Sentences with phrase «used measure of risk»

Loan to value ratio is the most commonly used measure of risk on a property which is obtained by dividing all debts by the current price.

Risk, when measured by standard deviation, is minimized with a 50 % allocation to the DRS.. The Sharpe ratio, which is the most commonly used measure of risk / return trade - off, is maximized at around a 70 % allocation to the DRS.

Not exact matches

Exposure is the measure of risk used in the pricing of an insurance product.

(The health system uses a number of surrogate measures along the way to make sure that their members are on the right track — for example, lowering their blood sugar if they are at risk of diabetes.)

From our definition there flows an important corollary: The riskiness of an investment is not measured by beta (a Wall Street term encompassing volatility and often used in measuring risk) but rather by the probability — the reasoned probability — of that investment causing its owner a loss of purchasing power over his contemplated holding period.

This has been the situation in Canada for the past seven years, as reflected in increasing levels of household indebtedness and elevated house prices — although, as I'll discuss later, regulatory measures have been used to mitigate the resulting financial system risks (Chart 2).3

ATLANTA — Visa and MasterCard are using security measures prone to fraud, putting retailers and customers at risk of hacking attacks by cyber thieves, The Home Depot Inc. says in a new federal lawsuit.

Duration, the most commonly used measure of bond risk, quantifies the effect of changes in interest rates on the price of a bond or bond portfolio.

«On the other hand, using the same essential measures of valuation and market action, but including periods of major economic dislocation into the dataset, produces average return / risk inferences that are substantially less favorable.

Portfolio risk is measured using standard deviation, which is a statistical measure of how much a return varies over an extended period of time.

In addition, the HRC has expanded the use of long - term Performance Share awards to a broader group of management and has added for 2012 an additional risk - balancing performance measure to reduce the awards in the event of poor absolute financial performance.

Multipliers are frequently used in offsetting to compensate for the risk of failure of the offset measures and the time lag between when negative impacts of the development project are felt and the positive impacts of offsetting come to fruition, often a period of many years.

Lenders use these three - digit numbers to measure the level of risk associated with a certain borrower.

We measure risk using standard deviation, which measures how close together or far apart the annual returns of a portfolio are.

We used a subset of risk - adjusted return measures that, in my mind, were low hurdles to beat.

Part 4 of our series on managing risk, «Cut your risk and boost your return — use the right ratios,» described how many risk measures suffer because they only look backward.

One example of risk - control is to use call options, placing the strike price at about the level where a breakdown in trend - following measures would be expected to occur, which provides a natural «contingent exit» if prices deteriorate further, particularly if they deteriorate abruptly.

In a richly valued market, that sort of risk control is most appropriately established using call options having a strike price situated at about the point where various trend - following measures would turn negative — what is known in finance as a «contingent position» because the position creates its own exit if the market deteriorates further without an interim recovery - and particularly if it deteriorates abruptly.

«The riskiness of an investment is not measured by beta (a Wall Street term encompassing volatility and often used in measuring risk) but rather by the probability — the reasoned probability — of that investment causing its owner a loss of purchasing - power over his contemplated holding period.»

Rather simple, when you ponder it a while» Frank Martin «I think volatility is so widely used as a risk - metric simply because it is easy to measure, not because it is a good gauge of risk of permanent loss of capital.

CLTV is commonly used to measure the risk of lending a second mortgage to someone.

We too think that Rick and Kay Warren's use of SLOW / STOP to capture risk - reduction (SLOW) and risk - avoidance (STOP) measures is masterful and includes, of course, the critical ABC (Abstain, Be faithful, use Condoms) behaviors.

You can generally measure economic risks using quantitative variables showing the development of the country as well as its potential weaknesses and risks.

Managers can measure political risk using quantitative and qualitative factors describing the political system in a country; e.g., repetitive government / parliament elections before the end of their term, potential internal and external conflicts, ethnic structure diversity, history of the country, non-democratic political system, weak legislative power of the parliament, corrupted authorities, etc..

One of the more commonly used risk measures is standard deviation.

The definition of low risk used in the cohort study was based on criteria contained in the NICE Intrapartum Care Guidelines.11 The primary clinical outcome was a composite measure of adverse perinatal outcomes encompassing perinatal mortality and specified neonatal morbidities (box).

Incorporating the International Code of Marketing of Breastmilk Substitutes and relevant resolutions of the World Health Assembly as a risk reduction measure to minimize the unnecessary use of infant formula and protect breastfeeding,

While great progress has been achieved in recent years in preventing child occupant deaths and injuries, and increasing the correct use of child safety seats, booster seats and safety belts — thanks in no small measure to the tireless dedication of NHTSA and its many partners in the child passenger safety community — more work needs to be done to protect child occupants who remain at heightened risk.»

