Sentences with phrase «using their credit cards as»

This is due, in part, to the fact that many people like to have the option of using their credit cards as payment.

To be clear, it is okay to use credit cards as long as you pay them off every 30 days.

While traditionally, we viewed higher - income consumers as using credit cards as a transaction channel, thereby being more focused on rewards and lower - income consumers using cards as a loan channel, carrying a balance and being more focused on rate.

If you do find that you're using the credit card as a crutch, this method might lead you down a dangerous financial path.

· Use a credit card as an asset — Most people I encounter use their credit card to frivolously spend on things their regular income stream (s) can't cover.

Using a credit card as debt consolidation of medical bills means that you convert a possible installment arrangement into a revolving account.

You use the credit card as if it were your own, but you aren't legally responsible for the debt.

Using credits cards as a form of passive income is a fantastic idea.

Have you been using your credit card as your financial lifeline and it's caught up with you?

I personally try to use my credit card as much as possible because it actually rewards me.

Millions of Americans use credit cards as their primary way of purchasing items.

Instead of using credit cards as a way to just get more «stuff» that you can't afford, how about using it in a way that will boost your credit score and help your overall financial standing.

If you imagine more cash flowing out whenever you pull your card out at a cash register (than if you simply used cash), maybe it will deter you from using the credit card as often.

When a bank issues a credit card, a revolving credit line is created for the customer and this line of credit may be used by the card user to make purchases or to get cash advances (using your credit cards as ATM cards) when using the card.

Using a credit card as an emergency fund is not a good idea.

Avoid using the credit card as much as you can and cut down on impulse shopping to a bare minimum.

I love using credit cards as I can get up to 3 % cash back of what I spend however I have seen many people who just can not control their credit cards habits.

I agree with you over most of these advantages, but I really can't stand the idea of using a credit card as an emergency fund.

However, if you intend to use your credit card as a payment tool and pay for the balance in full every month, then you may disregard the interest rate.

Use your credit card as needed.

While we understand that a credit card is convenient and sometimes necessary, we strongly advise against using any credit card as a way to balance your budget.

In theory, it's nice to have the backup resource of a credit card for things you need, using your credit card as an extension of your income is dangerous territory.

Many people do not use credit cards as they would cash and also don't abide by the principles of delayed gratification.

This type of consumer is usually financially stable and is using their credit card as a means to earn rewards.

Again, I'm not afraid of using credit cards as I've fixed my spending problems.

For last few years she is using our credit cards as authorised user.

If you are still using your credit cards as you are trying to pay off your debt, you will only sabotage your own efforts.

Pay in full borrowers use their credit card as a payment convenience so they don't have to carry cash but are not using credit cards as a source of borrowing.

The typical scenario is that of a credit card user who, for one reason or another began to use credit cards as a borrowing tool, rather than a payment tool.

But for someone making just $ 21k, using a credit card as an EF can start them down a debt spiral.

If your bank won't give you a low - interest account with a small overdraft, then use your credit card as your emergency fund.

Talk to your parents about how best to use a credit card as a high school student.

This can be especially serious if, like me, you use your credit cards as part of your overall financial planning.

Create a plan, and stick with it, tracking your spending, and not using your credit cards as an excuse to spend more than you should.

Using a credit card as a payment method has many benefits, but this service may come with fees.

Using your credit card as overdraft protection on a checking account or using a convenience check both count, too.

Using a credit card as a payment method has many benefits, but this service may come with fees Most credit card fees are very easy to avoid and knowing about these fees beforehand is...

You should remember to not use your credit card as a crutch.

Just use your credit card as you normally do, always pay your balance in full, and these miles come without any cost.

We've used credit cards as an example, but this philosophy works just as well with car loans, student loans, or mortgages.

«Transactors» are far less profitable because they simply use their credit cards as convenient tools for making purchases and possibly earning rewards.

But if you feel you're using your credit cards as a crutch or as a way to spend beyond your means more often than not, then hide them until you've paid off what you owe and you've smartened up about how to use them properly.

Many Colorado consumers use their credit cards as often as they can with the goal of earning cash back and rewards.

Some people use a credit card as a total replacement for cash and checks — nearly all their expenses go on the card.

The objective is to use your credit cards as a way to build a high credit score.

If you have a big emergency, then you can use your credit card as a backup, but it comes at a cost.

I used the credit card as a tool to earn rewards, but only because I could pay it off in full.

I do know some people use their credit cards as emergency funds.

I've toyed with the idea of using my credit card as my emergency fund but like you, I've been in debt before and would rather not take the chance of going down that road again.

Also, I no longer use credit cards as I'm not good with them.