Sentences with phrase «used as your line of credit»

They allow consumers to buy now and pay later, so many people use them as a line of credit.

That deposit is used as your line of credit — and your spending limit.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

he then went to a friend to ask how to use SQLmap to exploit the vuln; he was shown how to use SQLmap, once he learnt the grand skill of the command line magic python tool!!!! known as «SQLmap» his brain decided to kick in «oh sh-t i have bad opsec [operations security] and autism, i should get people to hack this for me so i don't get v & [arrested] plus i can still take the credit!!

Each of the major credit bureaus uses its own formula, but factors such as how long you've been in business, your credit utilization, and the lines of credit you have opened in the last six months are likely to affect your score.

In previous years, homeowners would use home equity lines of credit as a resource to avoid foreclosures.

As a result, many seek financing through family money or personal credit cards and approximately forty percent use personal and home equity lines of credit to finance their business.

The threshold, target, and maximum percentage business line goals shown for the named executives listed in the table above were derived using certain assumptions for 2008 with respect to the general economic, interest rate, credit, and regulatory environment in which we operate and certain assumptions as to the outlook for the businesses each of them managed.

When you open a line of credit, you'll receive access to a stated amount of funds to use as needed.

Also, Menchie's Franchise Development Managers have experience helping franchise candidates explore other sources of financing, such as home equity lines of credit and self - guided IRAs, which can allow you to start a business using pre-tax dollars without penalties or paying income tax on the start - up dollars.

When you open a business line of credit, the business receives access to a stated amount of funds to use as needed.

It's a challenge for Canadians still struggling to cope with the record amounts of consumer debt they amassed after the 2008 financial crisis because lenders use their prime rate as a benchmark for setting some other short - term rates including variable - rate mortgages and lines of credit.

Using a line of credit allows you to build a positive business credit history as you use the line and make the payments on time.

Using your home itself as collateral, this secured financing usually touts lower interest rates than credit cards and acts as a revolving source of funds, so that you can borrow against your home and pay back the credit line as many times as you'd like during the draw period.

A HELOC, in short, is a line of credit (similar to a credit card account) where the family home is used as collateral to borrow money against the house (the equity) in order to pay bills, do renovations, or take a vacation.

For purchasing equipment, as long as you've provided some investment into your business you should be able to acquire financing, although there are plenty of ways to raise money, like grants, loans, line - of - credits from your bank, etc. (I prefer to use a line of credit)

If your company exports, then using credit insurance such as Trade Protect can protect your bottom line if you don't get paid for your foreign receivables — and it may also help your business succeed in a number of other ways:

If that's not an option, home equity loans and lines of credit can be used in the same way as a bridge loan and will likely have lower interest rates.

A cash - out refi also differs from a home equity line of credit (HELOC), which allows you to borrow cash using the home - equity as collateral.

Initially the thought was that Home Equity Lines of Credit would no longer be deductible but the IRS recently issued guidance that as long as the line is used to buy, build or improve your home it remains deductible.

Using a line of credit is ideal here, because you can take out money as you need it to pay contractors and cover other expenses.

Businesses that are experiencing temporary cash flow squeeze as a result of increasing sales, growing pains, expansion, seasonal fluctuations, acquisitions, high leverages, insufficient or used up credit lines.

Even the sure - shot bloopers run during end credits have that «knowingly crafted to look like genuine gaffes» which, if truly the case, is further indicative of how bankrupt the comedy is when they can't even flub lines as funny as they used to.

Use a home equity line of credit or balance transfer checks to try and consolidate as much high - interest rate debt as possible into a single low interest rate and monthly payment.

A line of credit, also known as an LOC, is essentially a loan that can be used like a credit card.

Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned credit lines to credit used ratio mentioned credit used ratio mentioned above.

During the online opening process, you will have the option to attach your line of credit to your checking account and use it as overdraft protection.

A HELOC is a revolving line of credit that enables you to borrow money from your credit union or bank using your home as collateral.

Borrowers can get their money in one lump sum, in regular monthly installments or as a line of credit, similar to using a credit card.

Additionally you'll want to minimize your use of any existing credit lines that you have, as higher rates of credit usage can negatively impact your score.

A credit card gives you access to a revolving line of credit, meaning you can use as much as the card limit, pay the money back and borrow it again.

As the bureaus determine your credit rating, they will be on the look out for any open lines of credit you are presently using.

Home Equity Lines also use the equity in your home as collateral for the amount of credit you request.

Lines of credit are useful for a variety of purposes but it makes more sense to use them for recurring and continuous expenses such as funding a wedding or a major home renovation project.

The types of accounts used as source accounts include: Savings, Money Market or Line of Credit Loans.

At the same time, home equity lines of credit require you to use your home as collateral for the loan.

For example, financial planner and Texas Tech associate professor John Salter demonstrated how different claiming strategies, such as filing and suspending and filing a restricted application, that can significantly boost the amount of inflation - adjusted Social Security payments over a lifetime and how a reverse mortgage might be used as a back - up line of credit that can be drawn on during prolonged market downturns to reduce the chance of running out of money.

As a solo entrepreneur, I always seem to be using my personal credit card and / or line of credit to meet my business obligations.

5) Prime rate as of May 18, 2018 of 4.75 % is used to calculate Home Equity Lines of Credit (rates are variable and are subject to change on the first day of each calendar month).

You can use your card for a large purchase which you pay back with a minimum amount each month or you can use the line of credit as a loan between statements.

Other borrowers use their proceeds as a line of credit, using home equity as a strategic financial retirement tool to reserve a line of credit that grows automatically over time.

When a bank issues a credit card, a revolving credit line is created for the customer and this line of credit may be used by the card user to make purchases or to get cash advances (using your credit cards as ATM cards) when using the card.

When it comes to small businesses, there are other assets besides real estate properties that can be used as collateral for lines of credit.

There are some situations (like mine) where using your HELOC (or regular line of credit) as an emergency fund is the best way to manage your cash.

For each item included in the «Notes Payable to Banks and Others» line of the Liabilities section — credit card debt, personal loans and lines of credit, cash advances, student loans, car loans, payday loans, etc. — enter the name and address of the creditor, lender, or noteholder, as well as the original balance — $ 0 for credit cards — current balance, payment amount — you can enter «varies» for credit cards — payment frequency, and if applicable, how the loan is secured (i.e., what is being used as collateral).

Simply transfer funds from your Line of Credit to your Checking Account through our 24/7 services such as QUE Telephone Teller or Virtual Branch, then you can use your VISA check card or write a personal check when using your lLine of Credit to your Checking Account through our 24/7 services such as QUE Telephone Teller or Virtual Branch, then you can use your VISA check card or write a personal check when using your lineline.

With a Line of Credit, you can write a check, use your ATM card or access the funds through Online Banking as the funds are needed.

A home equity line of credit lets you borrow money using your home as collateral.

I haven't run through it and I'm at work so I probably can't, but what if you use the smith to gain dividends from a HELOC and all the dividends go in to your TFSA and get reinvested in there, after that gains some momentum you can then use this as collateral to secure an additional line of credit to snowball your smith to new higher heights.

A HELOC is different than a traditional lump sum loan, in that it gives homeowners access to funds (a line of credit, not unlike a credit card) up to a certain credit limit, with one important difference — a HELOC uses the borrower's home as collateral.