If you need coverage at that time, you will need to purchase another policy —
usually at higher rates based on your age at that time.
So, when banks won't lend to you, the alternatives are people who will,
usually at high rates.
Bond funds that invest in U.S. Treasuries, corporate bonds, mortgage - backed securities, municipal bonds and other debt securities pay monthly dividends,
usually at a higher rate of return than money market mutual funds.
Any unsecured credit is
usually at a higher rate than secured credit, however, you will only pay interest on the portion that is used.
If you don't pay off the debt during the introductory period, interest charges are charged retroactively, and
usually at a high rate.
These are
usually at a higher rate of interest than a mortgage.
Not exact matches
Tax
rates usually increase with age as people win job promotions or retire with ample RRSPs that need to be converted to RRIFs (which require mandatory withdrawals
at high rates).
Software companies
usually sell
at larger p / e ratios because they have much
higher growth
rates and earn
higher returns on equity, while a textile mill, subject to dismal profit margins and low growth prospects, might trade
at a much smaller multiple.
The lender is taking on less risk, so they will
usually grant a
higher credit maximum
at a lower
rate for secured lines.
a bond where no periodic interest payments are made; the investor purchases the bond
at a discounted price and receives one payment
at maturity that
usually includes interest; they have
higher price volatility than coupon bonds as a result of interest
rate changes
This simply means that your exact interest
rate depends on your account balance, with
higher balances
usually earning
at a
higher rate.
If producers use the recent
higher average level of the exchange
rate to help restore those margins, then falls in prices
at the retail level may not occur to the extent that would
usually be expected.
This is great for those who are looking to invest long term because the interest paid from peer to peer loans are
usually taxed
at your
highest marginal tax
rate if it isn't tax sheltered.
My main point is, when you test to see if prayer works, there are ways to randomize it so bias is out of the equation (
Usually double - blind tests work nicely) and then before you even begin you outline that a prayer that works means the person is healed instantly, or to make it slightly more «fair» and conform to laws of nature more, a person who has prayers heals
at an abnormally
high rate.
When I have look
at statistics before
usually it said Baptists had the
highest divorce
rate.
He didn't even get a good lick on him, but he was going
at such a
high rate of speed that even a glancing blow was enough to bring down the
usually uber elusive Wilson.
Oversupply is
usually accompanied by a letdown that causes mom to spray milk
at a
high rate, which causes the baby to choke and swallow air.
The prone or side sleep position can increase the risk of rebreathing expired gases, resulting in hypercapnia and hypoxia.54, — , 57 The prone position also increases the risk of overheating by decreasing the
rate of heat loss and increasing body temperature compared with infants sleeping supine.58, 59 Recent evidence suggests that prone sleeping alters the autonomic control of the infant cardiovascular system during sleep, particularly
at 2 to 3 months of age, 60 and can result in decreased cerebral oxygenation.61 The prone position places infants
at high risk of SIDS (odds ratio [OR]: 2.3 — 13.1).62, — , 66 However, recent studies have demonstrated that the SIDS risks associated with side and prone position are similar in magnitude (OR: 2.0 and 2.6, respectively) 63 and that the population - attributable risk reported for side sleep position is
higher than that for prone position.65, 67 Furthermore, the risk of SIDS is exceptionally
high for infants who are placed on their side and found on their stomach (OR: 8.7).63 The side sleep position is inherently unstable, and the probability of an infant rolling to the prone position from the side sleep position is significantly greater than rolling prone from the back.65, 68 Infants who are unaccustomed to the prone position and are placed prone for sleep are also
at greater risk than those
usually placed prone (adjusted OR: 8.7 — 45.4).63, 69,70 Therefore, it is critically important that every caregiver use the supine sleep position for every sleep period.
By developing blood biomarkers and «immunologic signatures» related to antigen - specific T - cell responses, the researchers hope to identify individuals with latent TB infection who are
at greatest risk for progression to active disease, allowing development of prevention strategies to target those
at highest risk in areas with
high rates of infection (
usually low - and middle - income countries), as well as
high income countries such as the U.S., where factors such as recent infection and HIV co-infection are associated with an increased risk of progression to active TB.
Usually this would be
at around 70 % of your maximum heart
rate as any
higher and you'd tire much quicker.
And I mean more than normal since I
usually function
at a
high rate of anxiety coupled with a bundle of nerves.
And some contracts require districts to pay their teachers to sub,
usually at rates higher than they would pay a substitute.
