Sentences with phrase «using this insurance as»

Li is one of hundreds of millions of Chinese farmers who are now using insurance as a tool to hedge against the risks of climate change.

Also, they tend to use insurance as catastrophe cover, because they know that having insurance companies pay on a lot of small claims is expensive on average.

Many individuals also use insurance as an investment instrument.

Magna believes there is a tremendous opportunity to increase awareness, especially in light of the recent tax reform law which raised the amount to be excluded from the federal estate tax, of policy owners who previously used insurance as an estate planning tool.

However if you go into insurance with the understanding that dental is a tricky area and use insurance as a means of protecting your dog against the thousands of other potential health challenges they could face, then you will quickly see that what they do cover far outweighs what they will not cover.

What most of us don't do, however, is consider insuring particular parts of our bodies, or using insurance as a hedge against seemingly impossible things occurring, like an alien abduction.

If you have a spouse who uses your insurance as secondary coverage, he or she also must be enrolled in a high - deductible plan.

Above all else, it is perfect for those who are using their insurance as a tax favored cash accumulation vehicle.

By avoiding the above policies, you will not reduce your risk and you still may experience a loss in any or all of the above categories, you need to weigh the risk or use this insurance as part of a strategy to decide for yourself if in your current situation, the coverage is worth the price of the insurance.

Conduct your activities ethically, in complaince with laws, at arm's length, showing good intentions, protect yourself by keeping properties in good condition, act prudently and use insurance as mentioned, deal fairly and you should never end up in court or ever worry about how much equity you have established.

Not exact matches

Adam Cavalier, president of California - based insurance broker Cavalier Associates, notes that «There's a buzz about outsourcing, but the real value is only realized when employees internally are bought into the service and able to use these resources as they are meant to be used.»

In his current role as President and Chief Strategist of Optimize Advisors, Mike uses pioneering and proprietary artificial intelligence technology to advise hedge funds, banks, pensions, mutual funds, insurance companies, and family offices in the effective use of listed options for enhancing returns and managing risk.

Only in recent years has insurance been used to provide protection against relatively small losses, such as on consumer goods and airline tickets.

«We use vitamins as insurance policies against whatever else we might (or might not) be eating, as if by atoning for our other nutritional sins, vitamins can save us from ourselves,» Catherine Price, a science reporter, wrote in the book «Vitamania.»

While the partnering companies are using the shipping industry as a start, Gault and EY's Crawford have plans to expand the platform to other categories of insurance, like automotive, in due time.

But instead of paying for a program — as you would a book or movie on Amazon — you'd get an incentive: a credit, maybe, to be used against your health insurance premium, or a free download at Amazon, or a discounted checking account at Chase.

«And as long as that happens, your insurance company is not going to pay your bill if you take a drug and the pharmaceuticals are not going to develop the drugs because if nobody is going to pay for their use, why spend the money on that?»

Using that technique as part of his insurance - management strategy, he has been able to keep his health - insurance costs from skyrocketing.

Fitbit will also move to Google's (googl) cloud data storage platform, much of which is already certified as complying with the federal Health Insurance Portability and Accountability Act, or HIPAA, which regulates the use of medical records.

In cases when they do - such as with the work disincentive effects of means - tested tax credits used for the purchase of health insurance - it's better to hold off on those attacks or make them more nuanced.

The Department of Health and Human Services this week announced a new proposal that would expand the use of short - term health insurance plans, opening the door for more people to use the «skinny» coverage products while taking another swipe at the law known as Obamacare.

The business use percentage of expenses are generally deductible for items such as rent, repairs, utilities, mortgage interest, real estate taxes, insurance, depreciation and any other expenses.

Just as buyers check your feedback, you can use buyers» feedback as insurance, says Sinclair.

To «go on claim,» insurance - speak for using the benefit, you must be unable to perform at least two «activities of daily living,» such as bathing, dressing, feeding and toileting, for most policies.

Before long, the company's lone fax machine was overwhelmed, in use four times more than before as telemarketers sent and received page after page of insurance quotes and forms.

After 1969, Berkshire became Buffett's investment vehicle and he used revenue from the textile firm to begin buying other companies such as National Indemnity insurance and See's Candy.

