Sentences with phrase «use timely payments»

Note that other creditors could use timely payments on this joint account against you when you approach them about a settlement.

They'll probably be looking to see if you're behind on all your payments and use any timely payments as a reason that you can afford to pay them all of what you owe.

Not exact matches

These risks and uncertainties include, among others: the unfavorable outcome of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any of our products or products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence of efficacy and adequacy of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results of our clinical development activities may not be positive, or predictive of real - world results or of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights of third parties, or have unintended side effects, adverse reactions or incidents of misuse; and those risks and uncertainties described under the heading «Risk Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.

The best way to build a strong credit profile is to use the credit you need and make timely payments — starting with the first payment.

Routinely using and making timely payments on a secured card account are just two of the many factors that influence changes in credit scores over time.

The new regulation, according to the memo, is designed to prevent sponsors from using the down payments to pay for construction and to ensure the timely completion of development projects.

Have your utility payment reported: Although FICO may not consider timely payments of your utilities in the criteria used in calculating your credit score, there are other rating agencies that will consider these.

But, responsible card use and timely payments can provide a boost to your credit score.

The best way to build a strong credit profile is to use the credit you need and make timely payments — starting with the first payment.

Use these accounts wisely, making timely payments while running a balance equal to thirty percent of your available credit each month, but no more.

If you use the Public Service Loan Forgiveness Program (120 timely payments) or the Income - Driven Repayment Plans (240 - 300 timely payments), your student loans may be forgiven.

Most used cars qualify for the same rates as new and are currently as low 3.75 % APR1 (rate based on, 100 % loan - to - value, 36 month term, $ 10,000 and higher financed), even with no down payment — and you'll get a timely credit decision, too.

And, if you use your card and pay it off each month, you can create a history of timely payments.

Your property is used as security and if you fail to make timely payments you could lose your home.

Making your payments in a timely manner will serve to build up a good payment history for yourself, which you can later use to refinance for a cheaper loan.

Subprime loans can help borrowers fix their credit scores, by using it to pay off other debts and then working towards making timely payments on the mortgage.

Freddie Mac, however, requires lenders to directly verify timely payments using canceled checks, receipts, or written verification from a professional property manager.

«For example, if you're currently making timely payments on a car note but have no other positive credit that's active, then you should obtain two secured credit cards and use them regularly.»

Borrowers can use it to pay off other debts and then work toward making timely payments on the mortgage.

We know your time is precious and lowering your payment is top priority, so we may use an automatic dialing system that allows us to contact you efficiently and timely.

You should be able to find someone to get you a mortgage in as little as two years, especially if you are able to prove that you have made timely payments and by using your new credit cards and keeping your credit to debt ratio low.

It is worthwhile to ensure that you do not use more than sixty percent of the card limit and to make timely payment of debts on the card.

For instance, taking out a secured personal loan with your local credit union will not only show you're able to make timely payments, but it also helps improve the types of credit used.

If you plan to use Public Service Loan Forgiveness to help forgive some of your student loans once you have made at least 120 timely payments, you may be required to consolidate your loans.

If you have several credit lines open with positive payment history and timely payments but each account or credit card is maxed out or used at 70, 80 or 90 % of the available credit, that will drive your score down.

A record of wise credit use and timely payments can increase the likelihood that you'll... Read More

They want borrowers to know the importance of saving, living below their means, using credit wisely, making timely payments, and avoiding fees.

These catalogs usually begin with a lower credit limit, but the credit limit could be increased with timely payments and regular use of the cards.

Not only will this move help their credit score with their timely payments, but they won't have to think too hard about borrowing too much on revolving credit (because if you use more than 20 % of your overall limit, your score is likely going down).

Co-signing, however, can be a huge mistake that can put your own personal credit health at risk if you depend on your kid to use the card wisely and to make timely, consistent payments.

As a reward for my timely payment history and continued business, they first lowered all three account limits as a result of an annual credit review they use to screen already open accounts.

You use this account to make timely payments over time and eventually your score will go up!

High scores are derived from a solid credit history characterized by timely payments and responsible use of credit.

This policy continues until you die (as long as you make timely payments) and may provide a savings feature that builds up a cash reserve you can use while you're alive.

Proficient use of automated order system: liaising with vendors; creating PO's and adding invoices; follow - up on timely payment.

