Sentences with phrase «users as smokers»

Not exact matches

The research informs an ongoing debate as to whether e-cigarettes are effective aids for smoking cessation, promote uptake by non-tobacco users, discourage cessation via dual use of cigarettes and e-cigarettes, or encourage relapse to cigarette use among former smokers.
If nicotine is detected in your medical exam, most life insurance companies will classify you as a tobacco user and offer you smoker rates.
This is because they do not rate chewing tobacco users in the same class as smokers.
William Randolph Hearst began printing outlandish stories with headlines such as «Marijuana goads user to blood lust» and «Hotel clerk identifies Marijuana smoker as gunman».
Smokers and tobacco users are going to pay minimum, twice as much for their insurance coverage compared to what a non-user is going to pay.
Even such conditions as heavy alcohol users and even the Marijuana smokers.
Smokers: Tobacco users are twice as likely to die as non-tobacco users while they are insured for life insurance.
A life insurance company can offer a specific smokeless tobacco user category, which will have considerably lower premium rates as compared to the rates charged for regular smokers.
For example, while every company classifies a regular cigarette smoker as a «tobacco user,» some companies may make exceptions for people who only smoke the occasional cigar or two and offer nonsmoker prices, which will often cut your price nearly in half.
The agent at AIG Direct also told me that most other carriers (or at least the ones that work with AIG Direct, a full list of which is unavailable on their website) will accept social marijuana users, but give them the same rates as tobacco smokers.
If the FDA settles on the tobacco classification as widely expected, then e-cigarette users will technically still be considered smokers.
In fact, smokers are going to pay twice as much versus what a non-tobacco user is going to pay for the same sized plan.
Another reason this company is so fantastic is it consistently ranks as one of the most affordable life insurance companies for smokers and non tobacco users alike.
If nicotine is detected in your medical exam, most life insurance companies will classify you as a tobacco user and offer you smoker rates.
Once again, Banner Life Insurance Company comes in as one of the top life insurance companies for smokers and tobacco users.
This is because they do not rate chewing tobacco users in the same class as smokers.
Compared with boys, the prevalence of smoking and alcohol use is relatively low in Taiwanese girls (OR = 5.5 and 5.8, respectively, girls as the reference group).34 Female smokers or alcohol users may be more pathological and have a lower threshold for DSH / SA.
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