Sentences with phrase «uses of insurance policies»

Examine the types and uses of insurance policies, and how you could apply them to your own family's goals.

The major use of insurance policy is at the time of biggest family crisis.

Not exact matches

To «go on claim,» insurance - speak for using the benefit, you must be unable to perform at least two «activities of daily living,» such as bathing, dressing, feeding and toileting, for most policies.

You'll recall that the heart of RudyCare is a $ 15,000 tax deduction — not exemption — for families that they can use to buy their own insurance policies.

Life insurance policies aren't only for personal use to protect your family in the event of your death.

A life insurance policy loan is just a loan from the insurer in which the cash value of your policy is used as collateral.

Students renting an off - campus apartment — like anyone else — should purchase a renters insurance policy to cover their belongings, give themselves personal liability protection and loss of use coverage.

Roommates are excluded from all renters insurance policy coverages including personal property, liability and loss of use — in the event a rental becomes uninhabitable.

The organization also aims to contribute to the creation of a system or set of systems that would allow people to automatically pay for the use of both ride - sharing and car - sharing vehicles; for the insurance policies covering those vehicles; for the energy that those vehicles consume and the pollutants that they emit during a trip; and for traffic that the commuter contributes to by traveling during peak hours.

This type of insurance policy is used for conventional home loans (that are not insured by the federal government).

To compensate for this lack of «real address», lenders use dummy information based on probable loan data including sample purchase prices, sample real estate tax bills common for the area, and sample homeowners insurance policies and / or homeowners association assessments, where applicable.

In later life stages, permanent life insurance may offer, depending on the type of policy, the opportunity to accumulate cash value on a tax - deferred accrual basis, money that can be used for diverse needs.

Riders are policy add - ons and can be used to adjust the term of a life insurance policies.

Online Activity in the Life Insurance Purchasing Process Beyond leveraging social media, 87 percent of consumers indicate that during the purchase process they would use the internet to research life insurance, regardless of how they purchase theiInsurance Purchasing Process Beyond leveraging social media, 87 percent of consumers indicate that during the purchase process they would use the internet to research life insurance, regardless of how they purchase theiinsurance, regardless of how they purchase their policy.

The death proceeds from the key employee life insurance policy may be used in a number of ways.

Right, if the owner of a company is a member of a religion that doesn't believe in using medicine at all do they have the right then to provide only an insurance policy that covers prayer?

A medical insurance policy is a way of facilitating and funding the use of certain products and procedures.

I used to think this was a form of compensation, a kind of insurance policy for a bad grade or a poor paper.

In an older day, insurance policies used to express this idea when they spoke about natural catastrophes and other such happenings as «acts of God.»

Costs for providing additional services like contraceptives will be passed on to ALL consumers of the insurance policy, whether they use contraceptives or not.

The guide uses best practices from multiple sources including industry, academic and government experts to address water conservation and efficiency, water quality protection, soil conservation and management, air quality protection, human resource management, energy conservation and efficiency, integrated pest management, weather monitoring and preventive planning, selection of appropriate insurance policies and tools, and proactive business planning and management.

Experience in Oregon in the USA where assisted dying has been legal for 15 years shows that the law works safely and that dying people take comfort from having the «insurance policy» of the choice of an assisted death, whether or not they actually use the law.

The Indigent Care Pool (ICP) was created under the 1996 Health Care Reform Act as a means of reimbursing hospitals for care provided to patients without health insurance, using funds raised by the state's taxes on health insurance policies along with federal aid.

G: Well, of course there's egg freezing, which will have its greatest use as an insurance policy for women undergoing chemotherapy.

Schneider says that's a cheap insurance policy to limit «the use of the atmosphere as a free sewer.»

Using green bonds and modified insurance portfolios If the top financial layer includes big institutional investors and banks, then a second tier of untapped finance lies with insurance companies extending policies to the most vulnerable populations in the developing world.

We have elaborated upon these principles with respect to current policy debates on the uses of predictive genetic test results in health insurance, and present these ideas below:

EGG freezing looks increasingly promising as an insurance policy for women who need or want to delay having children, according to the first systematic monitoring of success rates for IVF using eggs that were frozen then thawed out.

They are our «insurance policy» against unforeseen disasters and, used sustainably, they also offer many of the best solutions to our most pressing challenges.»

