Sentences with phrase «use of insurance credit»

According to the nonprofit Insurance Information Institute, only California, Massachusetts and Maryland ban the use of insurance credit scoring for rate - setting.

Not exact matches

But instead of paying for a program — as you would a book or movie on Amazon — you'd get an incentive: a credit, maybe, to be used against your health insurance premium, or a free download at Amazon, or a discounted checking account at Chase.

Often, that translates to employees on the front lines stealing patient medical data or client social security numbers, which can then be sold on the black market or used to commit fraud like collecting someone else's social security benefits, opening new credit card accounts in another's name, or applying for health insurance by assuming the identity of someone else.

In cases when they do - such as with the work disincentive effects of means - tested tax credits used for the purchase of health insurance - it's better to hold off on those attacks or make them more nuanced.

The AHCA attempts to preserve certain Obamacare components (mandating coverage for Americans with pre-existing conditions, requiring insurers to provide certain benefits, etc) while massively scaling back others (including the Medicaid expansion which has covered millions of low - income people and replacing more generous insurance subsidies with optional tax credits that can be used to buy coverage).

Ant Financial has already signed a memorandum of understanding with Rongcheng, whose residents will be able to pay their utility bills using Alipay and show their Zhima Credit score — if high enough — to obtain better health insurance and borrow library books and rent public bikes without a deposit.

An analysis of mobile banking in Canada, using March 2011 data from comScore's recently debuted MobiLens Canada service, reveals 12.3 percent of Canadian mobile subscribers accessed banking, credit card, insurance or brokerage account information using their mobile phones over the course of the month.

We use the application information you choose to provide to determine eligibility for enrollment in a qualified health plan through the Federal Health Insurance Marketplace, Medicaid, CHIP, advance premium tax credits and cost sharing reductions, and certifications of exemption from the individual shared responsibility requirement.

YOU SHALL NOT USE THE SERVICES AS A FACTOR IN (1) ESTABLISHING AN INDIVIDUAL»S ELIGIBILITY FOR PERSONAL CREDIT OR INSURANCE OR ASSESSING RISKS ASSOCIATED WITH EXISTING CONSUMER CREDIT OBLIGATIONS, (2) EVALUATING AN INDIVIDUAL FOR EMPLOYMENT, PROMOTION, REASSIGNMENT OR RETENTION (INCLUDING BUT NOT LIMITED TO EMPLOYMENT OF HOUSEHOLD WORKERS SUCH AS BABYSITTERS, CLEANING PERSONNEL, NANNIES, CONTRACTORS, AND OTHER INDIVIDUALS), OR (3) ANY OTHER PERSONAL BUSINESS TRANSACTION WITH ANOTHER INDIVIDUAL (INCLUDING, BUT NOT LIMITED TO, LEASING AN APARTMENT).

For L'Oreal USA, one of the unexpected upshots of using trade credit insurance for the past half - dozen years has been easier conversations with any customers lagging behind with their payments.

LexisNexis uses outstanding debt, payment patterns, length of credit history, available credit, late payments, new applications for credit, type of credit used, past - due amounts and public records in calculating its insurance score.

Fabrice Morel, deputy secretary general of the Berne Union in London, says there has been greater use of trade credit insurance among exporters around the world, including companies exporting to and from Asia.

As FHFA states in its progress report, private mortgage insurance remains the primary form of credit enhancement used on mortgages sold to the GSEs with loan - to - value ratios over 80 percent, and in the first quarter of 2017 MI covered $ 48 billion of mortgages the agencies purchased.

At this point, around 3 percent of U.S. exporters use trade credit insurance, according to James Daly, regional director at Euler Hermes North America.

If your company exports, then using credit insurance such as Trade Protect can protect your bottom line if you don't get paid for your foreign receivables — and it may also help your business succeed in a number of other ways:

The proceeds from securities - based lines of credit may not be used to purchase additional securities, pay down margin, or for insurance products offered by Wells Fargo and any of its affiliates.

Most health insurances cover the purchase of a breast pump or give you a credit to use towards a breast pump.

Most health insurance plans cover the purchase of a breast pump or give you a credit to use towards a breast pump.

The legislation says credits may be used to buy only insurance that «does not include coverage for abortions,» with exceptions for abortions after rape or incest or that are necessary to save the life of the mother.

Reforms will include putting an end to the use of credit scores in insurance pricing.

Clinton is proposing a package of ideas aimed at helping small businesses, including a new standard deduction that could simplify tax filing and improvements to a little - used tax credit for companies that offer workers health insurance.

I'm pretty sure most of the federal law enforcement agencies have external lines of credit that can be used in case of loss of funding, but its not exactly insurance per se

No change in ability to use sick leave credits to help defray the cost of health insurance premiums in retirement.

It's easy to form the mental image of a hacker hunched over a computer, probing a way to get your personal information, whether to sell it, acquire credit cards in your name or use your health insurance.

