Sentences with phrase «used insurance term»

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Trip Assured has been clever to design a site and brochures that imply insurance benefits without using insurance terms.

Definitions of commonly used insurance terms and related information from the Commonwealth of Kentucky's Department of Insurance, Commissioner's Office

Definitions of commonly used insurance terms and related information from the State of Washington Office of the Insurance Commissioner

Here are some of the more frequently used insurance terms.

Use insurance term definitions listed below to guide you through any confusing terminology.

Not exact matches

Pew wants more regulations to protect the people who use these cards — the sorts of things now required for checking accounts: clear disclosure of terms and fees, an easy way to track transactions, FDIC insurance and protection from unauthorized transactions.

The Hobbses took some of Guarino's advice, like using a home - equity loan rather than savings to cover home repairs, and looking into long - term - care insurance.

The Department of Health and Human Services this week announced a new proposal that would expand the use of short - term health insurance plans, opening the door for more people to use the «skinny» coverage products while taking another swipe at the law known as Obamacare.

The search term I used was «car insurance.»

These people should consider using a portion of their wealth to purchase long - term - care insurance.

Many lenders will require that you take out insurance on the asset you're purchasing throughout the term of the loan when the asset being purchased is also being used as collateral for the loan.

To the fullest extent permitted by applicable law, you agree to indemnify, defend and hold harmless Daily Harvest, and our respective past, present and future employees, officers, directors, contractors, consultants, equityholders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (individually and collectively, the «Daily Harvest Parties»), from and against all actual or alleged Daily Harvest Party or third party claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses (including, without limitation, attorneys» fees and expenses) and costs (including, without limitation, court costs, costs of settlement and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected, in law or equity, whether in tort, contract or otherwise (collectively, «Claims»), including, but not limited to, damages to property or personal injury, that are caused by, arise out of or are related to (a) your use or misuse of the Sites, Content or Products, (b) any User Content you create, post, share or store on or through the Sites or our pages or feeds on third party social media platforms, (c) any Feedback you provide, (d) your violation of these Terms, (e) your violation of the rights of another, and (f) any third party's use or misuse of the Sites or Products provided to you.

They include relying on family, relying on Medicare, using personal assets, and utilizing long - term care insurance.

Rather, using credit information to make hiring decisions — or to rent apartments, set insurance terms, or extend credit — is a clear way to perpetuate inequality, poverty and segregation.

Using the term «insurance» underscores that we are in a very uncertain setting, and what we are trying to do is to manage the risks we face, not eliminate them - we are not in a position to engineer the perfect outcome.

In general, term life insurance is primarily used to replace your income and cover financial obligations that have a fixed length of time associated with them, such as a mortgage, student loans, or replacing your income while you're earning money.

Term life insurance can be used to shield your heirs from debts or make sure your spouse can maintain their standard of living.

Homeowners can use the program to reduce their FHA mortgage insurance premiums (MIP) and get better terms with their new loans.

Riders are policy add - ons and can be used to adjust the term of a life insurance policies.

I used to believe that the combination of Emergency Fund + Term Insurance + Medical Insurance + Equity Mutual Fund is enough for the complete life.

They know that we will earn a commission should they want to use a financial product that we are suggesting, such as long - term - care insurance.

When you say «payer», you are using the term in a way that belies ignorance to the proper use of the term in the medical / insurance industry — just so we're clear.

- When I use the term «payer», I'm using it as employed in medical revenue cycle management, i.e. Insurance providers are «payers»; providers of services are «providers».

The only country in the EU with potential for long - term solvency of their health care system is Germany which uses a free market health insurance system.

The term is also used by insurance companies who offer breast pumps and rentals to moms.

The term «employee» and the term «wages» shall have the same meaning as when used in chapter 21 (sec. 3101 and following, relating to Federal Insurance Contributions Act).

«These interim final regulations are necessary in order to provide rules that plan sponsors and issuers can use to determine which changes they can make to the terms of the plan or health insurance coverage while retaining their grandfather status»

Instead of using humans — who, admittedly, expect salaries, paid leave, and health insurance — to evaluate applications and decide which candidates possess or can quickly learn needed skills, companies entrust these tasks to computer algorithms, which are cheaper in the short term but lack any ability to judge what resumes and applications indicate about applicants» abilities.

This research directly responds to a 2016 pharmacoepidemiologic analysis conducted using a large German health insurance database, which identified an association between dementia and long - term PPI use; however, these findings could not illustrate that PPIs caused dementia.

I also like to see people have a 30 - day waiting period or less — thats the amount of time from when the insurance company determines that a person is eligible to use their long - term - care benefit to when the company begins to actually pay out for the benefit.

Typically it's a term used in insurance policies that excludes...

Insurance can be a dry topic and the terms used often make insurance unnecessarily comInsurance can be a dry topic and the terms used often make insurance unnecessarily cominsurance unnecessarily complicated.

Family income as I use the term here is cash income plus tax - exempt employee and employer contributions to health insurance and other fringe benefits, employer contributions to tax - preferred retirement accounts, income earned within retirement accounts, and food stamps.

When I took it to the insurance inspector, he said that (and I am definitely not using the right terms here) «a metal beam thingie that is in the front of the car is bent and needs to be straightened out».

Using this, you'll be able to see how cars of different years, make and model compare in terms of depreciation, annual taxes and fees, fuel costs, insurance rates, maintenance costs and repair costs.

The data are used to determine an individual's risk when applying for life, health, disability income, long - term care, and critical illness insurance policies.

If you have a cash value policy and can no longer afford to pay the contract's premiums but still need insurance, for example, your carrier may be able to continue insuring your life by using your policy's cash value to buy term life insurance.

A CHS specializes in an area called «living benefits» which is the term used to described disability, critical illness and long - term care insurance.

Instead of taking back the refund, you can choose other non-forfeiture options, such as using the cash to continue to pay premiums, acquire reduce paid - up insurance (using the cash to buy a reduced amount of permanent coverage) or acquire extended term insurance (keeps the coverage the same, but reducing the length of the policy)

Low - expense survivor universal life should be used for term insurance when estate tax liquidity is the problem.

As an added benefit, the life insurance death benefit of the new hybrid policy would pay off her mortgage if she passed away, assuming she didn't use the policy for long - term care.

These terms usually apply to the interest rate and are typically used to describe Insurance Annuities.

There are valid uses for both permanent and term insurance, but if it helps, I personally use term insurance and think term is probably more appropriate for most people.

While MetLife used to offer a wider variety of life insurance products, they now only offer simplified issue term life insurance to individuals.

Yes, many types of businesses — including auto and homeowners insurance companies and phone companies — are using credit scores to decide whether to issue you a policy or provide you with a service, and on what terms.

My future targets: - Emergency Fund — 2 lakhs Insurance if required any Wealth building Retirement fund — Yet to plan to invest in which Kid's education Car in 5 Years — 5 lakhs (rest will be used from Car loan; Total Value of car 7 Lakhs) Mid term goals like family vacations, home / furniture upgrade etc — 2 Lakhs in every 3 - 4 years.

Like most types of insurance, term life insurance is something you never hope to use, but it's a lifesaver, if needed.

In some states, the term «hazard insurance» is used to describe these policies.

With our easy - to - use and, dare we say it, fun quoting tool, you can easily browse current term life insurance rates and see how much investing in a policy would actually cost you.