Sentences with phrase «used as the balancing»

My two older kids never leaned how to ride a bike very well until we just took the training wheels ans the pedals off completely and used them as balance bikes.

They are also used as a balance training tool to improve balance in sports, everyday activities or in a physical therapy setting.

Higher education has traditionally been used as the balancing wheel in state budgets, with the sector being the first to experience budget cuts due to the presence of tuition - paying students.

Below is an example of how it can be used as a balanced 60/40 portfolio:

She is definitely mana constraint due to Critical Mass, and that's used as a balancing tool as well.

This workshop will examine how «Exits» are used as a balancing energy force in the relationship.

Not exact matches

As with many things in life and business, using outlets like Facebook and Twitter is a balancing act.

Ultimately, Kreiter said, using Dalio's terms, it's a matter of balancing how «bright» (high IQ, able to think analytically) and how «smart» (sharp common sense, able to synthesize large amounts of information) candidates are, as well as how open - minded.

Instead Diamond argues for a balanced approach and offers guidelines on how to draw down from both registered and non-registered sources, using criteria such as the «Topping up to Bracket» rule.

The technology Target used in the U.S. has these checks and balances, as do other retailers who use SAP.

He would be using confidence as a useful illusion because it keeps his energy in balance after some bad misses.»

Consumer advocates have been critical of prepaid cards because they can have a variety of fees for routine transactions — such as checking the balance or using an out - of - network ATM, and these fees may not be clearly disclosed.

After phasing out her work last year as creative director for a packaging company to give Tweedle Press her full attention, she found that running the company with only one employee — her husband — made for an easier work - life balance than when she used part - timers in the past.

As consumer credit card debt mounts, using your tax refund to pay down balances is an increasingly smart move.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The suit alleges that Kabbage used its relationship with Celtic — which «rented» its balance sheet to Kabbage — as a basis to charge interest rates that violated usury laws.

About 10 percent of the roughly 20 million HSA account holders have a balance of $ 5,000 or more and 4 percent of people are using their HSAs as investment plans, according to Devenir.

In a Thursday statement, Naspers said it would use the proceeds of the sale to prop up its balance sheet and make some more investments, in areas such as online food delivery and financial technology.

As a business owner setting policy, you should use common sense, and strive for balance and consistency, Beck says.

Again, using an apparel manufacturer as an example, here are the key components of the balance sheet:

[5] We used consumer - reported data from the Federal Reserve's Survey of Consumer Finances and revolving credit card balance data from Experian as of June 2017 to estimate revolving debt based on household income.

Improve your cash flow If you need to make purchases for your business before your customers pay you, using credit cards can be a smart practice — as long as you're assured of getting the funds to pay off the balance.

Determining Points Available for Use at Amazon.com: Your Amazon Prime Rewards Visa Signature Card points balance reflects your points balance as of your last billing cycle.

Meanwhile economists like Nobelist Joseph Stiglitz have argued that American policy makers should use Scandinavia as a model for promoting more balanced growth.

Use your studio as a space to balance the intellectually demanding aspects of your day with the chance to do something physical, and you'll take not only your Pure Barre practice, but your entire life, to a new level.

This is used as the baseline for negotiations between that company and a lead investor or group of investors — until a balance between their interests is struck.

David Einhorn of Greenlight has been lobbying Apple for the last year to issue such stock as a way to reward shareholders and make better use of the growing amount of cash on its balance sheet.

These include publishing: • Historical estimates and medium - term projections of the economy's potential GDP, as well as the methodology and assumptions used; • Medium - term projections of the Government's structural, or cyclically - adjusted budget balance as well as the methodology and assumptions used; • The assumptions, projections and methods to translate the private sector economic forecasts into its fiscal forecasts; and • The fiscal sustainability analyses of the provincial - territorial government sector that it prepared.

This focuses on a strong shoulder balance as it uses comfortable and padded shoulder straps that absorb weight and pressure quite well.

The Pigou effect, as I am using the term, is simply the hypothesis that the real value of money rises under deflation, and an increase of real money balances under deflation — if sufficiently large — could cause higher demand growth.

In the March 2012 Budget, the Department of Finance would have used their more optimistic estimates for 2011 - 12 as the base for forecasting revenues and the resulting budgetary balance to 2016 - 17.

As you continue to use credit cards to build a positive credit history, keep your balance low.

They are often used as diversifiers within a well - balanced portfolio.

If your mortgage balance is greater than the $ 200,000 baseline used to find these averages, then your rate will probably be higher as well.

Instead of borrowing a Balance Credit personal loan, you might be better off with another option, such as using a credit card (if you're careful) or forgoing a loan altogether.

I am starting contributions again next month at 4 % of my base pay (using the traditional pre-tax option as a balance to my Roth IRA).

As one of the world's leading experts on the connection between happiness and technology, Amy Blankson unveils five strategies that successful individuals use to find a sense of balance between technology, productivity, and wellbeing in the Digital Age.

Reviewing desired expenses, such as dining out, entertainment, clothing, or travel, and minimizing how much is spent in each category also helps uncover the extra dollars that can be used toward paying down the principal balance on student debt.

Recent graduates 27 and younger are using Credible to refinance student loan balances ($ 49,379) that are nearly as large as their annual salaries ($ 54,200).

Crowdfunding also includes Peer to Peer Lending but some platforms have been re-labled as «Marketplace Lending» or simply «Online Lending» as a growing number of direct lending platforms are using institutional money or their own balance sheet to finance loans with a diminishing dependence on smaller investors.

Using the snapshot of the balance sheet above, the quick ratio is calculated as follows: 12,768 / 227.

If you use Quicken Loans» Rocket Mortgage you can apply for a loan entirely online and authorize Quicken Loans to import financial information (such as your checking account balance) for you so you don't have to upload them yourself.

BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry, and the company's previously disclosed review of strategic alternatives.

Another benefit to using a credit card is that you won't pay interest as long as you pay your balance in full every month.

In other words, the institution executes its client's trade by using its own balance sheet, a practice known as principal trading.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

The LBO guys come in and use the target's own balance sheet to borrow as much as possible to fund a takeover AND award pirate ransom to themselves.

But, as you use your credit card (assuming you keep your balance low and pay on time), your score will improve.

And just yesterday, Mester supported her colleagues» notion to announce a plan for balance sheet reduction, which will take «several years,» as well as a return to using the federal funds rate as the «main tool» for monetary policy.

His preferred strategy was for the Fed to publish a detailed plan for shrinking its balance sheet, allow some time to gauge the market reaction, and then continue to use short term rates as the primary policy lever.