Sentences with phrase «usually covers losses»

This is separate from any other coverage and usually covers losses only in excess of amounts collectible under other existing coverages.

Basic property insurance usually covers losses caused by fires or explosions, theft, damage from vehicles or airplanes or acts of vandalism.

Warranty extensions usually covered those losses, but some may still be found on the used market.

It usually covers loss, accidental damage and theft but may not cover you if your phone is stolen when you leave it unattended.

Additionally, a standard small business policy will usually cover losses from windstorm, hail, explosion, theft, and damage caused by aircraft, automobiles or vandalism.

Insurance policies usually cover the loss or damage of a host's personal property, as long as their residence is only «occasionally» rented to guests.

Not exact matches

Usually it went first increase, increase a little more, then cover some, some more, some more, until the momentum broke, and they would scale out with modest losses.

(Some premium credit cards do offer limited covered for this type of loss, though limits are usually set pretty low.)

The warranty usually doesn't cover damage from power surges, normal wear and tear, product recalls, and losses from mold or natural disasters.

In 2013, the usually self - sufficient agency required a taxpayer bailout of $ 1.7 billion to cover losses resulting from shaky loans made during the housing collapse.

It also covers the cost of a policy, usually issued by a title insurance company, that insures the policy holder in a specific amount for any loss caused by discrepancies in the title to the property.

Loss of use usually covers hotel stays, meals and additional transportation costs, up to the limit of the coverage.

Some premium credit cards do offer limited covered for this type of loss, though limits are usually set pretty low.

A homeowner's insurance policy usually covers four incidents on the insured property — interior damage, exterior damage, loss or damage of personal assets / belongings, and injury that arises while on the property.

You will usually also have to tell the insurance company the make and model of your devices and check if the cover is for accidental loss.

This is an often overlooked benefit but it's great because it means that you are usually covered for up to the full loss value of the vehicle without having to file a claim with your insurance company (potentially raising your premium).

«When forced by general circulation models (GCMs) other than HadCM3, vegetation models have usually simulated lower or even no losses of Amazonian forest cover.

Damages awarded to people who suffer from these types of losses are usually large because it is expensive to cover the long - term course of care and rehabilitation for these injury victims.

Most insurance policies don't cover any kinds of intentional acts, because compensating someone for a loss that they intentional bring into being when you only have to pay for insurance when you plan on intentionally incurring liability is usually a horrible business model.

These benefits will usually be enough to cover your basic losses after an accident.

Usually, the bank would cooperate in helping you to prove your loss with a withdrawal slip and other corroborating evidence, which would allow you to take a casualty loss deduction and / or make a claim for theft against your own insurance policy (which will often cover a very modest amount of theft of cash).

Thus, if the corporation incurs loss before its directors and officers, which is usually the case, the corporation may be covered first leaving no coverage for the directors, even if there exist other potential claims at the time against the directors and officers.

In case of an accident, the social security usually provides payments based on a certain percentage of the income gained prior to the accident and shall cover a part of the loss of earnings.

Rental reimbursement coverage pays for a rental vehicle (usually up to $ 25 a day) when your vehicle is out of commission as a result of a loss covered under comprehensive or collision coverages.

If you own or rent a home or apartment and carry homeowner's insurance or renter's insurance, it will cover your loss if you have proof you actually owned the lost items, usually in the form of a receipt.

For example, if a customer were to file a lawsuit against their insurance agent, regardless of nature, this errors and omission (E&O) insurance will defend the agent against the claim and cover any losses, if it should occur, up to pre-determined dollar amounts as prescribed in the E&O policy, usually in the millions of dollars.

If you're worried about the possibility of losing your job, for example, and you want to be sure you can cancel your trip and be reimbursed your non-refundable trip costs, make sure that job loss is listed as a covered reason and that your length of employment meets the requirements (usually at least a year is required).

With an international travel insurance policy, losses due to theft and crime are covered, usually up to a certain amount.

«Coverage on a homeowners / renters policy usually has a limit of anywhere from $ 1,000 to $ 5,000, and the losses covered are limited to the covered perils on the policy,» Ruiz explained.

Landscape and gardening replacement is usually only applicable when tied to a loss from another covered peril.

This type of coverage is usually used to repair or rebuild your home when damage from a covered loss happens.

The amount of the policy is usually paid directly to your business so it can be used to cover the financial losses incurred by the death or disability of a key person.

Usually the open perils wording is to the effect of «We insure against risk of direct physical loss...» meaning that open perils doesn't keep you tied to the same list of covered events as named perils would.

Bodily injury covers medical costs and loss of wages and is usually set at a minimum of $ 20,000 per person and up to $ 50,000 per accident.

«Many people assume their homeowners insurance will cover the personal property inside their RVs, but it usually only does so to a certain limit, which can be insufficient to protect you from loss,» says Bob Passmore, Assistance Vice President of Personal Lines for the Property Casualty Insurers Association of America.

(This coverage is usually available only if the covered loss makes your condo unfit for living.)

Collision insurance usually covers the book value of the motorcycle before the loss occurred.

Health insurances usually do not cover loss of wages.

A condo owner's insurance policy usually helps protect belongings, such as furniture, computers or clothing, against a covered loss such as theft or fire.

If your vehicle is broken into, your auto policy will usually not cover the loss of personal property which may have been taken, but your tenants policy will.

However, if you misplace a belonging or leave it behind in a hotel room, for example, insurance usually will not cover the loss.

It doesn't usually cover damages from intentional or dishonest conduct, or non-financial losses.

Homeowner policies usually include coverage for Additional Living Expenses (ALE) after a covered loss.

Loss of use usually covers hotel stays, meals and additional transportation costs, up to the limit of the coverage.

Usually, an overheated heating element may not be part of the coverage of your auto insurance because it is a mechanical problem of the automobile and not something that is typically considered to be a covered loss by an automobile insurance company.

However, the insured value at the time of the loss is usually required to be at least 80 % of the replacement cost before your policy is covered on a replacement cost basis.

You might not know, however, that if a sewer backup or sump pump failure floods your basement you're usually won't be covered for your losses.

While a basic home policy usually covers theft and vandalism, it would be wise to ask a local agent if coverage amounts are really sufficient to compensate you for loss and damage to your home and possessions.

If you suffer a loss as a result of theft, for example, you can make a claim on your plan and get reimbursed, usually for actual cash value of the covered losses.

If the probable maximum loss is greater than 20 %, the lender usually requires the borrower to get earthquake insurance to cover the lender's risk.