This era of easy credit - combined with the
use of «
innovative»
financial instruments, which relaxed mortgage standards, concealed risk, and enabled the mass packaging and sale of these securities - gave rise to the U.S. housing bubble.
The Top Agent Wealth Building Initiative will focus on
using innovative technology and wealth productivity education to provide high income earning Hispanics in the housing industry with the awareness, tools and incentives needed to achieve multi-generational wealth through the reduction of debt, increase of savings and the diversification of net profits into
financial instruments such as 401 (k) s, SEP IRA's, stocks, bonds, insurance and mutual funds.