Sentences with phrase «usually at a lower interest»

Refinancing means that the current mortgage on the house is financed again, and this refinancing option is usually at a lower interest rate.

-- and combines them into a single monthly payment, usually at a lower interest rate.

While you typically have to repay a payday loan by your next payday, you repay an installment loan over a period of a few months to a year, usually at a lower interest rate.

A cash out refinance is simply replacing your existing first mortgage with another mortgage, usually at a lower interest rate.

Usually at a lower interest rate than a personal loan or credit card.

Not exact matches

Variable interest rate loans are usually offered at lower rates than fixed rate loans, but can be risky because the student loan rates could rise significantly in the future.

Personal loans: Unsecured personal loans offer a straightforward way to consolidate your debt and will usually lower your interest rate at the same time.

Mortgages currently remain at historically low rates, usually with an interest rate that's less than what you could average in retirement or investment accounts.

If the bond included a «call provision,» the issuer can redeem it early, too — in order to issue new bonds at a lower interest rate, for example — but usually pays you a little more than the face value to do so.

The reality is that, while some 96 percent of school boards are elected (according to data collected by Frederick Hess of the American Enterprise Institute), these elections are usually low - turnout, low - interest affairs in which the vast majority of ordinary citizens play no role at all.

Usually, car buyers seeking to take advantage of deals must choose the cash rebate, or «credit» in BMW parlance, or they can elect to finance the vehicle at a lower interest rate.

At the end of the loan term, you'll be able to access the money, which usually earns a relatively low interest rate in the savings account.

Secured home improvement loans are usually available at slightly lower interest rates, are usually meant for higher amounts, and can be repaid over a longer period of time.

Such loans are made for the expressed purpose of paying off existing debt, and usually are available at lower interest rates than personal loans for unspecified purposes.

An ARM usually offers a lower initial interest rate, someone choosing an ARM generally wants to take advantage of the initially low interest rate but intends to refinance at the end of the fixed period, or if they think rates will drop further they will take advantage of the rate adjustments while rates decline.

It provides you with one payment a month, the interest rate is usually lower than each of your credit cards, and it assists you with the means to keep your credit rating at its current level.

Lending companies have interesting options for customers who are usually rejected at the banks because of low credit scores or some negative past experience.

This line of credit usually carries lower variable interest rates which let's you take advantage of good market conditions and get money at probably the lowest rates on the private financial market.

These types of accounts usually pay interest, but typically at a lower rate than some other short - term investment options, like certificates of deposit.

This collateral allows the lender to offer the loan at a lower interest rate, usually prime plus or minus a percentage.

These loans usually offer a lower starting interest rate than comparable fixed - rate loans, but the interest rates (and, in turn, payments) will fluctuate up or down at specified intervals based on current rates.

Limits may be lower than traditional cards, and interest rates are usually at the high end.

Performing a balance transfer to a card with 0 % interest can be a great strategy if you're carrying balances on multiple cards, but keep two things in mind: most cards will charge you a fee to transfer a balance, and while the intro interest rate may be lower than your current rates, it will usually go up at some point.

Paying Points for a Lower Rate In refinancing, a mortgage company usually offers a range of interest rates at different amounts of points.

David stated that the interest rate for a mortgage is usually lower than LOC which is at prime.

The advantage of low interest usually comes at the cost of forfeiting the extra features that a premium or platinum card may offer, such as a rewards program, complimentary rental car insurance or other extra perks.

Usually, stock - market investing produces capital gains and dividend income, both of which are taxed at a much lower rate than interest.

Because the interest rates are usually lower and the loan terms are usually shorter, if you consolidate your private loans with a solid credit report, you will typically be able to pay off your loans more quickly at a lower cost.

But interest rates are usually lower than on notice and fixed savings accounts, because you pay for the flexibility to withdraw your cash at any point.

But to obtain this lower interest rate, the loan must be secured by your assets, usually home equity, putting your home at risk if you fail to meet obligations.

These points are usually paid at the closing of the deal in order to get a lower interest rate.

Lenders usually offer this mortgage at a slightly lower interest rate than with 30 - year loans - typically 0.5 percent to 1.0 percent lower.

In consideration of this protection, lenders usually offer secured loans at a lower interest rate than they do for unsecured loans.

In most cases, the interest rate on the Adjustable Rate Mortgages (ARMs) is usually lower than that of Fixed Rate Mortgages at the initial stage.

Money paid to the lender, usually at mortgage closing, in order to lower the interest rate.

However, the deposit will usually accrue interest at a much lower rate than the borrower will pay on the loan.

Lenders usually offer this mortgage at a slightly lower interest rate than with 30 - year loans.

A closed mortgage usually offers the lowest interest rates available and it's an excellent choice if you want security in knowing exactly how much your housing will cost you at any given time.

You can usually borrow large amounts with a secured loan, and at a lower rate of interest.

At the time, introductory rate offers were still trickling out, experts say, but often with low introductory interest rates — usually under 5 percent — rather than zero percent, or with introductory periods of just a few months.

These policies carry a «cash value» component that grows tax deferred at a contractually guaranteed amount (usually a low interest rate) until the contract is surrendered.

With a refinance, you pay off an old loan on your home and take out a new one, usually at a lower mortgage interest rate.

Adjustable Rate Mortgage — Usually comes at a lower cost, however, the interest rate will vary depending on the market.

Loans are also available from the Department of Veteran Affairs to buy, build, or improve a home, as well as refinance an existing loan at interest rates that are usually lower than that on conventional loans.

Though touted as a means of obtaining property at very low cost, in practice when a property is placed for auction at a tax deed sale, it is usually sold at a higher price than the original minimum bid of the back taxes, accrued interest, and costs of sale.