Sentences with phrase «used in financial services»

We were initially known as the Consumer Financial Education Body, the name used in the Financial Services Act 2010 which sets out our statutory objectives.

Blockchain will not only be used in financial services but distributed ledgers stand to transform a whole host of industries.

IntereXchainZ will effectively be the next phase of research building on the successful InterChainZ which demonstrated how distributed ledger technology could be used in financial services businesses, including insurance, credit referencing, and corporate & personal identity validation.

Our partnerships with proven external technology suppliers allow us to extend our workflow and automation platform to connect with client systems and enable complex procurement and contract management, as used in the financial services sector or government departments.

A blockchain used in financial services could be private, or a hybrid model between the decentralized vision and a more traditional centralized model that bankers are used to.

The prototype aims to make blockchain more practical for use in financial services.

In a recent report from financial news outlet Finextra and software developer EPAM, bankers and fintech experts are beginning to see the turn from blockchain hype to its actual use in financial services.

With Ripple's functionality and foreseeable use in the financial service industry, it is no surprise that investors are jumping in on get in on the action.

Not exact matches

You can estimate your longevity using online calculators, such as the ones from the Social Security Administration (which simply asks your gender and date of birth), Living to 100 and financial services firm Blueprint Income (which factors in other details including your weight and how much you exercise and drink alcohol).

«There are certain sectors we used to invest in where we no longer do,» notes Ben Cukier, a founding partner at Centana Growth Partners, which specializes in PE investments in financial services and enterprise technology.

A pioneer in the used gift - card market, Swapagift lets consumers mail in cards they don't want or bring them to one of 600 Swap - agift kiosks inside financial services storefronts such as Western Union.

Financial passporting refers to banks» ability to sell products and services across the eurozone from locations in Britain using one licence.

As someone deeply entrenched in this industry, I can say from experience that merchant services reps aren't called the «used car salesman of financial services» for nothing.

However, in reality, many individuals use the services of an accountant whether it's to help with tax returns, to improve their financial planning or even to assist with debt problems.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

But critics in the financial services industry say the rule would limit the ability of advisers to service clients who can not afford to pay for financial advice and must use products that carry commissions or other indirect costs.

While the financial services industry has quite a bit of work to do in bringing more transparency to the titles used to describe different financial professionals, it is the responsibility of investors to ask the right questions to determine whether the financial professional they work with meets their requirements.

Robert R. Johnson, president and CEO of The American College of Financial Services, which trains financial advisors, said that «using leverage to invest either in the stock market or other marketable securities is a speculative plaFinancial Services, which trains financial advisors, said that «using leverage to invest either in the stock market or other marketable securities is a speculative plafinancial advisors, said that «using leverage to invest either in the stock market or other marketable securities is a speculative play.»

Like a branch concept being used by Citi in New York, the centrepiece of RBC's so - called retail store is a futuristic financial - planning table designed to impress upon consumers just how far banking has come from the days of long lines and not - so - great service.

Update: Symphony, as of Wednesday, is under investigation by the New York State Department of Financial Services for offering services similar to those that were used in previous schemes involving interest rate and foreign exchange interest rate manipServices for offering services similar to those that were used in previous schemes involving interest rate and foreign exchange interest rate manipservices similar to those that were used in previous schemes involving interest rate and foreign exchange interest rate manipulation.

According to Gregory Smith, a Toronto - based partner in EY's financial services advisory practice, Canadians of all ages are interested in using fintech services.

«We are still a good year away, in our estimation, from seeing the first production - ready instruments where you can imagine a known financial services company using this.

That same day, LINE Corporation, the company behind the LINE messaging app, which is one of the most widely used in several Asian countries, revealed plans to integrate a new range of «financial services, including a place to exchange and transact virtual currencies, loans, and insurance,» into the app itself.

Although the Company was organized and intends to conduct its business in a manner so that it is not required to register as an investment company under the Investment Company Act of 1940, as amended, the consolidated financial statements are prepared using the specialized accounting principles of the Financial Accounting Standards Board Accounting Standards Codification («ASC») Topic 946, Financial Services — Investment Cfinancial statements are prepared using the specialized accounting principles of the Financial Accounting Standards Board Accounting Standards Codification («ASC») Topic 946, Financial Services — Investment CFinancial Accounting Standards Board Accounting Standards Codification («ASC») Topic 946, Financial Services — Investment CFinancial Services — Investment Companies.

The Financial Services Commission (FSC) said in a statement that the ban will cover «all forms of initial coin offerings regardless of using a certain technology or a certain name,» citing the risks of scams are growing in the sector, according to Yonhap.