As Shabo notes, the Trump proposal is also controversial because it says leaves will be paid for out of funds used for unemployment insurance.

the preservation among the Jews of «the «haggling» habit which most of the Western world has outgrown,» «the use of shoddy or poor materials,» the fact that «Jews are considered by certain leading insurance companies as a poor fire risk,» etc..

«Here you can work condensed work weeks; we have many [employees] that do part time; we have an internship program that focuses on moms reentering the workforce,» said Chrissy Toskos, vice president of campus recruiting at Prudential Financial, the 140 - year - old insurance company that uses nontraditional work schedules as one way to compete for millennial talent.

They want to be reimbursed for their expenses — such as fuel and insurance — as well as alleged unpaid tips and have sought to sue Uber on behalf of every driver who has ever used our app in the State of California.

Other car insurance companies will be focused on the transition and will use the lower number of claims as a way to be aggressive on their pricing.

A life insurance policy loan is just a loan from the insurer in which the cash value of your policy is used as collateral.

Many lenders will require that you take out insurance on the asset you're purchasing throughout the term of the loan when the asset being purchased is also being used as collateral for the loan.

Employees can also sign up for company offered benefits such as insurance using the onboarding process.

This analysis allows us to find funds that investors using traditional fund research may overlook, such as the Insurance Select Sector SPDR (KIE).

And if this works, we'll use it as a model for our public health insurance option.

The Department of Labor has issued technical corrections to the fiduciary rule, specifically clarifying whether insurance companies can use the best interest contract exemption as well as principal transaction exemption clarifications.

In addition, the New Deomcratics do not include the various initiatives affecting Employment Insurance Benefits as a Use of Funds and the freezing of Employment Insurance premium rates at $ 1.88 per $ 100 of insurable earnings rather than letting them fall to $ 1.49, as specified in the April 2015 Budget, as a Source of Funds.

For example a hospital, school, and insurance company all using different blockchains can use the ICON network as a bridge in order to reduce processing times and fees.

When permitted or required by law, such as in response to a subpoena or other legal process or the use of your social insurance number to submit tax reports to the Canada Revenue Agency.

Examinations under oath can be extremely broad and if a policyholder does not cooperate in any way, insurance companies can use that as grounds to deny their claim.

Companies that use independent contractors, or offer scant benefits for employees, would have to add on a certain percentage of their pay as a contribution to those accounts, which would cover health care, unemployment insurance, and more.

No medical exam whole life insurance is typically used as a form of final expense insurance, as coverage is lifelong and death benefits are generally limited to a maximum of $ 25,000 or $ 50,000.

It's very new ground, so if I build an app and a wearable device that if I use, I'll monitor my diet better and, therefore, I'll reduce my carbohydrate intake and diabetes will improve, getting our insurance carriers to accept paying for that app or service as a billable thing is non-trivial.

Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or plan sponsor, we may exchange certain information about you with Fidelity financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.

As a result, Eric Hatfield, from RIA Hatfield Insurance and Financial Services in Sherman Oaks, California, said his firm now will not adapt the paperwork that its outside law firm had drafted to be used when the DOL rule takes effect but will continue to work on behalf of the best interests of its clients as alwayAs a result, Eric Hatfield, from RIA Hatfield Insurance and Financial Services in Sherman Oaks, California, said his firm now will not adapt the paperwork that its outside law firm had drafted to be used when the DOL rule takes effect but will continue to work on behalf of the best interests of its clients as alwayas always.

Buffett views the use of such so - called float as one of the key benefits of the insurance business, because it allows him to invest policyholder funds for Berkshire's benefit.

NNN Lease — Often times big businesses do not want to own the building they use (for tax purposes), but instead rent the building and pay all costs associated with the building such as maintenance, taxes, insurance, and more.

When Hobby Lobby pays its bill to an insurance provider, its money becomes indistinguishable from other money paid by other corporations, and all of it forms a block of identical money, some of which will be used, so long as the insurance company offers plans extending to contraception, to pay for it.

The SBA requires that all approved SBA loan applicants must designate lender's loss payable on their insurance policy when their business property is used as collateral for the loan.