Sentences with phrase «using your coverage policy»

The personal property, liability and loss of use coverages the policy provides can are valuable.

This will help prevent different fires from occurring and will help to ensure that you never have to use your coverage policy.

Even though you never plan on using your coverage policy, this is an invaluable thing to have just in case.

Not exact matches

The key to the successful use of universal life coverage is paying attention to your policy and adjusting as needed.

Students renting an off - campus apartment — like anyone else — should purchase a renters insurance policy to cover their belongings, give themselves personal liability protection and loss of use coverage.

If they lived past their policy's maturity date, policyholders lost their coverage and received little cash value in return, since the funds had been used to pay premiums.

The policy includes coverage for the structure of your home, which includes your exterior walls, roof and frame; your belongings, including electronics and computers; liability protection; and loss of use coverage.

Roommates are excluded from all renters insurance policy coverages including personal property, liability and loss of use — in the event a rental becomes uninhabitable.

At certain points during the term of coverage, such as your birthdays, you can increase the policy's death benefit and premiums will be determined using your initial health rating.

The riders available for a particular policy change by insurer, so if you'd like to customize your coverage using them, you'll want to check what exactly is available before you purchase the life insurance.

Reynolds answered that consumers want flexibility and choice, and a life policy they can also use for long - term care and other types of coverage.

Medicaid is the tool under Obamacare that is being used to plan for covering 20 - 30 million of the uninsured.The Supremes will strike a major blow against universal health care coverage if the mandate and Medicaid expansion of struck down.In addition, a negative decision on Obamacare will affect the closing of the Medicare Part D donut hole; the ability of youth remaining on parents» policies until age 26; and the funding of hundreds of community health centers.That is a lot of power being given to 5 unelected, lifetime tenure, white men.

Cardiff University analysis of television news bulletins found that while politicians — unsurprisingly — made up the vast majority of actors informing election coverage, few expert sources have been used to challenge the parties about their policies or claims.

Over the next few months, 11 faculty members will study four key national policy initiatives — including programs that provide universal coverage of preschool, early literacy instruction, and school initiated improvement — and facilitate interdisciplinary integration of different curriculum subjects using technology.

Predictive model for emphasized content using the policy attributes for content coverage

In addition, in keeping with the Department's philosophy of integrating EJ considerations into all appropriate Departmental programs, policies, and activities, DOT OAs will review and modify existing training courses to ensure adequate coverage of EJ principles and to use training examples that include EJ aspects.

Wi - Fi (802.11 b / g) connectivity for expanded coverage, as well as faster Web browsing and file downloading Support for T - Mobile HotSpot @Home add - on plan Enabled for T - Mobile's myFaves SM so customers can stay in touch with those who matter most with quick, one - click access via instant message, e-mail, or by calling or texting their five favorite contacts from the home screen Popular instant messaging clients: AOL ®, Yahoo! ® Windows Live ®, Google ® and ICQ ® 2 - megapixel camera with 5x digital zoom, built - in flash, self - portrait mirror and full - screen viewfinder Advanced media player with search capabilities, full - screen video playback, stereo Bluetooth ® support (A2DP / AVRCP), 3.5 mm full - size stereo headset jack and dedicated volume controls - supports MP3, AAC, WAV, WMA audio and MPEG4, H. 263 and WMV video formats Roxio ® Media Manager for BlackBerry ® (included with BlackBerry ® Desktop Manager software), which allows customers to easily search for media files on their computers, view and organize them, create MP3 music files from CDs, add audio tags, create playlists and automatically copy or convert pictures, music and videos for optimal playback High - performance HTML browser for visiting favorite Web sites while on the go Incredibly intuitive user interface with an easy - to - use trackball, dedicated «menu» and «escape» keys, and context - sensitive menus that make navigation feel instinctive and fast Full QWERTY keyboard for easy text entry Large, ultra-bright 320x240 color display for vibrant imagery Innovative light - sensing technology that automatically optimizes the screen, trackball and keyboard lighting for indoor, outdoor and dark environments E-mail and memo spell - checking available in various languages including English, French, Italian, German and Spanish Premium phone features with Speaker Independent Voice Recognition (SIVR) for Voice Activated Dialing (VAD), dedicated «send», «end» and «mute» keys, noise - cancellation technology to offset background noise, a low - distortion speakerphone for hands - free conversations, and Bluetooth ® support for hands - free use with headsets, car kits and Bluetooth peripherals Intuitive call management features such as smart dialing, conference calling, speed dialing and call forwarding Quad - band GSM / GPRS / EDGE / Wi - Fi network support for international roaming BlackBerry Maps, a mapping application that provides customers with driving directions Built - in Handango ™ InHand catalog of additional software applications available for download Support for polyphonic, MP3 and MIDI ring tones Expandable memory storage via microSD expansion slot Ultra-thin, high - capacity, removable battery that further extends the exceptional battery life for which BlackBerry smartphones are known BlackBerry ® Internet Service support allowing access to up to 10 supported e-mail accounts, including most popular ISP e-mail accounts such as Yahoo! ®, AOL ® and Gmail ® BlackBerry ® Enterprise Server support tightly integrated with IBM Lotus ® Domino ®, Microsoft ® Exchange, and Novell ® GroupWise ®, and featuring IT policy controls for IT departments to manage usage and deployments