Exactly enough never give in order to say the potential moment, of which you are and that you seek, but, the data such as the address that to drive phone number, that to not to put social insurance number, the number of the credit card or anything what can be used, you.

Use the prevalence of chronic absence to identify schools in need of relevant community resources such as pre-K education, afterschool programs, health care and insurance, food & nutrition, affordable housing, free tax preparation and Earned Income Tax Credit outreach.

Neither the preliminary rating opinion letter nor the credit ratings should reflect the use of bond insurance or other credit enhancement that does not also secure the TIFIA credit instrument.

«More and more, credit reports are used in a variety of ways, from employment decisions, to determining a consumer's ability to rent a home, buy a car, or purchase insurance.

In their «Stupid Investment of the Week» feature, Chuck Jaffe points out that identity theft insurance won't help in a typical identity theft case where a credit card is used fraudulently.

One of the many ways that renters insurance in Columbia is different from most states is that in Maryland insurers are not able to use insurance credit scoring in rating or underwriting renters insurance policies.

Yes, many types of businesses — including auto and homeowners insurance companies and phone companies — are using credit scores to decide whether to issue you a policy or provide you with a service, and on what terms.

Perhaps the most troublesome recent use of the credit score is by insurance companies to establish rates.

Your credit history is a piece of information that insurance companies frequently use to set the rates you pay for homeowners insurance.

The only area where the controversial use of credit scores has received any serious backlash is for the underwriting of insurance premiums.

Inflated insurance premiums are just the tip of the iceberg when it comes to the ever - expanding use of credit scores for reasons for which they were never designed.

For instance, a poll conducted in December 2010 for the Insurance Brokers Association of Ontario on the use of credit scores by property insurers found 75 % of consumers didn't even know the practice existed.

But Adam Mitchell, president of Mitchell and Whale Insurance Brokers, sees a larger issue with using credit scores when rating an insurancInsurance Brokers, sees a larger issue with using credit scores when rating an insuranceinsurance policy.

If an insurer assigned a consumer to a less favorable rating category for a personal insurance policy based on the use of the consumer's credit information, that consumer could request a rerating of that policy no more than once annually.

One of the reasons that renters insurance in Irvine is about a dollar a month more than the national average is that the risk is shared more evenly and equitably in California than in most states because insurance credit scores can't be used to rate policies.

Before you decide to save some money by using your credit card's auto rental insurance benefit, you should be aware of all the caveats they... Read More

According to DCBS, if an insurer uses the consumer's credit history or insurance score at any time in the rating of a personal insurance policy, the consumer may request, no more than once per insurer per policy line annually, that the insurer rerate the consumer according to the standards that the insurer would apply if the consumer were initially applying for the same insurance policy.

Chase has also thrown in a few incentives to «seal the deal» by offering a $ 300 travel credit that can be used to offset the price of plane tickets, airport lounge access, and primary rental car waiver insurance.

If we do use a credit based score, you will have the right on an annual basis to request that we obtain a current credit report for you and determine whether use of the new credit report would result in a decrease in your insurance premiums.

According to the National Association of Insurance Commissioners, auto insurance companies use a something called a credit based insurance score as a factor in deciding how much to charge an individual for car iInsurance Commissioners, auto insurance companies use a something called a credit based insurance score as a factor in deciding how much to charge an individual for car iinsurance companies use a something called a credit based insurance score as a factor in deciding how much to charge an individual for car iinsurance score as a factor in deciding how much to charge an individual for car insuranceinsurance.

Disclosure Statement: Use of Credit Information In connection with this application for insurance, the insurance company may review your credit report or obtain or use a credit based insurance score based on the information contained in that credit repoUse of Credit Information In connection with this application for insurance, the insurance company may review your credit report or obtain or use a credit based insurance score based on the information contained in that credit rCredit Information In connection with this application for insurance, the insurance company may review your credit report or obtain or use a credit based insurance score based on the information contained in that credit rcredit report or obtain or use a credit based insurance score based on the information contained in that credit repouse a credit based insurance score based on the information contained in that credit rcredit based insurance score based on the information contained in that credit rcredit report.

If you're cautious about using credit cards, getting a recommendation from your landlord, a utility bill for the past 12 months, or evidence of your paying your insurance premiums are other great ways to prove that you're responsible about paying your bills on time.

Maryland is one of the very few states that doesn't allow the use of credit as a rating factor on renters insurance.

Disclosure Statement: Use of Credit Information In connection with your application for insurance coverage, we may review and use information contained in your credit report to help determine your premium or your eligibility for coveraUse of Credit Information In connection with your application for insurance coverage, we may review and use information contained in your credit report to help determine your premium or your eligibility for covCredit Information In connection with your application for insurance coverage, we may review and use information contained in your credit report to help determine your premium or your eligibility for coverause information contained in your credit report to help determine your premium or your eligibility for covcredit report to help determine your premium or your eligibility for coverage.

It's cheaper than insurance and simpler than using a line of credit.

Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information.