Sentences with phrase «usually buying term»

Term life insurance is typically on one of the most affordable insurance options for coverage and usually buying term protection is the easiest way to get the highest face value for the lowest cost.

(People usually buy term insurance for this purpose.)

Not exact matches

«The real buyers are usually the institutions, and they want some control in terms of the amount they buy and the price range, and they are not going to get that,» Fitzgibbon said.

But, for the most part, cities have not yet fully bought in to them, largely because of the inflexibility they introduce: Cities lose their ability to repurpose community - entrusted land for other uses, such as zoning it for commercial use if necessary, because the land is often locked into long - term leases, usually spanning in the 75 - year range.

While guaranteed universal policies are still much more expensive than term policies, they're usually the cheapest way to buy permanent life insurance.

«If you buy a stock at a sufficiently low price, there will usually be some hiccup in the fortunes of the business that gives you a chance to unload at a decent profit, even though the long - term performance of the business may be terrible.

Steady passive income from my investments is a long term goal of mine, so I usually use a downturn in the markets to buy more stocks if they are undervalued.

While guaranteed universal policies are still much more expensive than term policies, they're usually the cheapest way to buy permanent life insurance.

When I buy a stock, it's longer term usually.

The term is usually only given to those who have a financial commitment to buy the stock for their own account.

FYI, the term «passive» usually refers to an index - based investment strategy rather than a «buy stocks and hold» strategy.

If you are able to buy a property under market value (usually because it needs substantial rehab work), once you do the rehab work (and I don't mean «you» personally — you'd actually need to have it done by a licensed contractor under the terms of a 203k loan), you potentially get not only higher rents, but also the option to refinance the mortgage after the rehab is done (and once you've satisfied any owner - occupancy or seasoning requirements from the lender), which can be especially useful if you want to purchase additional rental properties (something sometimes referred to as the «BRRR method», for «Buy, Rehab, Rent, Refinancbuy a property under market value (usually because it needs substantial rehab work), once you do the rehab work (and I don't mean «you» personally — you'd actually need to have it done by a licensed contractor under the terms of a 203k loan), you potentially get not only higher rents, but also the option to refinance the mortgage after the rehab is done (and once you've satisfied any owner - occupancy or seasoning requirements from the lender), which can be especially useful if you want to purchase additional rental properties (something sometimes referred to as the «BRRR method», for «Buy, Rehab, Rent, RefinancBuy, Rehab, Rent, Refinance).

It's difficult to buy stocks at new lows, and it's difficult to buy cheap stocks, as they usually have some sort of short term problem.

This is due largely to the fact that those who buy term are usually younger and there is not much difference between the price on the 15 year and 20 year term policy so they just pick the longer term.

These plans usually allow you to buy company stock at a discount and if you hold onto it for a year, you are able to claim long term capital gains and pay taxes at 15 %.

I usually hold between 4 - 6 different stocks and buy with the intention that all gains will be long - term gains.

In fact, unless a negative long - term event has taken place, I usually advise buying more shares at the lower price.

You can dip into quality companies that are heavily oversold on a short - term basis and usually sell after a few recovery days for a nice profit, or you can use this as an opportunity to buy quality companies at knockdown prices, and tuck them away for a few years.

If you look at buying vs renting from a purely financial perspective, renting usually offers more savings than buying in the short term.

These bonds are bought by investors on the open market for less than their face value, and the company uses the cash it raises for whatever purpose it wants, before paying off the bondholders at term's end (usually by paying each bond at face value using money from a new package of bonds, in effect «rolling over» the debt to the next cycle, similar to you carrying a balance on your credit card).

The bottom - line is that just buying a level term life insurance policy and investing the difference into no - load mutual funds (not even our recommended mutual funds) usually beats VUL long - term.

Buying gold is usually seen as a great long - term investment.

Disciplined Investing: Homeowners usually put into practice the discipline that equity investors should be following in owning stocks: they invest periodically by slowly building equity with each mortgage payment; they own for the long - term by buying a home and living in it for years; they save more even though, at least initially, owning will cost more than renting because they find a way to spend less on other things.

