Sentences with phrase «using credit wisely»

They want borrowers to know the importance of saving, living below their means, using credit wisely, making timely payments, and avoiding fees.

Personal financial management course designed to help you construct a post-bankruptcy plan for financial stability and success (includes tips on budgeting, money management, and using credit wisely)

Using credit wisely means never putting more on the credit card than you can afford to pay off when the bill arrives.

Your debt education course has useful information about using credit wisely such as paying the balance in full at the end of each month.

Other features in financial education include improving spending, budget and expense guidelines, instructions for a creating a budget (a / k / a spending - plan) with a one - page budget form, and helpful information on increasing savings and using credit wisely.

The basics are you need to worry about right now, including paying bills on time, keeping your expenses under control and using credit wisely.

Finally, take the long - term approach: using credit wisely and making your loan payments on time from now on.

Young people do need to learn about using credit wisely.

Eliminating what you owe to get out of debt, using credit wisely to stay out of debt and saving for the unexpected are all part of a responsible money management plan.

Once everything is accurate and up to date, you can focus on fixing your finances, saving money, and using credit wisely — and watch your score soar to new heights!

So, next year work on using your credit wisely so you can have the banks give back to you through rewards and benefits, rather than you paying the bank.

Learn Now or Pay Later covers important topics such as building a spending plan, establishing short - and long - term financial goals, reading credit reports, understanding credit scores, and using credit wisely.

Note: Even if you aren't applying for the Student Credit Card at this time, this online Credit Responsibility course can still provide the invaluable lessons of using credit wisely.

Owners need to dedicate the time and effort into ensuring the business is living within its means and using credit wisely.

Living within your means by using credit wisely is the first step in gaining freedom from debt.

Because using credit wisely can be very helpful over the course of your lifetime.

Parents must take the responsibility for using credit wisely as well as for teaching their children to do so when they become old enough.

Nonprofit organizations in every state counsel and educate people and families on debt problems, budgeting, and using credit wisely.

The building blocks of smart money management include budgeting, paying bills, using credit wisely and building a positive credit history.

«Savvy travelers can really save a lot of money by using credit wisely», said Charles Tran, founder of CreditDonkey.

There are distinct advantages to using credit wisely (not to mention that, as your credit history improves, some of your expenses could also go down as a result).

Using credit wisely and working to correct past mistakes will pay off in the end.

Using credit wisely, paying your bills, and opening credit lines only when you need them is super important to maintaining a high credit score so that you can still access credit when you need to.

Since becoming an authorized user can make such a big difference, it's essential that you choose someone who has great credit and will continue to use credit wisely.

Money management isn't as hard as it seems, especially for kids who learn early in life how to save, spend, and use credit wisely.

Credit Stacker simulates the credit reporting and scoring system to help students better understand how to use credit wisely.

You can not rewrite your credit history but you can try to create a brighter credit future if you regularly check your credit report and use your credit wisely.

Use your credit wisely, and it can bolster your credit score, qualifying you for mortgages, auto loans and other credit accounts at the lowest interest rates and best terms.

During the consolidation process they will also teach you how to use credit wisely and how to budget better to prevent you from falling into more debt load.

With it, you can accumulate reward points over time as you spend, but you'll also receive additional rewards when you use your credit wisely.

In response to the bad economic times and tight budgets, Citi quickly introduced a credit card that rewards you if you use credit wisely.

During these sessions, your trustee will help you to make a plan moving forward; to rebuild your credit and to use credit wisely.

If you want restrictions removed, use the credit wisely and be open about the account with your parents.

Your counselor helps you develop a budget, provides information about how to manage money and use credit wisely, and gives you additional resources for managing your personal finances.

A common complaint of many adults burdened with high credit debt is that they never learned to use credit wisely.

Since I use my credit wisely, do the math.

A high utilization rate is not a good indicator that you can use credit wisely and will damage your credit score

This can be a real problem for consumers who do not use credit wisely.

You need to use credit wisely.

These sessions provide you with useful information and tools about how to prepare a budget, how to manage your money and use credit wisely so you can avoid making the same mistakes in the future.

Use your credit wisely.

If you were to simply cut up all your cards and refuse to use credit, you wouldn't get a chance to show that you can be trusted to use credit wisely and repay debts.

But that doesn't mean you can't use credit wisely and have a great credit score.

If you follow the rules and use credit wisely, it's possible to use credit cards and their generous signup bonuses to your advantage over and over again.

Boosting credit after a discharged bankruptcy — A Chapter 7 bankruptcy will stay on your credit years after discharge, but if you make payments on time and use credit wisely, your score will start to increase... (See Discharged)

Adds O'Neil: «It's designed to get people to use credit wisely.»

«Quite frankly, it makes little sense to me... I would be courting those that have used credit wisely, not hindering them as customers.

Use your credit wisely, and it can bolster your credit score, qualifying you for mortgages, auto loans and other credit accounts at the lowest interest rates and best terms.

Not exact matches

Staying up to date with payments on the accounts you have and using your credit card wisely will help you maintain a good credit score and may increase your chances of receiving a personal loan.

The key to using a credit card wisely is to make small purchases and only spend what you can pay off each month.