The good news is that recent studies are revealing that when all doesn't go as planned, positive impacts can be made on baby's flora and intestinal health with the use of probiotics and other healing measures, thereby reducing later risks of many chronic diseases.

(1) in collaboration with FAO, and taking into account the work undertaken by the Codex Alimentarius Commission, to develop guidelines for clinicians and other health - care providers, community health workers and family, parents and other caregivers on the preparation, use, handling and storage of infant formula so as to minimize risk, and to address the particular needs of Member States in establishing effective measures to minimize risk in situations where infants can not be, or are not, fed breast milk;

Can you use someone's level of social support as a predictive measure of how at risk the mom is of suffering from postpartum depression

«Protecting our children from the hazards of lead common in pre-1978 housing has been a high priority of my administration; and while it may take years to provide adequate lead safe housing in our community, there are measures we can take now to reduce children's risks of lead poisoning, including insisting that rental property owners replace or repair older windows and chipping and peeling lead paint and ensuring the work is performed by EPA certified contractors using lead safe work practices,» Picente said.

This delay in recognition can place authors of «high risk / high gain» papers at a disadvantage in the contest for funding and career advancement, because their work does relatively badly on the «classic bibliometric measures» of article impact that generally «use short citation windows» of only a few years, the authors note.

Sacks says the techniques his team used to measure the levels of the two HDL subclasses, which Harvard is patenting, could lead to more precise tests to evaluate heart disease risk and treatment response.

«We used it as an indirect measure of fat quality and found that lower numbers were linked to greater heart disease risk.»

In the study, Olshansky and colleagues use the number of steps taken daily — a measure collected by almost all wearable sensors — and show how, using scientifically verified formulas, the step data can be translated into measures of health risk.

Researchers used accelerometers to measure the daily physical activity of participants, all of whom are in late middle - age and at high genetic risk for Alzheimer's disease, but presently show no cognitive impairment.

Reducing emissions through energy efficiency With respect to its own multibillion - dollar portfolio of drilling operations, refineries and pipelines, Exxon Mobil said it «addresses the risk of climate change in several concrete and meaningful ways,» including through energy efficiency measures, deployment of less carbon - intensive technologies at its facilities and even the development of products that help consumers use energy more efficiently.

Researchers have previously used environmental measures to map areas most at risk of yellow fever outbreaks.

The potential risk is greatest, the Bain report states, to schools that are «not a top - ranked institution,» whose «financial statements don't look as good as they used to,» and that «have had to take drastic measures» to improve the bottom line, such as raising tuition, reducing standards of admission, and cutting aid to students and numbers of faculty.

To measure risky online self - presentation the research team, which also included PhD student Clara Cutello, Dr Michaela Gummerum and Professor Yaniv Hanoch from the School of Psychology, designed a risk exposure scale relating to potentially inappropriate images or texts, such as drug and alcohol use, sexual content, personal information, and offensive material.

The risk of mountain rock falls in regions with sub-zero temperatures, such as the Swiss Alps and parts of Canada, could be better predicted by using technology which measures «tiny earthquakes» — according to a group of international experts.

For the study, researchers measured the level of calcium in the coronary arteries during stress testing using two common diagnostic tests — positron emission tomography, or PET, and computed tomography, or CT — to determine a patient's risk of heart disease.

The study examines the methods used to measure the risk of an individual being radicalised.

Using these three measures, levels of risk are generated for each population — low risk, medium, medium - high and high risk.

Other measures such as cognitive (i.e. IQ) ability, early linguistic skills, measures of the environment such as socio - economic status, and whether there is a family member with reading problems or dyslexia are all common early factors used to assess risk of developing reading difficulties.

The first survey evaluated an initial set of items measuring experiences, and the second was used to re-evaluate the experience items and to measure tornado risk perceptions.

Using a standard measure called the Framingham cardiovascular risk score, the Duke researchers estimated the «heart age» of their participants, based on blood pressure, cholesterol levels, blood sugar and smoking habits.

Scientists used a type of magnetic resonance imaging (MRI), known as diffusion weighted imaging, to measure the brain connectivity in 260 infants at the ages of 6 and 12 months, who had either high or low risks of autism.

«This is the largest study addressing the association of gum disease and cancer risk using dental examinations to measure gum disease prior to cancer diagnosis,» said first and corresponding author Dominique Michaud, Sc.D., professor of public health and community medicine at Tufts University School of Medicine.