Sentences with phrase «usually less than those of»

Covering a specific number of years and maintaining no cash value, the premiums on term policies are usually less than those of whole life insurance.

Interest rates on borrowing are usually less than those of borrowing from a bank.

Not exact matches

Anything less than that and the cost of updating your building and hiring an auditing agency usually outweighs what you get back in taxes.

Canada's Big Six banks themselves are less likely to feel the need to innovate, insulated as they are against the competitive agitation of fintech companies by their market position and regulatory balustrade, and cognizant that Canada's venture capitalism industry — usually the fuel for fintech — is far less fulsome than America's.

The reason behind this is the fact that public networks are considered to be much less secure than your home network, primarily because there is usually a large number of people connected to the network at the same time.

In a conference call with employees on Wednesday, CEO David Brandon blamed some of the downfall on a devastating holiday season, when sales were less than half of the $ 600 million usually made in a year.

The outside firm can often cost less than the salary and benefits of a full - time employee and, at the same time, you may be getting a higher level of advice from a CPA or a tax accountant, the latter of whom usually is a licensed CPA and a lawyer specializing in tax law.

It's only less than two years old and has graduated just 125 students from individual courses, which are usually 12 weeks long and cost a maximum of $ 12,000.

The process can take only a couple of days and usually costs less than $ 100 to set up, and about $ 100 to $ 1,000 in annual fees.

If these are the things founders generally worry about less than they should, what areas of the business usually take up more attention than they really warrant?

He who controls the mint or the printing press, after all, realizes a profit by putting money into circulation (the term is seigniorage), since the cost of making a coin or banknote is usually less than its face value.

Many of us get about an hour to an hour and a half less sleep per night than we need... Naps of 90 to 120 minutes usually comprise all stages, including REM and deep slow - wave sleep, which helps to clear your mind, improve memory recall, and recoup lost sleep....

Oxfam said that women workers were worst hit by global inequality as they consistently earn less than men and usually have lower paid and more insecure forms of work.

They usually pay good dividends, usually trade for less than their cash or assets in the bank, and are fairly stable (it's very hard for a municipality to not pay back its debts for various reasons, some of them constitutional).

Buyers can bid on invoices, usually paying.5 percent to 3.5 percent less than the face value of the receivables.

They have these advantages, according to the reports of western companies: they usually have more of a sense of responsibility than do their unmarried sisters; they're less likely to be flirtatious; as a rule, they need the work or they wouldn't be doing it — maybe a sick husband or one who's in the army; they still have the pep and interest to work hard and to deal with the public efficiently.

Bolter notes that it's usually leadership or funding challenges, stale technology, or a less - than - inspiring mission that kick off an exodus of talent.

Equity you can expect to give up: Usually less than 20 percent (convertible debt notes are often employed for this type of funding).

Consider hiring an intermediary, which depending on the size of the deal could be a broker (usually $ 10 million or less), mergers and acquisitions professional (more than $ 15 million), or an investment banker (a large or public company).

In 2018, the peak of this shower — which tends to come in a burst and usually lasts for less than a day — is expected to fall on the morning of April 22, with little or no interference from the waxing moon.

It usually requires an explanation on the order of infinite retention («yes, our sales and marketing costs are really high and our annual profit margins per user are thin, but we're going to keep the customer forever»), a massive reduction in costs («we're going to replace all our human labor with robots»), a claim that eventually the company can stop buying users («we acquire users for more than they're worth for now just to get the flywheel spinning»), or something even less plausible.

SoFi is known for allowing 10 percent down on mortgages, without borrower - paid monthly private mortgage insurance — which is usually required when you have a down payment of less than 20 percent.

I have ignored reasons that might justify lower discount rates or higher GDP adjustments for China mainly because the purpose of this essay is to explain why the U.S. multiple is so much higher than China's, and of course these reasons exist, but I think whatever the correct ratio should be, there is no question that advanced economies always justify higher multiples than developing economies because they tend to be economically more diversified and politically more stable, and they usually have institutions, including clearer legal and regulatory frameworks, more sophisticated capital allocation processes, less rigid financial systems, and smaller state sectors (which make smooth adjustment, one of the most valuable and undervalued components of long - term growth, more likely).

A collection agency, whether through the US government or private lender, won't usually settle a defaulted student loan debt if it's less than the amount that the lender is likely to receive over the life of the original loan — so negotiation is essential during settlement talks.

The most important aspect of the maximum assessed value is that, so long as it is less than market value (which it usually is), it is limited to 3 % annual growth.

