Sentences with phrase «use ratings as»

Just make sure you don't use ratings as the sole basis for your decision.

Just be sure you use these ratings as a starting point.

Use these ratings as a guide, but we encourage you to shop around for the lowest interest rate you can qualify for.

Now, keep in mind most manufacturers use these ratings as a major selling point — so it won't be hard to figure out which ones have earned the Institute's top honors.

Use ratings as diagnostic tools to identify areas of need and focus resources and assistance where required.

A bill before the Legislature would use the ratings as a major factor in determining which teachers receive or lose lifetime tenure protections and who would be the first to go in the case of layoffs.

Before using ratings as one factor in your investment selection process, learn about the methodologies and criteria each ratings agency employs.

They used this rating as a measure of each participant's attitude to social care issues.

Banks will use this rate as a starting point to set credit card interest rates.

Many utilities across the United States are actively trying to drive consumers towards time of use rates as they want to avoid the need for capital investment on their networks by lowering energy consumption in periods of extremely high demand.

(Using rates as of October 2012 with American General Life (AIG).

Some domestic banks use this rate as an index for adjustable rate mortgages.

Not exact matches

Investors often use gold as a hedge against inflation, but higher interest rates dent the appeal of gold, which earns nothing and costs money to store and insure.

At various points in the Clinton, Bush, Obama, and Trump administrations, new stock market records and historically low unemployment rates were used as a synonym for a booming economy, or after the financial crisis, to signal that the economy was recovering — even though many workers and households experienced stagnating or steadily declining incomes for years or even decades.

You're likely going to visit Amazon and pick one that looks good based on customer feedback, but the problem is, most of us use Amazon's star - rating system, and it's not as useful as it could be.

As banks and institutional lenders eventually made better use of technology and provided funding at attractive rates, they have claimed market share at the expense of alternative lenders.

As you survey the resumes, use your rating system to decide which applicants to interview.

If you've grown resentful of the never - ending 2015 election campaign, and you feel like punishing the next candidate you see, here's a suggestion: Ask him or her whether he or she thinks the Bank of Canada should continue using the core inflation rate as its North Star.

Using Ontario as an example, in 2008 the marginal tax rate (the tax owed on the last dollar of income) was 21.1 percent for the lowest tax bracket (up to $ 40,700 of taxable income) and 46.4 percent for the highest tax bracket (above $ 126,300 of taxable income).

Use basic metrics such as views, a five - star rating system, feedback or other quantitative data to track content usefulness.

To tweak interest rates, the Fed adjusted the federal funds rate, also known as the interbank lending rate, which is used by financial institutions to set the prime rate, or the base rate upon which other interest rates are set.

Now, as the Fed gradually raises rates, banks are likely to use this as opportunity to rebuild their profits.

«Our use of posted mortgage rates, as opposed to market rates, in the calculation of affordability leads to a significant underestimation,» Hogue said.

To find out, he ran an analysis using actual retirement periods beginning as early as 1926, along with their actual returns and actual inflation rates.

To put the cost of effectively using Facebook in perspective consider that according to Brian Wallace, former vice president of strategic marketing for Samsung Mobile, Samsung spends twice as much maintaining and updating its top - rated Facebook page, as it does actually advertising on Facebook.

The idea is that when grid electricity rates are high, a building can switch over to using the batteries for power as a way to lower monthly energy bills.

While companies such as Ebay and Amazon have had systems in place for helping to establish trust between buyers and sellers for a while, more companies are trying new ways to rate people using their online data.

Corporate tax inversions have been in the spotlight as a controversial strategy used by U.S. companies to ease the burden of the country's 35 - percent corporate tax rate.

The company uses a metric it refers to as a BARE (for brand audience rate of engagement) score to track the activity of its Facebook audience.

The 30 - day Fed Fund futures can be used as a guide to predict when the Fed might increase interest rates since the prices are an expression of trader's views on the likelihood of changes in U.S. monetary policy.

I think, rather than threatening to use controversial presidential powers to prevent U.S. companies legally reducing their tax burden as has been mooted recently, Mr Obama must instead bring America's corporate tax rate in line with the rest of the world's developed economies.

Reports are also the basis for your credit score, that three - digit number in the 300 - 850 range (the higher the better) that lenders use as a measure of your creditworthiness to approve loans and set interest rates.

As soon as doctors started using vitrification, the success rate for pregnancies and births from donated eggs increased dramaticallAs soon as doctors started using vitrification, the success rate for pregnancies and births from donated eggs increased dramaticallas doctors started using vitrification, the success rate for pregnancies and births from donated eggs increased dramatically.

One thing you can be sure about, however, is that if you start receiving negative feedback and ratings from your guests, it'll become harder for you as a host to generate bookings, as guests who are savvy using the Airbnb service will know to seek out accommodations that have received better reviews and ratings from past guests.

The market's going to have to start to digest a faster pace of interest - rate hikes in 2017 than what we have gotten used to, as the economy grows.

Mail Lift, for instance, can hook into apps used at work and automatically send a handwritten note to customers, based on certain events (such as when an agent receives a five - star rating for stellar support).

For employees used to glowing performance reviews, an average rating (meaning they are working at the same level as their co-workers) can be «the worst thing that ever happened in their career,» Don Faul, Facebook's former president of online operations, told the Journal.

Famed bond fund manager Bill Gross attacked the use of negative rates as an attempt to mask the symptoms of an unhealthy global economy, while Ray Dalio, the head of the world's largest hedge fund Bridgewater Associates, has recently argued that negative rates will be ineffective at boosting growth.

By using big data to identify performance trends by campaign and channel, marketers can evaluate KPIs, such as conversion rates, to help discover gaps and seize opportunities based on historical trends.

Similarly, some review sites offer detailed customer ratings on metrics such as service, value, quality, returns and shipping, which can also be used to benchmark performance.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

When the Dish Network looks at Viacom, all it sees is a company whose channels aren't as popular as they used to be, but that is still asking Dish to pay higher rates because the original contract was signed so long ago.

As such, I stress to everyone I know that they should buy an unlocked phone so they can pop in a local SIM card wherever they go and use local rates.

The suit alleges that Kabbage used its relationship with Celtic — which «rented» its balance sheet to Kabbage — as a basis to charge interest rates that violated usury laws.

Adjusted EPS for 1Q18 was affected by the same factors impacting Adjusted pretax income, as well as a lower number of shares and lower tax rate used to compute EPS as discussed above.

Also surprising: Young people with the highest rates of social media use reported very similar feelings of loneliness to those who barely use it, Still, Cordani says, «meaningful social interaction» was seen as key to reducing isolation so more face - to - face conversations are needed.

In the sport of remanufacturing, the fundamentals include such things as using hand tools correctly, watching the labor utilization rate, figuring out better ways to make spare parts.

Gundlach has been critical of negative interest rate policies used by central banks outside of the US such as the Bank of Japan and the European Central Bank.

It also offers specific policy recommendations including providing tax credits to promote venture capital investments in minority businesses, as well as tax credits for new low - income entrepreneurs, and encouraging the use by credit rating agencies of alternative data such as rent and utility payments in establishing credit histories.

Although so far businesses have used interactive disks to boost corporate images or espouse causes (such as a campaign against software piracy), Time magazine recently contracted with one production service to prepare its entire 28 - page (in print) rate card on an interactive disk.