Sentences with phrase «using their credit cards regularly»

If you use a credit card regularly, such as in business for example, whereby your company reimburses your expenses, then a reward credit card is likely the best type for you to have — so long as you pay the bills when your company pays you for what you have spent!

Pay your bills on time, be wary of getting too close to your credit limit (expert advice: don't ever exceed 30 % of your total credit limit), and use your credit card regularly for a long period of time.

If you are disciplined and can stick to a strict spending plan, you can safely use your credit card regularly.

In addition, using your credit cards regularly for items such as food, gasoline, and utilities, could be a sign that your monthly budget needs reviewing.

This is particularly useful if you're a frequent flyer, and if you use your credit card regularly you'll soon have accumulated a fair few points.

Using your credit cards regularly and paying them off in full each and every month is a surefire way to boost your score.

It's important when it comes to raising your credit score that you use your credit cards regularly, but it's equally important not to overuse your credit cards.

Use these credit cards regularly, but pay them off in full each month.

However, I do use a credit card regularly for points / discounts.

Not exact matches

Once you get a business credit card, use it regularly to make business purchases and pay the bill on time — ideally in full — to build a history of using it responsibly.

The good news is, if you use a secured card regularly and always pay on time, your credit score can start to increase as you build your length of credit history and history of positive payments.

If you regularly use a rewards credit card to pay for things, you can use the points or cash back you earn to make a donation to your favorite charity.

Using them regularly and being sure to pay off the bill can help build your reputation with that particular credit card company, but it won't really make any difference for your credit score.

Go through your wallet with a critical eye, taking out things like credit cards you aren't using regularly.

As you read above, it is almost always best to keep your credit cards open, even if you don't regularly use them.

Most rewards based cards come with an annual fee, so if you don't think you'll use it regularly to offset the charge, go with just a regular credit card.

As long as you're using your credit card responsibly, you can use it regularly to rack up points that you can use to save on airfare.

A related use of the word in the area of credit cards defines churning as the practice of regularly opening accounts to score sign - up bonuses, miles and other rewards.

If you open a credit account in a store you barely frequent, it will do your credit history more harm than good if you don't use the card regularly.

Using a secured card regularly and responsibly can help you build credit and qualify for a regular unsecured card.

This means that you should not cancel a card that you don't use regularly since this will reduce your available credit and make your ratio higher.

Use the card regularly and responsibly, and (all else equal) over time you may find you qualify for an unsecured card and your security deposit will be returned to you, as long as you have fulfilled your obligations on the card and do not have any outstanding balances and if you have other credit cards, loans, etc., that you are handling those accounts responsibly as well.

If you're someone who regularly makes purchases using a credit card consider using a debit card instead.

Once you get a debit card, you can repair your credit by using it sparingly but regularly and making sure you make all payments on time without carrying any balance.

The irony of credit rating agencies is that their formula makes it possible for someone who regularly carries a balance to have a higher credit score than someone who has a credit card and line of credit but never uses them.

If you regularly use a credit card, you might want more than one person to have access to the credit.

Generally, this may include using your card regularly, making on - time payments greater than the required minimum, using your card wisely by staying under the credit limit, and linking your bank account.

While many experts have noted that rewards credit cards are largely for more affluent consumers, a large number of those in lower income ranges are now using these accounts regularly as well, according to a report from Phoenix Marketing International.

While many experts have noted that rewards credit cards are largely for more affluent consumers, a large number of those in lower income ranges are now using these accounts regularly as well, according -LSB-...]

Moreover, if you regularly use your cards, the credit card company does not want to lose your business through a balance transfer.

Correcting your habits, and paying on time, can overwhelm the missed payments, but it's better to start out using your credit card responsibly, only making purchases you can afford and paying off the balance regularly.

One of the best ways to quickly build a credit history is to open a credit card account, and then use it regularly.

If you're one of many people who have a low credit score due to a lack of credit, it can help to raise your credit score to get a credit card and use it regularly, being sure to pay it off in full each month.

For one, you'll probably want to revisit the list regularly as the percentage of your credit limit used will change regularly on your credit card debts.

It has been several years since my wife and I regularly used credit cards for monthly purchases.

One of the easiest ways to guard against identity theft is by regularly checking your credit report to make sure no one has stolen you personal information and used it to get credit cards, loans, or even rent an apartment.

«For example, if you're currently making timely payments on a car note but have no other positive credit that's active, then you should obtain two secured credit cards and use them regularly.»

As travelers are awarded points for flying with a particular airline regularly or frequenting a specific hotel, credit card users are awarded points for regularly using a particular credit card and often for a particular purchase.

Using your card and paying it off regularly shows credit agencies that you can manage an active credit card account responsibly.

While a more traditional loan (like a car loan) has a fixed amount owing, including fixed repayment terms, the balance owing on a credit card can shift daily — especially if the credit card is used regularly.

«Instead of using cash, credit or debit, pay for regularly purchased items with discounted gift cards,» Freedman said.

One of the best ways to improve your credit score is to use take out a credit card, and use it regularly and responsibly.

Bottom Line: If you use The Amex EveryDay ® Preferred Credit Card from American Express regularly, it can offer a lot of rewards.

«Apply for and regularly use two credit cards, or secured credit cards, for at least six months,» suggests Janet Gray, an Ottawa - based Money Coach and financial planner.

I would prefer to have just one credit card account, but I need two — one for use in Canada where we live, and one for use in the U.S. where we regularly travel (I refuse to pay my Canadian bank card issuer's international transaction fees and to get screwed on its exchange rate.)

D) A person may hold a credit card in any name permitted by law that he or she regularly uses and is generally known by, so long as no fraud is intended thereby.

If a $ 0 balance is reported to the bureaus - you never know when your credit card company will report to the bureaus - it appears as though you're not using the account regularly, which negatively impacts your score.

You should check your credit report regularly anyway, but it has an extra use when trying to list out your credit cards.

My credit score is really good and I am using all my cards regularly, thus, I am keeping getting special offers from my banks.

Classic MasterCard holders who use their cards regularly, make all of their payments on time, and stay under their credit limits for at least six months are eligible to apply for an upgrade to Achieve.