How do you make sure that boards have the right expertise to make good
use of the financial information available to them?
TAVF is quite different from most others in how the Fund makes
use of financial information.
Not exact matches
Cabinet papers will include market - sensitive
information that would enable a person in possession
of the
information to
use it to further their own
financial interests.»
Had the rules been implemented, ISPs would have been required to get a customer's permission before
using and sharing
information such as geolocation,
financial information, health
information, children's
information, social security numbers, web browsing history, app usage history and the content
of communications.
Whether via phishing (tricking someone into providing their
financial account
information — often via an attachment in an email or a fake website that purports to sell or give away tickets), an ATM skimmer (which reads and records the card's
information, including password) or point -
of - sale malware (like that
used in the 2013 Target breach), it's not hard for cybercriminals to trick the unsuspecting.
While Westby thinks that consumers should
use financial apps and sites, they also need to be aware
of what they're
using and what kind
of information they're sharing online.
One example is the
use of stolen
financial information to undercut an acquisition target's market value in order to later acquire the company at a fire - sale price.
See «
Use and Definitions
of Non-GAAP
Financial Measures» below for additional
information.
The key is to understand the strengths and weaknesses
of this significant
financial move, and
use that
information to make the right decision for your situation.
Like the income and cash - flow statements, the balance sheet
uses information from all
of the
financial models developed in earlier sections
of the business plan; however, unlike the previous statements, the balance sheet is generated solely on an annual basis for the business plan and is, more or less, a summary
of all the preceding
financial information broken down into three areas:
Banks
using Hypur are granted access to granular
financial information coming from each dispensary's point -
of - sale system.
Fundbox
uses a proprietary algorithm to gauge likelihood
of repayment, starting with your
financial data — including accounts receivables, client
financial statements, cash flow and payment history — and moving on to public data such as credit ratings, government
information and social media accounts.
It has been relegated to many narrow
use cases involving pattern recognition and prediction (some
of which are very valuable and useful, such as improving cancer detection, identifying
financial risk and fraud, and other high performance computing applications), but it has not developed a general «understanding»
of human interactions, human emotions, speech patterns and human responses to
information.
Management
uses non-GAAP
financial measures internally to evaluate the performance
of the business and believes they are useful measures that provide meaningful supplemental
information to investors to consider when evaluating the performance
of the Company.
They contend that its open policies prove the benefits
of experimenting with data and
using information to establish a «direct relationship between an individual's decisions and their impact on the business» — something the grocery chain accomplishes by giving each employee high - level access to the company's
financial data, and therefore a greater stake in the business.
Besides offering a straightforward breakdown about how this
financial institution
uses customer data, the brand links to a 12 - page PDF that provides more specifics, including how to withdraw consent for the collection
of personal or business - related
information.
You are an authorized representative
of a bank, broker - dealer, insurance company, registered investment adviser or other professional client (together, «
Financial Institutions») engaged in business activities outside the United States
of America (a «Non-U.S. Adviser») and the
Financial Institution has authorized you to access and
use the Holdings
Information.
The pro forma
financial information was prepared
using the acquisition method
of accounting, which requires, among other things, that assets acquired and liabilities assumed in a business combination be recognized at their fair values as
of the completion
of the acquisition.
The criteria
used to select which companies are included in the case studies was not
financial performance based and nothing presented herein is intended to constitute investment advice and under no circumstances should any
information provided herein be
used or considered as an offer to sell or a solicitation
of an offer to buy an interest in any investment fund managed by Sapphire Ventures.
Accordingly, we believe that adjusted EBITDA provides useful
information to investors and others in understanding and evaluating our operating results, enhancing the overall understanding
of our past performance and future prospects, and allowing for greater transparency with respect to a key
financial metric
used by our management in its
financial and operational decision - making.
Yes, when we complete the rollout
of Fidelity Access, we will no longer permit third - party
financial websites and applications to
use Fidelity account usernames and passwords to access
information from Fidelity accounts.
