbank lending rate Libor, which is
used to price over # 200 trillion worth
of financial products around the world.
[86] However, comments made by Osborne in 2003 on BBC2's Daily Politics programme then resurfaced; these regarded the avoidance
of inheritance tax and
using «clever
financial products» to pass the value
of homeowners» properties to their children, and were widely criticised by politicians and journalists as hypocritical.
Consumer
Financial Protection Bureau Arbitration Rule Disapproval — Vote Passed (231 - 190, 12 Not Voting) The House passed the joint resolution that would provide for congressional disapproval of the Consumer Financial Protection Bureau's final arbitration rule which prohibits financial services companies that offer financial products to consumers from using arbitration clauses to stop consumers from being part of a class action
Financial Protection Bureau Arbitration Rule Disapproval — Vote Passed (231 - 190, 12 Not Voting) The House passed the joint resolution that would provide for congressional disapproval
of the Consumer
Financial Protection Bureau's final arbitration rule which prohibits financial services companies that offer financial products to consumers from using arbitration clauses to stop consumers from being part of a class action
Financial Protection Bureau's final arbitration rule which prohibits
financial services companies that offer financial products to consumers from using arbitration clauses to stop consumers from being part of a class action
financial services companies that offer
financial products to consumers from using arbitration clauses to stop consumers from being part of a class action
financial products to consumers from
using arbitration clauses to stop consumers from being part
of a class action lawsuit.
McMahon joins other
financial experts in warning against the
use of long - term debt to finance the purchase
of products with short useful lives, as Capital has reported.
Second, the electronic and telecommunication industries have strong
financial interests in consumers not being aware
of potential harm from
using their
products.
1 - lack
of relaxation 2 - devitalized food 3 - unfulfilling employment (dead - end jobs) 4 - dead - end relationships (romantic or not) 5 - surgery 6 - junk food 7 - trans fats and rancid fats 8 -
financial stress 9 - sedentary lifestyle 10 - excessive exercise 11 - death
of a loved one 12 - alcoholism 13 - smoking 14 - illicit drug
use 15 - prescription drug
use 16 - toxins 17 - poor eating habits 18 - marital stress 19 - repeated traumas 20 - workaholism 21 - nutritional deficiencies 22 - hormonal imbalances 23 - oral contraceptives 24 - stimulants 25 - counterproductive attitudes and beliefs 26 - conventional hormone replacement therapy 27 - non-prescription drugs 28 - psychological stress 29 - persistent fears 30 - emotional stress 31 - lack
of sleep 32 - being in denial about feelings 33 - acute or chronic infection 34 - repeated stresses 35 - persistent negative stressors 36 - fun or enjoyment deprivation 37 - allergies 38 - caffeine 39 - white sugar and white flour
products 40 - antacids 41 - artificial sweeteners and colors 42 - major life events — even if perceived consciously as «good» (e.g.: graduating high school, moving, etc..)
At the suggestion
of a client, I begin to play around with creating what I called «styled stock imagery,» that a small business could incorporate into their branding, overlay with flat
products (many
of my clients at the time were stationary designers), and essentially
use to convey the same polish and professionalism that the big brands can afford to
use, with a much smaller
financial investment.
Cat explained the rationale behind the challenge - «Designing a digital
product or service was a great way for our girls to demonstrate a range
of transferable skills including creativity, teamwork, presentation skills and
financial planning, and the activity also encouraged them to think about the impact
of technology on their daily lives and how they can
use it to their advantage.»
Discover how a
financial services contact center moved to expand the support
of a new
product beyond the original SME team
using game - based learning.
In addition to the vehicles the other
products we obtained from the dealership was a loan financed through Toyota
Financial Services and one they obtained for us through one
of the lenders they
use - Huntington Bank.
DNP will
use its strong sales network in Japan to market new
products targeted at the marketing and sales promotion segment
of the retail market, and the security card and smartcard business for the
financial and transportation market segments.
About one in 10 U.S. households
use a prepaid debit card, with half
of those households considered to be either unbanked or underbanked — the latter being defined as having one account at a
financial institution but also
using alternative
financial products.
If you're thinking about
using a short - term
financial product like a payday loan, you should have taken some time to investigate the APR
of different
products.
Privacy: The information provided to the sponsor will be
used to communicate with entrants regarding this Sweepstakes and, unless the participant has opted out, as set forth in these Official Rules, the sponsor may contact participants at a later date with respect to
products or
financial tips which the sponsor believes may be
of interest to them.
13.00 percent
of poll participants indicated emergency medial expenses are typically the reasons for
using payday loans, while 10.90 percent
used the
financial product to make a payment on another debt.
Checking accounts aren't complicated, but they're one
of the most important and frequently
used financial products.
Because
of the unique requirements for bringing
products to market, pharmaceutical industry stocks are best analyzed by
using certain key
financial ratios.
Though not specialized in this kind
of loans banks and
financial institutions can provide a wide variety
of financial product where you can
use the money for any purpose.