When a covered loss prevents you from using your home as a residence while repairs are made, Arkansas renters insurance policies have another type of coverage that can respond.

This is when Coverage D in your home insurance policy kicks in, better known as loss of use (LOU) or additional living expenses (ALE) coverage.

This «loss of use» coverage limits out at 20 % to 50 % of a policy's total value.

At certain points during the term of coverage, such as your birthdays, you can increase the policy's death benefit and premiums will be determined using your initial health rating.

You can use this coverage to supplement all of the policies through which you currently have liability insurance protection.

In this situation, smoke damage and loss of use would likely have been a covered loss under the personal property coverage on each resident's Texas renters insurance policy.

Instead of taking back the refund, you can choose other non-forfeiture options, such as using the cash to continue to pay premiums, acquire reduce paid - up insurance (using the cash to buy a reduced amount of permanent coverage) or acquire extended term insurance (keeps the coverage the same, but reducing the length of the policy)

The average policy provides $ 1,000 in no fault medical payments to others, as well as $ 4,500 of loss of use coverage.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

Renters insurance in Buffalo provides the standard coverage on an HO - 4 form, with personal property, medical payments to others, loss of use, and liability as part of the policy.

Smoke is a covered peril listed in the policy, and water used to put out a fire is a direct result of the fire itself, making coverage quite likely in that instance as well.

These policies are sometimes referred to as H06 policies because they use the standardized H06 Unit - Owners Form, which provides coverage of your personal property, walls, floors and ceilings against all listed perils.

The amounts may vary, and some policy language may vary, but most renters insurance policies will include personal property, loss of use, medical payments to others, and personal liability coverage.

Your policy also is going to include coverage for «loss of use.»

And if you utilize the policy correctly, using loans and avoiding coverage lapses or surrenders, you will never need to pay taxes on the cash value growth.

Even if you don't directly suffer damage from a volcano, you may still be entitled to use the loss of use coverage on your policy.

Be sure to ask your member agent about ATV policies like comprehensive, bodily injury and property damage liability, and uninsured / underinsured motorists coverage to determine which of these options makes sense for your vehicle and use.

Remember, a renters insurance policy generally has three main limits: total property damage coverage, total liability coverage (in case a friend gets injured using the juicer in your apartment, incurs medical bills and / or sues you) and individual item coverage limits.

The policy generally provides for replacement cost coverage, so you can go shopping for your replacement property instead of trying to find something used that will suffice for now, and having to eventually spend the money anyway.

Your auto policy may exclude liability coverage for vehicles designed for off - road use.

A typical auto insurance policy provides liability coverage for any automobile you own or use.

Failing to purchase a renters insurance policy because you don't own many valuables is a mistake for two reasons: Almost everyone's personal belongings are worth more than they estimate and this philosophy completely disregards the value in liability and loss of use coverage.

The policy includes coverage for the structure of your home, which includes your exterior walls, roof and frame; your belongings, including electronics and computers; liability protection; and loss of use coverage.

Loss of use coverage under a renters insurance policy typically only includes reimbursement for additional living expenses.

To use The General's rental reimbursement, your policy must include comprehensive and collision coverage, a restriction not typically imposed by other insurance companies.

Most homeowners insurance companies include loss of use coverage in their policies and place a limit as a percentage of your dwelling coverage.

The cash value is the amount of money you would receive if you were to give up your coverage, but can also be used to borrow money from the insurer in a policy loan.

Laid - up motorcycle insurance policies allow you to effectively pause the liability, collision and other parts of your coverage that would typically be used if you're involved in an accident on the road.

Most standard renters insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which is good value for the cost of most renters policies.

Keep in mind that policy limits vary by insurance company and by policy, so if you have questions regarding your specific loss of use coverage limit, it's best to ask your insurer.

Decreasing term policies are often used to provide coverage for the balance of a mortgage loan.

Loss of use coverage reimburses renters for those expenses (up to the limit of their policy) which can offset any long - term financial damage it might cause.

This type of policy is good to consider if you're interested in not only the benefits of life insurance coverage, but also using the cash value as an investment vehicle to diversify your portfolio.