Sentences with phrase «using debt increases»

Not exact matches

Their newest paper uses historical data from multiple countries to show that an increase in the ratio of household debt to gross domestic product over a three - to - four - year period predicts a decline in economic growth.

Whether you're having trouble landing new clients, or are dealing with the unforeseen consequences of overlooking important startup costs, the fact remains that the only solution is to take aggressive and calculated action in order to reduce expenditure and increase the availability of income so that it can be used to make crucial investments and pertinent debt repayments.

«Neither the Treasury Department nor the Federal Reserve believes that the law can or should be used to facilitate the production of platinum coins for the purpose of avoiding an increase in the debt limit,» he said.

Debt: Taking on debt raises risk: Interest charges increase your company's break - even level, there's the possibility of foreclosure if the lender can't be paid, and principal and interest payments soak up cash flow that could be used in stressful tiDebt: Taking on debt raises risk: Interest charges increase your company's break - even level, there's the possibility of foreclosure if the lender can't be paid, and principal and interest payments soak up cash flow that could be used in stressful tidebt raises risk: Interest charges increase your company's break - even level, there's the possibility of foreclosure if the lender can't be paid, and principal and interest payments soak up cash flow that could be used in stressful times.

Caesars Entertainment was taken private in one of the largest and ill - timed leveraged buyouts in history, and the company has struggled under the weight of the debt used to finance the move along with increased competition as more jurisdictions legalize gambling.

April 23 (Reuters)- Barrick Gold Corp reported a slightly better than expected increase in first - quarter adjusted profit on Monday and said it was done selling assets to cut debt and would instead use funds from any future sales to boost growth or pay dividends.

We used this cash to further reduce net debt and increase returns to shareholders through higher dividends,» Chief Executive Andrew Mackenzie said in a statement.

[108] Upon learning how the plan would work, New Jersey native residents railed against it, comparing it to using one credit card to pay off another, pointing out that it would create hardship for commuters and noting that it would actually increase the state's $ 32 billion debt.

The so - called «debt - resource - hypothesis» suggests that high indebtedness leads to increased natural resource exploitation as well as more unsustainable patterns of resource use (Neumayer 2012).

4.7 percent to C$ 57.13 since Boston - based Highfields said May 1 it had increased its stake to 4 percent and met with the company to recommend using debt to fund «capital return» and halting a push into the U.S..

According to several lenders, borrowers may see their FICO score increase by about 20 points three months after consolidating their credit card debt using an installment loan.

You can increase competition with anti-trust enforcement, and regulate natural monopolies and both (in the case of the newly merged Time Warner Cable), create greater transparency of prices, use government purchasing power, restore previous price controls (and please a federal usury law at no more than 15 %, to prevent debt bubbles of higher inflation).

You'd think that corporate debt would grow in proportion to total sales, as this additional debt is used to fund investments in productive activities that create more sales and contribute to the economy, and that higher sales, and presumably higher earnings would create a proportionate increase in the value of the company, and thus in its stock price, and that they all go up together, not in lockstep but over time more or less at the same rate.

Second, even if the bank did not own SIV debt, the use of the back - stop facility by the SIV meant that the leverage ratio of the sponsoring bank was suddenly increasing - even if the bank did not consolidate the SIV on its balance sheet at the time.

But, if you use it to get deeper into debt, you may regret asking for a credit limit increase in the first place.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

The crisis in 2008 forced bankers like Ben Bernanke into using some ideas that radically increased the amount of debt in the system, but these policies create risks which we probably don't fully comprehend.

U.S. households use about 8 % of their income to either pay off debt, or increase savings — or sometimes both at the same time, as in the typical case of a mortgage payment.

Generally VOD uses their FCF to increase their dividends, buyback their own stock, acquire other companies, or pay down debt

As a result, the Senate bill increases the debt by $ 1.4 trillion using conventional scoring but sets up a potential true cost of up to $ 1.9 trillion, or $ 2.2 trillion including interest, assuming expiring policies are continued and certain future tax hikes are ignored.

Using «status quo» assumptions for future increases in official national debt and crude oil, and a collapsing Dow Jones Industrial Average, (similar to the collapse of 2008) I created the following graph of «calculated silver» prices for the next several years.

Keep in mind that some people will use a balance transfer initially and will refinance the remaining debt into a consolidation loan after the introductory period expires and the rate increases.

That reinvestment may be used to fund acquisitions, build new factories, increase inventory levels, establish larger cash reserves, reduce long - term debt, hire more employees, start a new division, research and develop new products, buy common stock in other businesses, purchase equipment to increase productivity, or a host of other potential uses.

