Sentences with phrase «used by insurance carriers»

In addition to the definition of commercial activity generally used by insurance carriers — leasing of 90 days or more per year — individual states and cities might have their own laws regarding short - term guests.

Not exact matches

(2) Other accident and fire reports required by paragraph (a) above may be reported by the Contractor using a state, private insurance carrier, or Contractor accident report form which provides for the statement of:

If you have a cash value policy and can no longer afford to pay the contract's premiums but still need insurance, for example, your carrier may be able to continue insuring your life by using your policy's cash value to buy term life insurance.

Birmingham renters insurance is written on a standard policy form called the HO - 4, used by most carriers in most states.

Tax free life insurance loans are available from the carrier by using your cash value as collateral.

Reports are used by prospective lenders, employers, landlords, insurance carriers and others to help evaluate you when you apply for a loan, job, apartment or in certain other circumstances.

By using NetQuote, you can get several competitive life insurance quotes from the nation's leading carriers and construct the best plan for your needs.

You have the right to take life insurance loans from the carrier by using your cash value as collateral.

Rob Miner is a motorcycle accident lawyer Salt Lake City UT residents can feel confident about because he understands the stereotypes that could be used against you by insurance carriers, investigators, and so forth.

We use our experience to guide you through the often complex maze of paperwork and examinations required by insurance carriers and their attorneys.

Policyholders properly have been concerned that an insurance company that controls the defense of an action potentially covered by the carrier's duty to indemnify will use that control to avoid that very same indemnity obligation.

[25] The National Association of Insurance Commissioners» Health Information Privacy Model Act requires carriers to provide a written notice of health information policies, standards, and procedures, including a description of the uses and disclosures prohibited and permitted by the Act, the procedures for authorizing and limiting disclosures and for revoking authorizations, and the procedures for accessing and amending protected health information.

The National Association of Insurance Commissioners» Health Information Privacy Model Act states, «A carrier shall not collect, use or disclose protected health information without a valid authorization from the subject of the protected health information, except as permitted by * * * this Act or as permitted or required by law or court order.

Online quotes for six - month premiums were gathered from three of the top 10 auto insurance carriers (as identified by the National Association of Insurance Commissioners) in the 10 largest metro areas using sample addresses in neighboring Zinsurance carriers (as identified by the National Association of Insurance Commissioners) in the 10 largest metro areas using sample addresses in neighboring ZInsurance Commissioners) in the 10 largest metro areas using sample addresses in neighboring ZIP codes.

You use the whole life insurance policy dividends paid by the carrier to purchase extra paid up coverage, which contributes to your overall death benefit, while simultaneously increasing the cash value of your policy.

You can get quotes from numerous insurance carriers by simply using our online comparative tool.

A majority (70 percent) of the 2,031 U.S. adults surveyed by the two groups say their likelihood of purchase would increase if carriers would conduct «simplified underwriting,» defined in the study as making use of publically available data for risk classification decisions for life insurance pricing, enabling purchase without requiring blood and fluids for medical testing.

They calculated the average savings, by state, using data from the largest insurance carriers, which they say represent 60 - 70 percent of the market share.

Obviously, your family's medical history is not an ironclad map to what your future holds, but is used as a guideline by insurance carriers to assess risk.

SuperMoney's insurance reviews page allows you to see the discounts offered by carriers, which is valuable information to use when asking for premium discounts.

This will not be possible if you go directly to each carrier or use different agents which doesn't benefit you since life insurance rates are fixed by the law and you get the same deal everywhere.

* Methodology for rates by ZIP code: CarInsurance.com commissioned Quadrant Information Services to run auto insurance rates for a 2016 Honda Accord for more than 30,000 ZIP codes in the United States using six large carriers — Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm.

By using their relationships with several different insurance carriers, independent agents can easily provide a selection of competitively - priced policies.

Of course, you can go to a number of different car insurance carrier's websites and request online quotes, but you can make it much easier by using online insurance comparison shopping.

Insurance companies evaluate your application using their specific measures, so you may save money by choosing a carrier that is more accommodating to your conditions.

Birmingham renters insurance is written on a standard policy form called the HO - 4, used by most carriers in most states.

Learn more about life insurance and get started by getting quotes from a variety of carriers using the Einsurance quote generator.

By using NetQuote, you can get several competitive life insurance quotes from the nation's leading carriers and construct the best plan for your needs.

Known within the auto insurance industry and investigatory agencies, «price optimization» is a practice by which insurers use a high - tech data - mining tool to identify loyal policyholders who are potentially the least likely to shop for a new insurance carrier — then charge them more for that loyalty.

You have the right to take life insurance loans from the carrier by using your cash value as collateral.

Tax free life insurance loans are available from the carrier by using your cash value as collateral.

Produced by New York Life insurance carrier, the AARP term life insurance plan tries to hold a number of advantages your beneficiary can used to simply help financially compensate should you pass unexpectedly.

Save yourself from the hassle and frustration by using NetQuote right now to drum up at least five (maybe more) Bellevue insurance quotes from the top carriers in the US.

By shopping online using an independent life insurance quote provider you can objectively compare the best pricing among top carriers instantly.

This exemption allows you to request insurance carriers not to use your credit score when calculating your rate, if you can show that your poor credit was caused by specific circumstances beyond your control, such as serious illness, divorce, unemployment, and similar life catastrophes.

To protect yourself against sky - high Olathe insurance costs, try these three tips: raise your deductible; strive to get a multi-line discount by using the same carrier to write your homeowners and auto policy; and avoid adding what insurers might deem to be «nuisances» to your property (e.g. a dangerous breed of dog like a Rottweiler or Pitbull, or a trampoline).

By using their relationships with a variety of insurance carriers, network agents can easily provide a choice of competitively - priced policies.

If your auto insurance provider offers a discount for completing a defensive driving course, then a course can be used to complete requirements mandated by your insurance carrier.

What differentiates an Indexed UL policy from other types of permanent life insurance used for cash accumulation is that the growth of the policy's cash value is based on the performance of an equity index (usually the S&P 500), excluding dividends, collared by a cap and a floor — rather than based on a flat crediting rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «current assumption universal life»), based on a flat dividend rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «whole life»), or based on the actual investment returns of specific equity investments (a product referred to as «variable universal life»).

Perform research of insurance rules by carrier, state and code using ISO, PAAS and Carrier Profile research datcarrier, state and code using ISO, PAAS and Carrier Profile research datCarrier Profile research databases.

• Track record of managing medical payment collection activities by indulging in extensive medical billing activities • Demonstrated expertise in acting as a liaison between medical facilities and insurance carriers including HMOs, PPOs, Medi - cal and Medicare • First - hand experience in using coded data to produce and submit claims to insurance companies to ensure prompt payments • Competent at reviewing and appealing unpaid and denied claims • Documented success in effectively and efficiently translating medical procedures into codes which can be easily translated by payers and medical facilities • Familiar with transmitting coded patient treatment information to intended recipients • Proven record of coding treatment information using designated CPT codes and effectively reviewing medical records for accuracy and integrity • Unmatched ability to create reimbursement claims and coordinate reimbursement activities with payers • Qualified to process patient data such as treatment records and insurance information to verify data accuracy and integrity • Proven ability to liaise with insurance companies to facilitate payments of outstanding claims • Particularly effective in verifying coding and billing information to ensure that outstanding payments are paid on time

It includes using elevated codes to get higher payment from the insurance carrier as well as billing for services that weren't rendered by the provider.

If you choose to use your insurance, all fees are paid upfront and then you are reimbursed by your insurance carrier.