Sentences with phrase «usually charge points»

Not exact matches

Co-ops may or may not have someone in charge of the group and usually operate on a points or tickets system.

Dealers usually charge a fee for their services, often in the form of percentage points added to a lender's offered interest rate.

· You won't usually have to pay a fee for a rate - lock, but the lender may charge a slightly higher interest rate (one - eighth to as much as one - half a percentage point) for a longer rate - lock.

Lenders claim to offer lower interest rates but usually the interest rate charged is never reduced more than a perceptual point.

A 12b - 1 fee is usually 25 basis points -LRB-.25 %) and is charged annually.

A point in the financial world is defined as a fee charged to the principal or initial loan amount, usually equal to 1 % of the principal.

Despite the fact that those with poor credit usually face higher interest rates and associated fees on bad credit loans, there is still a ceiling on how much a lender of any kind can charge you by using a points system.

Those with less than perfect credit are usually charged four to five points on a loan.

Charges you pay separately to the lender or a third - party, or «PFC» items, usually include loan origination fees and «points.»

(Points are additional charges imposed by the lender that are usually pre-paid by the consumer at settlement but can sometimes be financed by adding them to the mortgage amount.

The loan origination fee is usually 1 % or more of your mortgage if one is charged If you hear your lender talking about «origination points,» they're talking about the loan origination fee.

A measure of the cost to you for borrowing money, the APR includes your interest rate, points, fees and other charges associated with your loan — that's why it's usually higher than your interest rate.

Performing a balance transfer to a card with 0 % interest can be a great strategy if you're carrying balances on multiple cards, but keep two things in mind: most cards will charge you a fee to transfer a balance, and while the intro interest rate may be lower than your current rates, it will usually go up at some point.

Usually lenders charge 1 point for each 0.5 % decrease in the rate.

There is no penalty or charge for this transfer and points are usually converted on a full 1:1 basis.

It's also worth pointing out that if you withdraw cash on the card (usually something to avoid due to interest charges, even if you repay in full), then the protection doesn't apply for things you buy with the cash.

Sub prime lenders charge higher interest rates, usually three percentage points above what prime borrowers with good credit pay plus thousands of dollars in fees.

Points: Usually one point is 1 % of the mortgage loan amount that is paid as an up front finance charge.

The effect usually is slight, maybe 5 - to - 7 points, but if your credit score is on the borderline, it may drop to the wrong side of that line after a hard pull and affect the interest rate you are charged.

The APR reflects all the costs of financing - including points, origination fees, and other finance charges - and is usually higher than the interest rate alone.

There is no penalty or charge for this transfer and points are usually converted on a full 1:1 basis.

When it comes to miles & points - earning credit cards, each of their earnings will usually fall into 1 of 3 different areas of travel rewards: 1) Airline credit cards earning miles within specific airline frequent flyer programs, such as Chase United VISA, Delta AMEX... etc.; 2) Hotel credit cards earning points within specific hotel rewards programs such as the Chase Hyatt VISA, Hilton AMEX... etc., 3) Strictly cash - back cards that earn a fixed percentage return (usually from 1 - 2 %) on each purchase which you can then use later to credit travel - related charges such as the Barclay Arrival + or Citi Thank You.

Those 165,000 points are less than what most carriers charge for two first class tickets but much more than what they usually charge for just one — which ought to be your metric if you're redeeming a Travel Together Ticket.

Usually these cards offer something special, seeing that they charge you a membership fee to jam the thing in your wallet, so it can be a worthwhile strategy to maximize your point - earning or your cash back.

Depending on the credit card that is used, a certain amount of points (usually one to five) will be earned on every dollar that is charged.

These cards usually offer one point per dollar spent, and several points for hotel charges.

Ink Plus ® Business Credit Card and Ink Bold ® Business Charge Card usually offer a sign up bonus of 50,000 points for spending $ 5,000 in the first 3 months from account opening but it has now been raised to 60,000 points.

This usually means you'll have plenty of opportunities to charge your stays to a hotel credit card making it easy to earn points fast and put those toward free hotel stays and more.

In less politically charged areas of science, such opinions are (usually) gently tolerated, but since those opinions have been widely help up in the media as evidence of «the controversial nature of climate science», their multiple fallacies and inconsistencies need to be pointed out (which is a real waste of time for the rest of the climate research community).

The investigation stage of the proceeding prior to the notification of the letter of charge (see point (i) of question 12) usually takes from two to 18 months, while the following stage from the notification of the letter of charge to the issuance of the final decision by Consob (see points (ii)--(vi) of question 12) should in principle not exceed 230 days.

Most Missouri car insurance companies usually charge higher premiums for each point accumulated.

Of course, most patents never see the light of day, and it's usually just a way for company's to copyright their ideas just in case they want to use them in the future with no guarantees of actual implementation, but a wireless charging Smart Cover seems realistic enough that it would make complete since for it to come to the market at some point.

Although, you may end up paying a slightly higher interest rate, seller financing will usually be far less costly than conventional financing because sellers won't charge points, loan origination and processing fees.

Everything financed in your mortgage loan package (interest, loan fees, points or other charges) expressed as a percentage of the loan amount (usually slightly above the actual interest rate alone).

(Points are additional charges imposed by the lender that are usually pre-paid by the consumer at settlement but can sometimes be financed by adding them to the mortgage amount.

Points, often called origination fees, are usually percentage - based fees which a lender charges to originate a loan.

Origination fee: the charge for originating a loan; is usually calculated in the form of points and paid at closing.