Sentences with phrase «used by life insurance»

This is used by the life insurance industry to disparage term insurance.

Risk appraisal is a simple concept used by life insurance companies to assess a fair premium cost for people who purchase their products.

Your family's health history is a factor used by life insurance companies when determining how much you'll pay for your term life policy.

A multiplier used by a life insurance company to determine your premium payment based on how often you wish to pay - monthly, quarterly or annually.

3) Advanced Market Life Insurance — This is a term used by life insurance agents to describe more complicated and high premium life insurance concepts for business and high income individuals.

The cut - offs used by life insurance companies vary by age and different type of term policy.

Life Insurance Class or Life Insurance Underwriting Class or Life Insurance Health Class and Life Insurance Risk Classes are all sometimes used to describe the rating system used by the life Insurance industry.

Not exact matches

All other compensation generally consists of Google's 401 (k) company match of up to $ 8,750, life insurance premiums paid by Google for the benefit of the named executive officer, personal use of company aircraft, and the market value of a holiday gift given to each employee, net of tax withholding, unless otherwise noted.

Best option: Permanent life insurance that accrues a cash value is used by investors within a wealth management or retirement plan.

The «S&P 500 ® Index» is a product of S&P Dow Jones Indices LLC or its affiliates («SPDJI») and has been licensed for use by Forethought Life Insurance Company.

The riders available for a particular policy change by insurer, so if you'd like to customize your coverage using them, you'll want to check what exactly is available before you purchase the life insurance.

Standard & Poor's ® and S&P ® are registered trademarks of Standard & Poor's Financial Services LLC («S&P»); Dow Jones ® is a registered trademark of Dow Jones Trademark Holdings LLC («Dow Jones»); and these trademarks have been licensed for use by SPDJI and sublicenses for certain purposes by Forethought Life Insurance Company.

You can use life insurance funding if you are one of the parties specified in a buy - sell agreement to purchase all or part of the business interest held by another buy - sell participant at the other person's death.

«Whether or not an insurance exchange is established by the federal or state government,» Charmaine Yoest, AUL Action president, said, «it receives taxpayer dollars, which should not be used to pay for abortions and life - ending drugs and devices.»

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

Instead of doing good, Diaz took big checks from insurance lobbyists and stuck Floridians with higher rates; Diaz used his office to enrich himself while raising property taxes by $ 500 million — increasing the cost of living for Miami homeowners.

A bill introduced by Bronx State Sen. Jeff Klein, allowing individuals to use a portion of their life insurance money to cover nursing home costs, was signed into law by the Governor last week.

[1] Though it is assumed that the findings will be used primarily by life insurance companies, they will be available to the public.

Watching patients reclaim their lives using an approach not being driven by insurance companies catapulted my own health transformation.

If you have a cash value policy and can no longer afford to pay the contract's premiums but still need insurance, for example, your carrier may be able to continue insuring your life by using your policy's cash value to buy term life insurance.

Anyone buying life insurance can save the equivalent of two annual premiums by using a fiduciary advisor like Mr. Katt.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

Best option: Permanent life insurance that accrues a cash value is used by investors within a wealth management or retirement plan.

4 «Standard & Poor's ®», «S&P ®», «Standard & Poor's 500 ™» and «S&P 500 ®» are trademarks of Standard & Poor's Financial Services LLC and have been licensed for use by Forethought Life Insurance Company.

A key man policy can also be used as an employee benefit, since the life insurance policy can be transferred to the executive or insured employee by the company.

I initially intended to set up a HSA when I signed up for my company's insurance plan, however because I work by remote, and because the bank that they use does not exist where I live, I didn't.

The phrase BTID was first used by Primerica's founder, Arthur L. Williams, Jr., who talked many people into choosing term life vs whole life insurance.

But, if you didn't have any income, you would still want to have health insurance, so I find that including health insurance under living expenses is more convenient for calculating the «Total Living Expenses» used by the BLR living expenses is more convenient for calculating the «Total Living Expenses» used by the BLR Living Expenses» used by the BLR ratio.

Typically life insurance is used as income replacement to protect growing families by leaving behind money to pay a mortgage, college tuition, bills, etc. but he hasn't contributed in regards to any of this.

Your personal information will only be used for the purpose of quoting or processing your life insurance application by the insurance professionals of SpectrumInsuranceGroup.com or one of our trusted partners.

Further, as mentioned above, private placement life insurance benefits by using the tax incentives allotted to life insurance by the IRS.

An important factor when using life insurance for cash accumulation concerns the ability to take policy loans, secured by the cash value, without actually withdrawing the cash.

Keep in mind that these figures reflect the life - expectancy assumptions used by insurance companies when pricing annuities.

Your child can use the cash value down the road by either withdrawing the cash or taking out a life insurance loan.

Issued by Life Insurance Company of the Southwest, SecurePlus Provider IUL is designed to be overfunded, focusing on cash value growth to be used as income later in lLife Insurance Company of the Southwest, SecurePlus Provider IUL is designed to be overfunded, focusing on cash value growth to be used as income later in lifelife.

Life insurance dividends are unique to participating whole life insurance policies and are used by policyholdersLife insurance dividends are unique to participating whole life insurance policies and are used by policyholderslife insurance policies and are used by policyholders to:

Split - dollar life insurance is often used by companies to provide their older employees with life insurance at a reasonable rate.

Life insurance companies use medical underwriting to determine the risk they take on by offering a person coverage.

If the Insured Person told us that he / she was a smoker and it has been 12 months or more since he / she last smoked or used any substance or product containing tobacco, nicotine or marijuana, he / she can apply for non-smoker rates by completing a Business Credit Life Insurance Notification of Change Form.

People looking to make funeral planning easier on family members by designating specific funds — outside of life insurance — that can be used

and have been licensed for use by Allstate Life Insurance Company.

They may also be used by those who would like to purchase a permanent life insurance policy, but are not able to do so immediately for various reasons.

With a cash value life insurance policy, the part of the premium that is not used for the cost of insurance is invested by the company and builds up cash value.

This is often accomplished by using the additional benefits with many of the final expense life insurance companies.

If you can't use the apartment for a period of time because of a covered loss, loss of use or additional living expenses renters insurance coverage protects you by covering the cost difference between what you would normally spend (rent and groceries, for instance) versus the cost to stay in a hotel and eat prepared meals instead of cooking for yourself.

Additional living expenses coverage, or loss of use, on renters insurance protects you by making sure that you're compensated for the extra expenses you suffer after a loss.

Recreational vehicles, or RVs, include a wide range of motorhomes, from camper vans to bus conversions, organized by classes: Class A, B and C. Your RV insurance will depend on the class of your vehicle, how much you use it, whether you live in it full time and other factors.

One way this comes in handy is when the annual dividend offered by participating life insurance companies is used by the policyowner to purchase paid up additions.

The different timing of the lump - sum (beginning for annuity and end for life insurance) is accounted for by the basic time - value - of - money equation using the market interest rate for Treasury debt.

Using a venerable actuarial tool called the Linton Yield Method, these returns are derived by comparing the cash value policy to the alternative of buying lower premium term life insurance and investing the premium savings in a hypothetical alternative investment, such as a bank account or a mutual fund.