Sentences with phrase «use of lines of credit»

A second metric on the watch list is REITs» use of their lines of credit — the main source of liquidity for REITs.

Supposing you have an investment opportunity, you can easily and quickly make use of your lines of credit as you are free to withdraw the money at any time.

Credit card debt is on the rise and over use of lines of credit are putting some people in a debt overload situation.

Although she doesn't have any exact statistics, she says that since the recession she's seen the use of lines of credit climb with more people struggling with rising balances.

Manufacturers of seasonal equipment are among the types of businesses that could make good use of a line of credit.

According to Red, White and Blue Press consumers have been able to improve their credit score with a secured card due to the fact that they have to be financially responsible in their use of this line of credit or they will risk losing money from their secured account in possibly do further damage t... Read More

Your use of the Line of Credit shall evidence your acceptance of the terms and conditions of this Agreement.

Not exact matches

It's not unheard of for people to use a home - equity line of credit to invest.

Some investors use lines of credit or take out a dedicated investment loan from a financial institution.

This Peter / Paul conundrum is interesting: we very often see examples where people have paid off their credit cards using available lines of credit, only to have their credit card balances swell back to where they were within a year or so.

Banks use this score to evaluate term loans and lines of credit up to $ 1 million.

According to the agency, the ARC loans can be used to pay principal and interest on any «qualifying» small business debt, «including mortgages, term and revolving lines of credit, capital leases, credit card obligations and notes payable to vendors, suppliers and utilities.»

«Securing a home equity line of credit, but not using it initially, is one way to give yourself easy access to money in case of unemployment or big bills,» said Holden Lewis, research analyst at NerdWallet.

Often, that translates to employees on the front lines stealing patient medical data or client social security numbers, which can then be sold on the black market or used to commit fraud like collecting someone else's social security benefits, opening new credit card accounts in another's name, or applying for health insurance by assuming the identity of someone else.

It didn't matter whether you used the money to spruce up your home or whether you tapped the line of credit to help you get through a period of unemployment.

Here's how: Prior to the Tax Cuts and Jobs Act — the new tax law — you could deduct the interest you paid on up to $ 100,000 of home equity lines of credit and home equity loans, regardless of how you used the money.

Prior to the new tax law, you were able to take out a home equity loan or a home equity line of credit, use it to pay for anything and deduct the interest.

In theory, you could use your line of credit or your home equity loan to pay your bills or go on vacation and attempt to deduct the interest on your taxes.

If you have an excellent credit history, you may be able to use that to help you use a line of credit to fund your startup.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

What's more, lenders charge significant, and growing, premiums for the second mortgages and home - equity - backed lines of credit that are often used for cottage financing.

This means small businesses can use their lines of credit upon approval.

(The difference is that in home equity loan, the bank provides a lump sum, often for a specific purpose, whereas a line of credit is much like a credit card — available credit for you to use when you need it.)

At the time, NetForce's only short - term financing was a flooring account, a line of credit that could be used only for equipment purchases.

Glen Dobi, founder and chief executive of Dobi & Associates, an Inc. 5000 honoree and a manufacturer of specialty wood chips used for barbecues, says a 0.25 percent increase will add $ 5,000 to the $ 50,000 he pays annually in interest for his line of credit from Comerica.

The federal funds rate is the rate that banks use to set the prime rate, their own lending floor for everything from credit cards to lines of credit and commercial loans.

he then went to a friend to ask how to use SQLmap to exploit the vuln; he was shown how to use SQLmap, once he learnt the grand skill of the command line magic python tool!!!! known as «SQLmap» his brain decided to kick in «oh sh-t i have bad opsec [operations security] and autism, i should get people to hack this for me so i don't get v & [arrested] plus i can still take the credit!!

You can try to boost your score by reducing the balance on your business credit cards or requesting a credit - line increase to lower the percentage of your available credit in use.

The couple — she was a social worker, he was an engineer — took out a second mortgage to set up a brewing operation and made liberal use of several $ 10,000 - limit credit lines.

Jaskol turned up two immediate priorities for Bunn: raising its minuscule bank credit line (with an eye toward eventually financing part of its acquisitions through borrowing); and minimizing taxes through more effective use of income - deferral strategies.

For Tom Thompson, the owner of Nu - Way Relocation Services Inc., a moving company based in Chicago, a $ 50,000 line of credit from regional barter company Chicago Barter gave him working capital to use on everything from payroll services to a major electrical upgrade and even personnel bonuses.

«Among other things, I was able to use my credit line to buy a $ 4,000 piece of playground equipment for only $ 2,000 because I had the money in place to make a purchase right then and there,» she says.

For example, you can't tap into your home equity line of credit or use any other form of borrowed resources to pay for your franchise business.

In contrast, a business line of credit typically is used for several large purchases, spread out over time.

Similar to your personal credit score, you business credit score is based on your credit - use history, how many lines of credit you have, how you pay your bills, the size of your company, and how long your company has been in business.

Use your Mastercard access card to make purchases from your line of credit.

Business credit cards and business charge cards are very similar to one another — you can use either type of card to make purchases against a line of credit, which has to be paid either partially or in full by the end of the month.

The uses of a business line of credit really can extend far beyond these to touch all businesses.

Although interest is only charged once you use the line, there may be a monthly maintenance fee for letting your line of credit sit unused.

A line of credit, however, is a form of short - term financing, so avoid using your line of credit for long - term expenses.

The FICO SBSS score will be used for term loans, lines of credit, and commercial loans up to $ 350,000 from the Small Business Administration (SBA).

SBSS scores can be used for term loans and lines of credit for amounts up to $ 1 million.

You may also have an easier time getting approved for a secured credit card, which uses a cash deposit you make upon approval to «secure» your line of credit.

If you buy Treasury paper and hold it at a broker you can use those assets in a portfolio line of credit.

Online lenders, like OnDeck, offer short - term loans and lines of credit to meet a variety of small business use cases.

Business owners with a Kabbage line of credit can then use this card to draw from their line of credit — thus it functions somewhat like a debit card.

Whether it's a term loan or a line of credit, the best use case for a short - term loan is for projects where the business need has a clear short - term ROI.

In fewer cases, parents may opt to refinance their loans using an installment loan or an unsecured line of credit.

Each of the major credit bureaus uses its own formula, but factors such as how long you've been in business, your credit utilization, and the lines of credit you have opened in the last six months are likely to affect your score.

That being said, seasonal businesses that meet the criteria and maintain enough cash flow to make the regular periodic payments during the slow season, can successfully use the flexibility of a line of credit to prepare, or ramp up, for an upcoming busy season or take advantage of other profit - generating opportunities.