Paul Esajian of Fortune Builders differentiates between the two in this way: «Any debt that is used to add value to your business or increase revenue can be seen as good debt.

«Granted, this may increase costs in the short term, but a well - thought - out marketing plan can increase your profits, which in turn, can be used to pay down debt,» Zoho writes.

For example, if a home buyer uses an FHA loan that results in only a minimal increase in housing payments, then a higher debt level might be allowed.

Oh yeah, as the country heads towards a debt we can not recover from, crime and drug use escalation, failing education system, increasing unemployment rate, lets solve all these problems ourselves.

An adoption of this method would also affect existing incentive structures within the international financial system as the risk of repudiating illegitimate debts would cause creditors to lend with increased caution, exercise due diligence and implement policies that encourage transparency of how the funds are used.

But Ms Stocking added: «The UK government must use its influence to ensure that G8 countries deliver both debt cancellation and increased aid if they are to make poverty history.»

Despite increase in our debt profile, it is still believed that Nigeria can borrow from the International financial institutions and use it to reflate the economy by quickly taking the advantage of the credibility of President Muhamadu Buhari which is a good leverage because some international financial institutions are ready to lend us money for infrastructural development.

That is the discussion that we are holding now, to see how we can use the proceeds from lean gas and from other gas sources to finance any infrastructure that is built and not put the load for such infrastructure on the tax payer and increase public debt,» Mr. Terkper noted.

«The Tory plan is clear: use inflated fears of a debt and monetary crisis to justify massive public spending cuts and an increase in VAT now; blame it all on Labour's management of the economy; and use the resulting war - chest to cut income tax before the next election,» wrote Mr Balls.

«To sponsor the Ghana Premier league with capital injection of one million dollars each season, to remove Airport Taxes, to remove utility bills paid by university students living on campus, to increase and give Ghanaians high quality infrastructure nationwide, loans from Western World will be abolished, Woyome will pay back our money, continuation of Mahama projects and we will use our oil wealth income to clear all Ghana's debt.»

Because the last few tax cuts have followed financial crises, poorer people may have used the extra income to increase their cushion by building up assets or paying down debt.

«Debt can be beneficial when it's used to buy something that increases in value, especially if the money can be borrowed at low fixed rates and with a tax advantage,» says Ken Robinson, a certified financial planner from Cleveland, Ohio.

Over recent years, many female college students have been taking a somewhat controversial approach to paying off their ever - increasing student loans and debts: by using sugar daddy dating apps to help them connect to sugar daddy dating sites.

A. Districts may use base funding to pay off debt and for salary increases.

For more detail on the use of LCFF funds for each of these purposes, please see the ACLU and Public Advocate memos around paying off structural debt and salary increases.

An increase in your open to buy may set you up for failure when you use a student loan to pay off credit card debt.

Settle your balances as fast as you can (in this phase, your score may go down in the beginning, but as your debts are «paid off», one by one, your «debt to income ratio» DTI will improve) + re-establish new credit and start paying your new bills on time every month (use and pay every month) = credit score and credit limits will start to increase and improve

That would theoretically drop your credit score provided that you do not use your increased credit limit to take on more debt using credit cards.

Look for ways to increase your income, and you can use that extra money to improve your financial situation by paying down debt and increasing your income.

The first part says «In each of these surveys, roughly 50 % of survey respondents indicated that they now engage debt settlement providers as part of a strategy to locate collection accounts and increase collections through the use of these third party service providers.»

According to several lenders, borrowers may see their FICO score increase by about 20 points three months after consolidating their credit card debt using an installment loan.

For example, if a home buyer uses an FHA loan that results in only a minimal increase in housing payments, then a higher debt level might be allowed.

You should learn about things like living within your means, using debt responsibly, saving for retirement and increasing your income, if necessary.

The big problem with this is that people will then use these mental gymnastics to justify financing a renovation — and take on debt today, in order to increase your home's value tomorrow is not financially savvy (particularly with rates poised to rise, which will prompt a cooling housing market and declining housing prices).

Asset - backed debt — loans secured by a potentially appreciating asset, such as real property, an RRSP, or a stock portfolio — can be a great way to use leverage to increase a person's net worth.

These debt shifting and reduction techniques should enable you to increase your score enough to qualify for a refinanced mortgage, and then use those lower interest funds from the refi to pay off the remaining card debt and raise your score even higher.

Using a personal loan for longer - term financial scenarios, like paying down debt or home improvements, are the more practical options, since the former is about improving credit in the near future; the latter, increasing equity.