This calculator lets you find the annualized growth rate of the S&P 500 over the date range you specify; you'll find that the CAGR is usually about a percent or two less than the simple average.

Although bonds generally present less short - term risk and volatility than stocks, bonds do contain interest rate risk (as interest rates rise, bond prices usually fall, and vice versa) and the risk of default, or the risk that an issuer will be unable to make income or principal payments.

But closing down unnecessary capacity can pay for itself, even if unemployed workers are temporarily put on the government payroll (causing debt to rise, but usually by less than it had before), but only temporarily as Beijing takes other measures to boost household income through wealth transfers from the state and so to boost consumption, a form of demand which is likely to be more labor intensive than the demand created in the process of over-capacity.

These shares usually have less voting rights than the Class A Shares, which are the preferred share by most investors, although the company or corporation has the right to designate which classification of shares has the most voting rights and when they are issued to the shareholders.

While at the money options may provide less downside protection than out of the money options, downside protection is usually a much smaller consideration in a bullish market.

Consumer prices, usually more stable than producer prices, have also accelerated on a similar basis from a recorded inflation rate of less than 1.0 percent last summer to 2.4 percent over the 12 - months ended this past March, also a smart acceleration in a brief time.

Since diluted bitumen is sold into heavy oil streams (usually at a small discount to heavy oil), you need to account for the fact that a barrel of bitumen is worth less than a barrel of heavy oil, because the added diluent is a higher value product.

Nonstatutory Stock Options, or NSOs, will provide for the right to purchase shares of our common stock at a specified price, which may not be less than fair market value on the date of grant, and usually will become exercisable (at the discretion of the administrator) in one or more installments after the grant date, subject to the participant's continued employment or service with us and / or subject to the satisfaction of corporate performance targets and individual performance targets established by the administrator.

The offers are usually tied to the size of the deposit, e.g. a deposit of less than $ 250 will give you a 30 % bonus while a deposit of $ 15,000 or more will give you a 100 % bonus.

This type of debt is usually less expensive than private student loans and easier to qualify for.

It is an easy section of the market to enter and agreements with customers are usually less formal and easier to obtain than those in the commercial sector.

Just like you have a breakdown of every call you make on your phone bill (and a local call usually costs a lot less than a popular keyword), they could offer their advertisers a statement broken down by click, IP address, keyword, cost, and so on.

Note that if your loan amount is smaller, you may pay less if the lender wraps all charges into an origination fee (usually, but not always, 1 percent of the loan amount) than you would if you paid separate fees of several hundred dollars each.

Home buyers in California who make an upfront investment of less than 20 % usually have to pay for private mortgage insurance.

However close study of the time shows that Roman rule was no more oppressive and usually less so than the people they conquered.

It's just that there is usually more to than what meets the eye is all, and seldom are that many people interested in what I'm getting at (it's more abstract and less to the point), especially in the «heat of the moment.»

One out of five customers leaves more than the suggested donation; three in five leave the suggested donation; and one in five customers leaves less or nothing, usually because they have real need.»

Or, to put it another way, a voice from within the water is usually of less help to a drowning man than a voice from the boat.

5A reading of Bacon's New Organon reveals a more nuanced and less empiricist approach to induction than Whitehead (and other twentieth - century philosophers) usually give him credit, One text in particular refers to the ascent and descent characteristic of imaginative generalizations:»... from the new light of axioms, which have been educed from those particulars by a certain method and rule, shall in their turn point out the way again to new particulars, greater things shall be looked for.

We can usually nail the «Christian» station within less than one second of music.

In India, for example, the average life expectancy is 301/2 years, compared to 681/2 years in the United States; the average annual income is less than $ 40, compared to $ 1,469 in the U.S. Energy utilized annually per capita, which is a rough index of living standard, is in some countries equivalent to.02 tons of coal, compared to 8 tons, or 400 times as much, in the U.S.. Two thirds of the world usually goes to bed hungry at night.

When it incorporates a commitment, it is usually able to direct far more sustained attention to it than would come from the less institutionalized parts of the movement alone.

It costs less than surgery and usually does not involve any kind of hospital stay.

On occasion the phrase was used to refer simply to the land of the Bible — that is, to the land the Israelites returned to from Egypt — but in all of Christian literature before the sixth century it occurs less than a dozen times, and usually as a phrase to reject.

Instead, a dollar's worth of U.S. food aid, once monetized, usually generates considerably less than a dollar in resources.