Prepared monthly sales and use tax filing for multiple states and ensure entries for accruals are accurate and payments are made are timely

• Perform general and specific accounting calculations using 10 - key calculators and copy machines • Maintain and balance company books • Handle employee payroll services by calculating salaries and superannuation • Prepare periodic accounting reports and assure their correctness • Assure mathematical accuracy of all posted entries • Classify and summarize numerical and financial data for record maintenance purposes • Perform debit, credit and totaling activities on accounting systems and spreadsheets • Recognize and report discrepancies in accounting data and perform reconciliation duties • Monitor loan and advance statuses and prepare and deposit checks for payment of utility bills • Complete and submit tax forms on timely basis • Calculate and issue bills, invoices and account statements

HCR Home Care — Rochester, NY June 2006 — May 2008 Insurance Representative • Assessed clients» insurance needs by conferring with them • Formulated insurance plans to help meet clients» coverage needs • Approached potential clients by using different mediums such as telephone and mail • Assisted existing clients with questions and problems • Assessed clients» financial position in order to manage an appropriate coverage plan • Ensured timely payment of claims

Maintained up - to - date knowledge of store policies regarding payments, returns and exchanges.Prevented store losses using awareness, attention to detail and integrity.Excelled in exceeding daily credit card application goals.Developed highly empathetic client relationships and earned reputation for exceeding sales goals.Worked as a team member performing cashier duties, product assistance and cleaning.Assisted customers with store and product complaints.Guaranteed positive customer experiences and resolved all customer complaints.Responsible for ringing up customers in a timely manner and guaranteeing high level of customer service.Assisted customers in finding out - of - stock items.Recommended, selected and helped locate merchandise based on customer needs and desires.Replenished merchandise shelves with items from the stockroom.Organized the store by returning all merchandise to its proper place.

79 DOS 99 Matter of DOS v. Pagano - disclosure of agency relationships; failure to appear at hearing; proper business practices; unauthorized practice of law; unearned commissions; vicarious liability; fraudulent practice; jurisdiction; ex parte hearing may proceed upon proof of proper service; DOS has jurisdiction after expiration of respondents» licenses as acts of misconduct occurred and the proceedings were commenced while the respondents were licensed; licensee fails to timely provide seller client with agency disclosure form prior to entering into listing agreement and fails to timely provide agency disclosure form to buyer upon first substantive contact; broker fails to make it clear for which party he is acting; broker violates 19 NYCRR 175.24 by using exclusive right to sell listing agreement without mandatory definitions of «exclusive right to sell» and «exclusive agency»; broker breaches fiduciary duties to seller clients by misleading them as to buyer's ability to financially consummate the transaction; broker breaches his fiduciary duty to seller by referring seller to the attorney who represented the buyers when he knew or should have known such attorney could not properly protect seller's interests; improper for broker to use listing agreements providing for broker to retain one half of any deposit if forfeited by buyer as such forfeiture clause could, by its terms, allow broker to retain part of the deposit when broker did not earn a commission; broker must conduct business under name as it appears on license; broker engaged in the unauthorized practice of law in preparing contracts for purchase and sale of real estate which did not contain a clause making it subject to the approval of the parties» attorneys and were not a form recommended by a joint bar / real estate board committee; broker demonstrated untrustworthiness and incompetency in using sales contract which purported to change the terms of the listing agreement to include a higher commission; broker demonstrated untrustworthiness and incompetency in using contracts of sale which were unclear, ambiguous, vague and incomplete; broker failed to amend purchase agreement to reflect amendment to increase deposit amount; broker demonstrated untrustworthiness in back - dating purchase agreements; broker demonstrated untrustworthiness in participating in scheme to have seller hold undisclosed second mortgage and to mislead first mortgagee about the purchaser's financial ability to purchase; broker demonstrated untrustworthiness by claiming unearned commission and filing affidavit of entitlement for unearned commission; DOS fails to establish by substantial evidence that respondent acted as undisclosed dual agent; corporate broker bound by the knowledge acquired by and is responsible for acts committed by its licensees within the actual or apparent scope of their authority; corporate and individual brokers» licenses revoked, no action taken on application for renewal until proof of payment of sum of $ 2,000.00 plus interests for deposits unlawfully retained