Additionally, management
uses adjusted
financial information as key performance measures
of results
of operations for the purpose
of evaluating performance internally.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss
of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts
of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment
of the carrying value
of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution
of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility
of capital markets; increased pension, labor and people - related expenses; volatility in the market value
of all or a portion
of the derivatives we
use; exchange rate fluctuations; risks associated with
information technology and systems, including service interruptions, misappropriation
of data or breaches
of security; the Company's ability to protect intellectual property rights; impacts
of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact
of future sales
of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements
of the Company's consolidated
financial statements; and other factors.
User is solely responsible for verifying the
information as being appropriate for user's personal
use, including without limitation, seeking the advice
of a qualified professional regarding any specific
financial questions a user may have.
-- You can convince your VCs
of reviewing on a monthly base only those metrics that will measure progress more accurately at this stage, instead
of all the
financial data which is not relevant — You can set up the right
financial systems / software to help measure basic
financial information, and allow your VC access to additional
financial figures every quarter or by request If none
of these work: — You can try convincing your VC
of using the right metrics as well as the
financial ones, and to be measured by a mix
of both — You can hire a seasoned part - time CFO who can at least free you
of the hurdle
of putting the numbers together
A copy
of our press release announcing our earnings, the Form 8 - K
used to furnish the release to the Securities and Exchange Commission and any other
financial and statistical
information about the period covered in the conference call, including any
information required by Regulation G, is available under the heading Investor Relations on our website at darden.com.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact
of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact
of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits
of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission,
use and disclosure
of confidential and personal
information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers
of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to
use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice
of providing forward - looking guidance; potential charges relating to the impairment
of intangible assets recorded on BlackBerry's balance sheet; risks as a result
of actions
of activist shareholders; government regulation
of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
Upgraded Points, LLC
uses reasonable efforts to maintain accurate
information on the site — and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features
of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability
of such credit cards considering their own individual
financial position.
Your objective as an entrepreneur should be: — to reduce the sense
of insecurity and lack
of control over the company's
use of funds and general
financial direction that your VC might feel (they wont accept it but its always there)-- to reduce to a minimum the amount
of time and effort
used to collect the needed
information
SIX
Financial Information (a) does not make any express or implied warranties
of any kind regarding the data, including, without limitation, any warranty
of merchantability or fitness for a particular purpose or
use; and (b) shall not be liable for any errors, incompleteness, interruption or delay, action taken in reliance on any data, or for any damages resulting therefrom.
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many
of the Company's customers were
using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood
of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number
of its non-performing loans in the Registration Statement and Prospectus; (vi) because
of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk
of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant
Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all releva
Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan
information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks
of penalties and
financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all releva
financial and reputational harm; and (x) as a result
of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
TREB believes strongly that personal
financial information of home buyers and sellers must continue to be safely
used and disclosed.»
All
financial information is treated with the strictest confidence and only
used for the purpose
of judging entries.
Singapore is experiencing an increase in binary options instruments and traders, the entry
of the traders is attributed to the increase in technological innovations and better technological applications which are increasing the proximity
of people to
financial market
information and instruments
used in
financial market trading.
But while
information about companies (such as earnings,
financial ratios, etc.) and their stocks are readily available for public
use, gamblers have no way
of getting
information about what happened in the recent past.
In a very timely manner, and the reason why the regulatory aspect is so necessary, lies in the importance
of users having at their disposal mechanisms and tools that allow them to verify that the fintech they
use for their
financial operations complies with basic standards according to regulation, particularly, for the protection
of their
financial information.
All
of this
information is
used together by the lender to assess your total income level, get an accurate picture
of your
financial situation, and calculate a loan amount.
But in 2000, shortly after he started teaching at the University
of Chicago's Graduate School
of Business, Piotroski published a groundbreaking paper in the Journal
of Accounting Research entitled «Value Investing: The
Use of Historical
Financial Statement
Information to Separate Winners from Losers».