This interest - only payment term is usually between 5 and 7 years after he or she buys a home.

Also, buy - and - hold mutual fund and ETF investors usually are much less concerned about short - term fluctuations than they are about achieving their longer - term investment capital appreciation goals.

This is usually because your slice of the general account your tranche was invested in is permanently linked to the long - term low - interest bearing bonds that were actually bought.

When I buy stocks, it's usually for the long - term so I ask myself, «do I think this company will still be around and successful 5 years from now?

The term «console seller» is usually reserved for major exclusives, but Golf Story is an exclusive that will unexpectedly sneak into your heart and make you glad you bought the console.

Lease to Own Contracts include everything a standard lease usually includes plus the terms of the option to buy agreement.

The example of an extremely difficult legal problem from a computational perspective that I keep repeating ad nauseam are all the legal transactions involved (and usually implicitly negotiated) in buying a cupful of coffee and whatever other property transactions it may entail (e.g. ownership of the container, short - term lease to use some part of the premises etc.).

If you are buying a home, chances are someone will suggest you buy life insurance - usually mortgage life insurance or term life insurance.

You buy a level term life insurance policy, usually for 15, 20 or 30 years, and pay a higher premium, generally 25 - 50 % more, for the opportunity to get100 % or your premiums refunded at the end of the level term period.

It might take some time, but buying insurance for a home is usually a long - term commitment; so taking this time now will pay dividends for years to come.

Another reason why term life insurance is so easy to buy is that you usually don't have to bother with taking a medical exam.

If you're buying a home, chances are someone will suggest you buy life insurance - usually mortgage life insurance or term life insurance.

Younger people usually focus on less - expensive «term» life insurance, buying as much coverage as possible for a specific time — 15 years, say.

Buying a traditional term life or whole life policy usually requires a life insurance medical exam, which means a health care professional reviews your answers to medical questions, takes a blood and urine sample, listens to your chest, and wraps a blood pressure cuff on your arm.

Term insurance plans are favoured by people even though there is usually no maturity benefit because it enables people to buy high amount of coverage levels at very low premiums.

(This is why it's good to have a short term disability policy — usually bought cheaply through your employer — or emergency savings to see you through this initial period.)

You can usually buy more coverage (a.k.a. a larger death benefit) for a smaller premium with term.

On the other hand, you shouldn't have any problem finding an insurance company to buy long - term disability insurance from, and if you can only afford one, it's usually the better option.

Buying a separate term life insurance policy for your spouse is usually the wiser choice, but the alternative is including him or her as a rider on your own policy — as long as you make sure you know exactly what the rider is adding.

Figuring out which term length you should buy (usually 10, 20 or 30 years) requires a review of your debts, financial needs, dependents» needs — and when all those responsibilities might change.

You buy a life insurance policy with a set term on it, usually 20 to 30 years.

While guaranteed universal policies are still much more expensive than term policies, they're usually the cheapest way to buy permanent life insurance.

Try out our «Term vs. Whole life calculator» which shows you how much better off you'll usually be by buying term instead of whole lTerm vs. Whole life calculator» which shows you how much better off you'll usually be by buying term instead of whole lterm instead of whole life.

The term life policy is the one people usually buy because it's the cheapest.

If you buy a «level term» policy, the premium will remain level (the same) for the specific number of years stated, which is usually 10, 15, 20 or 30 years depending on the type of term policy you buy.

People that buy term life insurance are usually concerned about providing their family with protection so they can send the kids to college, pay off mortgage and replace the otherwise lost income in the event of unexpected death.

Buying term insurance plans online are usually cheaper than buying similar term insurance plans offline since it cuts out on intermediary commissions and premium rates by arounBuying term insurance plans online are usually cheaper than buying similar term insurance plans offline since it cuts out on intermediary commissions and premium rates by arounbuying similar term insurance plans offline since it cuts out on intermediary commissions and premium rates by around 60 %