But in a memo to employees announcing the hiring of Mr. Talwar last month, Goldman's chief executive, Lloyd C. Blankfein, and its president, Gary D. Cohn, noted that «the traditional means by which financial services are delivered to consumers and small businesses is being fundamentally reshaped» by technology and the use of data and analytics.

In the short term, distributed - ledger technology is far more likely to be used by incumbents in financial serviceIn the short term, distributed - ledger technology is far more likely to be used by incumbents in financial servicein financial services.

Anyway, I used to work in the financial services industry as a financial analyst, but now I am fully self - employed as an online freelancer and solopreneur.

Aiming to take advantage of increased internet access in India — according to the Internet and Mobile Association of India, more than 450 million people are connected in the country this year — BankBazaar says that it expects to use the funding to expand its focus on digitizing Indian paperwork to include a wider variety of its financial services.

The firm's website explains that by using its newly unveiled service, companies interested in holding a token offering can «Access a large range of securities & compliance capabilities by conducting token sales through a registered broker dealer and [Financial Industry Regulatory Authority] registered funding portal.»

Blockchain technology may be used widely in the financial services industry, but that doesn't necessarily mean it will see a smooth transition...

Alibaba's interest in WeLab isn't surprising because of its focus on using technology to disrupt the traditional banking industry in China through Ant Financial, its financial services arm, and online payment systeFinancial, its financial services arm, and online payment systefinancial services arm, and online payment system Alipay.

By using the blockchain, financial institutions are looking to save millions in transactions costs while introducing a whole new set of modern financial services and products.

BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry, and the company's previously disclosed review of strategic alternatives.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or plan sponsor, we may exchange certain information about you with Fidelity financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.

As a result, Eric Hatfield, from RIA Hatfield Insurance and Financial Services in Sherman Oaks, California, said his firm now will not adapt the paperwork that its outside law firm had drafted to be used when the DOL rule takes effect but will continue to work on behalf of the best interests of its clients as always.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

and licenses financial services providers to use those brands in conducting payment transactions.

UKTI has used the ECR and PIB programs successfully in a range of sectors, including furniture accessories, agricultural equipment, sporting goods, and financial services.

Now the enormous financial services organisation is using devops practices across the entire company after leadership buy - in

Service Fee The service fee is in place to give adequate financial compensation to any financial planners or brokers that are used over the course of an inveService Fee The service fee is in place to give adequate financial compensation to any financial planners or brokers that are used over the course of an inveservice fee is in place to give adequate financial compensation to any financial planners or brokers that are used over the course of an investment.

In his speech at the banking event, Jessica Chew Cheng Lian, Deputy Governor, Bank Negara Malaysia (BNM), she said that the country is using new financial technologies, including the Blockchain, for the development of banking services.

- + * The New York State Department of Financial Services (NYSDFS) has proposed regulations for virtual currency use in that state, which if implemented could dramatically affect the future of Bitcoin transactions.

Those in favour of bitcoin and other cryptocurrencies claim that the digital currency has an intrinsic value associated with its technology, which will eventually be used in a wide range of applications in the financial - services industry.

The November 15th program will include cutting - edge discussions such as: how non-exchange traded alternatives are becoming the mutual funds of yesteryear; what is driving retail's demand for non-exchange traded alternatives; using micro-investing technology to diversify across and within online marketplaces; how legislation is being used to engineer a new breed of alternative products; how innovations in self - directed IRAs will create new retail distribution channels for the entire alternative product universe; how technology will ensure the scalability of online platforms and enable traditional financial services providers to increase AUM; how millennials will fuel the growth of FinTech and redefine financial services; how FinTech will replace the 401k and transform the way Americans save for retirement; and how modernizing the Self - directed IRA is the trillion dollar FinTech opportunity.

Plus, homeowners are starting to use home equity to accomplish financial goals, according to Black Knight Financial Services in its February Mortgagefinancial goals, according to Black Knight Financial Services in its February MortgageFinancial Services in its February Mortgage Monitor.

Watt, a former congressman from North Carolina and long - time member of the House Financial Services Committee, threw cold water on the idea that Fannie and Freddie would begin using alternative credit scoring models at any point in the next two years.

London - based Fintech firm Humaniq, which provides next generation financial services to the unbanked and underprivileged in emerging economies using its blockchain - based mobile application, has achieved a technological milestone with its working hybrid blockchain on the 2.0 version of its app, to retain the benefits of the Ethereum main - net while expanding...

Making the database public makes it more useful and more visible, which in turn makes it more likely to be used, and to provide more valuable information to the Bureau and the public about consumer financial services.