So are schools where teachers have 120 or more students to get to know (with this 120 shuffled
at the end of each semester); where serious learning is broken up into snippets of 50 - minute «subject matter periods» arranged in no intellectually coherent order; where assessment keeps knowledge tightly packaged in separate intellectual domains; where short - term memory work is
rated as deserving the
highest value
at the expense of original, long - term analytic work; and where the intellectual engine of the curriculum comes
at most students and teachers as a list of subjects and skills,
usually far too long for the careful savoring and devoted practice that leads to deep understanding and worthy habits.
Now look
at the graduation
rates of
high - performing charter schools, which
usually replace lower - performing public ones: Green Dot Public Schools, which operates 12 charter schools in Los Angeles, has an 80 % graduation
rate.
Their dividends are
usually qualified dividends, which get taxed
at a lower tax
rate, their yield is
usually higher than common stock yields, and they may provide less share price volatility.
These are
usually offered
at higher APRs relative to variable -
rate loans, but they do not fluctuate with the market after the loan is disbursed.
Secured home improvement loans are
usually available
at slightly lower interest
rates, are
usually meant for
higher amounts, and can be repaid over a longer period of time.
The amount of student loan debt per state is
at an all - time
high.Student loan debt statistics are
usually high, but the
rate at which things are going is alarming.There seems to be a student loan debt crisis looming — if it hasn't already... [Read more...] about Student Loan Debt Shocking Statistics
Although you can buy CDs
at Fidelity, Vanguard, and other brokers, you
usually can get much
higher rates when you buy directly from certain banks and credit unions, such as PenFed.
Failure to pay them off during the introductory period means that balances remaining after the introductory period expires will accrue interest
at a new and
usually much
higher rate.
Credit card use
at ATM's will also
usually result in a cash advance which in most cases come strapped with a
higher interest
rate.
These are
usually several points
higher than those for purchases or balance transfers although
at times during promotional periods there is an introductory
rate lower than than the regular
rates for the two.
But in many cases, this is deferred interest, meaning that if you don't pay off the entire balance by the end of the promotional period, you must pay the back interest,
usually at a
rate in the
high 20s.
Because the lender has no collateral, unsecured loans are
usually lent out
at a
higher rate.
However, those that really want to use Infinite Banking to the fullest,
usually choose to pay themselves back
at higher rates, because they want to accelerate their money growth.
This
high risk comes
at a cost,
usually in the form of a
higher interest
rate and a
higher monthly payment.
Since the minor child is the owner of custodial account funds, any income or gains generated in the account also belong to the child and were taxed
at the child's marginal tax
rate rather than the parent's (
usually)
higher rate.
Buying a home from a landlord can be one solution, with the owner financing the loan, though
usually at a
higher interest
rate than a traditional mortgage.
Limits may be lower than traditional cards, and interest
rates are
usually at the
high end.
By looking
at your 1st mortgage balance and
rate and considering a smaller second mortgage
usually at a much
higher rate you can compare your blended
rate.
Though there are some offers specially tailored for those that have a bad credit score, no credit
at all or even past bankruptcies on their credit histories, the credit card products they can obtain
usually come with
high rates, low credit limits and sometimes even deposit requirements (secured credit cards).
Contrarily, fixed
rate loans are
usually offered
at higher rates than its variable
rate counterpart.
However, that's generally less useful than it may sound because such fixed -
rate conversions are
usually at a significantly
higher rate than the HELOC.
Back then, a few things were different... Discounted
rates on 5 year terms were only 0.50 % to 0.75 % off Bank Posted
rates... if you had 3 years remaining in your 5 year term, the banker went to the
rate sheet, looked
at their 3 year POSTED fixed
rate and if your
rate was
higher, then they calculated the IRD (
usually, a nominal amount because the banker only had posted
rates to compare with).
Usually the car is
at a
high interest
rate, is upside down (value is less than what is owed on the loan), and many times the car is a «lemon».
The conversion
rate on these mortgage leads is very
high because the prospect is
usually very motivated and you are calling them
at a time when they are thinking about speaking with a loan professional.
The advantage of buying brokered CDs is that these
usually carry
higher interest
rates than those directly sold
at banks because brokerages can pool investments before buying a certain bank's CD.
Where other banks require you to have tens of thousands of dollars on deposit to earn the
highest interest
rate offered (
usually between $ 25,000 to $ 50,000), Mutual of Omaha Bank's interest
rate kicks in
at of balances of $ 1,500.
These payments are
usually set
at a
higher rate than the yield of the company's common stock; between 6 percent to 7 percent annual
rates are typical.
Typically used by self - employed people and small business owners, they are
usually offered
at higher interest
rates and may include terms that restrict borrowers.