Estimating future surplus starts with current metrics like earnings or cash flow, so
using the most recent
financial information against the market valuation is a good indicator
of the relative cheapness
of a stock.
The HighLow customers are free to
use ASIC's MoneySmart portal to easily access all the necessary
information and procedures in case
of a fraud case with HighLow regulated platform, as well as with other
financial services providers in Australia.
OED staff formulate the agency's budget, supervise the allocation and
use of agency resources, promote management controls and
financial integrity, and develop and maintain the agency's automated
information systems.
This
information includes general
information about the company, its officers and directors, a description
of the business, the planned
use for the money raised from the offering, often called the
use of proceeds, the target offering amount, the deadline for the offering, related - party transactions, risks specific to the company or its business, and
financial information about the company.
Computers, while not a narrowcast medium, strictly speaking, nevertheless must be considered by local churches for
use as a helpful tool in allowing special interests groups to aggregate around topics
of interest, for news and
information, and for
financial accounting and transfer.
That is, they should be given a monopoly to
use the city streets to wire the homes
of a community, but in return should be required to carry all kinds
of services — news (Cable News Network),
information (The Weather Channel, Financial News Network), entertainment (Home Box Office, Cinemax), sports (ESPN), children programming (Disney), ethnic (Spanish Information Network, Black Entertainment Television), and religion (VISION TV in Canada, VISN in
information (The Weather Channel,
Financial News Network), entertainment (Home Box Office, Cinemax), sports (ESPN), children programming (Disney), ethnic (Spanish
Information Network, Black Entertainment Television), and religion (VISION TV in Canada, VISN in
Information Network, Black Entertainment Television), and religion (VISION TV in Canada, VISN in the U.S.).
to select companies or organizations which we believe may offer products, services, materials or
information of interest to visitors to this Site; v. to third parties we
use to support our business (including fulfillment services, technical support, delivery services, chat service providers, email service providers, forum service providers, advertisement sales and management services and
financial institutions); vi.
I / we agree that if any material change (s) occur (s) in my / our
financial condition that I / we will immediately notify BSHFC
of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and
financial statement and the representations made herein as a true and accurate statement
of my / our
financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and
financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any
information that it may have to obtain in response to such credit inquiries.nIn consideration
of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course
of its business operations, Baby Safe Homes provides its customers products and services which, by nature
of the business, include trade secrets, confidential and proprietary
information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason
of his / her interest in Baby Safe Homes and in the course
of his / her duties, has access to said secrets and confidential
information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary
information, including procedures, customer lists, and particular desires or needs
of such customers to which Applicant has access in the course
of his / her duties as an Applicant.nNow, therefore, in consideration
of the premises contained herein, the parties agree as follows Applicant shall not, either during the time
of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise
use for his / her own benefit or the benefit
of any other person or entity, any trade secrets or other confidential or proprietary
information obtained by Employee by virtue
of his / her employment with Baby Safe Homes, in any manner whatsoever, any such
information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business
of any
of its customers or prospective customers, except as required in the course
of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period
of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination
of employment, call upon or solicit, or attempt to call upon or solicit, any
of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process
of a Baby Safe Homes franchise business.
The emergency obstetric referral interventions examined included
financial arrangements, implementation strategies and delivery arrangements such as
information and communication technologies, changes in where care is provided, integration
of services, and the
use of ambulances.
Such
information must never be
used for the purpose
of financial gain.
Consumers also should
use a hand to cover a keypad when entering a PIN and be careful
of criminals «shoulder surfing»; regularly monitor their accounts,
financial statements, and credit reports to be alerted to skimmer fraud or any type
of identity theft; and, provide
financial institutions with up - to - date contact
information, including a mobile telephone number.
«What the
use of fingerprints was to the 19th century, and DNA analysis was to the 20th century, so
financial information and forensic accounting has come to be one
of today's most powerful investigative and intelligence tools.»