The new study «Risk Assessment of Semi-Autonomous Vehicles Using Driver Behaviour Risk Analysis: A Paradigm Shift in Motor Insurance,» which will be presented by author Cian Ryan at the Society for Risk Analysis conference, June 19 - 21 in Lisbon, Portugal, at the Calouste Gulbenkian Foundation, proposes how risks might be governed and policies constructed using the enormous reams of data that driverless vehicles will supply the automotive insurance maUsing Driver Behaviour Risk Analysis: A Paradigm Shift in Motor Insurance,» which will be presented by author Cian Ryan at the Society for Risk Analysis conference, June 19 - 21 in Lisbon, Portugal, at the Calouste Gulbenkian Foundation, proposes how risks might be governed and policies constructed using the enormous reams of data that driverless vehicles will supply the automotive insurancInsurance,» which will be presented by author Cian Ryan at the Society for Risk Analysis conference, June 19 - 21 in Lisbon, Portugal, at the Calouste Gulbenkian Foundation, proposes how risks might be governed and policies constructed using the enormous reams of data that driverless vehicles will supply the automotive insurance mausing the enormous reams of data that driverless vehicles will supply the automotive insuranceinsurance market.

In a related commentary, Paul B. Ginsburg, Ph.D., University of Southern California, Los Angeles, writes: «There is broad consensus among physicians, hospital and health insurance leaders, and policy makers to reform payment to health care providers so as to reduce the role of fee for service, which encourages high volume, and instead to use systems that reward better patient outcomes, such as bundled payments for a population or for an episode of care.»

A study published in the International Journal of Obesity showed that nearly half of people diagnosed as obese using BMI measurements are actually healthy, leading some to believe that there is no value of a BMI measurement at all, except for life insurance policies to increase premiums.

As mentioned above, some districts have not yet been able to use their new powers because of unexpired collective bargaining contracts or insurance policies, so there are more savings to be had.

Many insurance policies limit compensation for collision repair through the use of aftermarket collision parts.

When a covered loss prevents you from using your home as a residence while repairs are made, Arkansas renters insurance policies have another type of coverage that can respond.

This is when Coverage D in your home insurance policy kicks in, better known as loss of use (LOU) or additional living expenses (ALE) coverage.

This type of insurance policy is used for conventional home loans (that are not insured by the federal government).

In a nutshell, while most whole life insurance is fixated on maximizing the death benefit of a policy and just allowing cash values to grow over time, strategic self banking focuses on maximizing life insurance cash values, so the whole life insurance plan can be used strategically as a savings and personal financing vehicle for the purpose of recapturing your cost of capital incurred when having to deal with third party lenders or using your own cash.

Using quotes from three of the largest motorcycle insurance carriers, we ranked the 37 cheapest places to own a policy in Connecticut.

Loss of use is another benefit in your Phoenix, AZ renters insurance policy.

You can use this coverage to supplement all of the policies through which you currently have liability insurance protection.

In this situation, smoke damage and loss of use would likely have been a covered loss under the personal property coverage on each resident's Texas renters insurance policy.

Instead of taking back the refund, you can choose other non-forfeiture options, such as using the cash to continue to pay premiums, acquire reduce paid - up insurance (using the cash to buy a reduced amount of permanent coverage) or acquire extended term insurance (keeps the coverage the same, but reducing the length of the policy)

Even if you have a flood insurance policy, you could only use flood insurance for any personal property that was destroyed in your car as a result of a flood — not the car itself.

As an added benefit, the life insurance death benefit of the new hybrid policy would pay off her mortgage if she passed away, assuming she didn't use the policy for long - term care.

While we can't in good faith use the word «free» in reference to insurance, what we can say is that you can get such a significant discount on both your renters insurance and your auto insurance that you end up saving more than the yearly cost of the renters insurance policy!

Policies such as variable universal life insurance combine components of the above, blending the investment flexibility of variable life with the ability to use the cash value to pay monthly premiums offered in universal life.

Universal life insurance is essentially a version of whole life insurance but with the added flexibility of using the policy's cash value to pay for premiums.

A life insurance policy loan is just a loan from the insurer in which the cash value of your policy is used as collateral.

401 (k) loans or life insurance policy loans: Using these types of loans may help you pay off your debt, but they may create other financial issues.